DEPARTMENT OF INSURANCE
STATUTES AND REGULATIONS
A  B  C  D  E  F  G  H  I  J  K  L  M  N  O  P  R  S  T  U  V  W  Y  
ABORTION
    Health Insurance Coverage, Optional Rider  304.5-160  
ACCIDENTS
    Casualty Insurance, Generally, This Index
    Motor Vehicles, This Index
    No-Fault Insurance, Generally, This Index
    Workers Compensation, Generally, This Index
ACCOUNTS AND ACCOUNTING
    Insurance Administrators  304.9-375  
    Interstate Insurance Product Regulation Commission,  304.51-010  
    Life Insurance And Annuities  304.6-005  
ACTIONS
        See, Also, Judgments, Generally, This Index
    Appeals, Generally, This Index
    Attorney General, Generally, This Index
    Injunctive Relief, Generally, This Index
    Insurance Company, Against  304.14-380  
        Unauthorized Insurer  304.11-040  
    Insurance Purchasing Outlets  304.17A-758  
    Lloyds Plan Policy, On  304.28-070  
    Motor Vehicle Reparations, Limitations  304.39-230  
    Notice, Generally, This Index
    Real Property, Generally, This Index
    Reciprocal Insurer, By Or Against  304.27-040  
    Statute Of Limitations. Limitation Of Actions, Generally, This Index
ACTS, TITLES
    Popular Name Laws, Generally, This Index
ADDICTION
    Alcoholism, Generally, This Index
ADJUSTERS
        Generally  806 KAR 9:030  
    Application Of Law  304.9-010  
    Apprentice Adjuster, License  304.9-432    806 KAR 9:030  
    Automobile Glass Repair And Replacement Services, Unfair Practices  304.9-470  
    Business Dealings With, License Requirement,  304.9-436  
    Civil Penalties  304.99-020  
    Commission, Dividing  304.9-421, 304.9-425  
    Definitions  304.9-070  
    Evidence Of Financial Responsibility  806 KAR 9:210  
    Examination, Insurance Office, By  304.2-220 et seq.  
    Fees  304.4-010    304.4-040    806 KAR 4:010  
    Independent Adjusters  806 KAR 9:030  
    Licenses  304.9-080    806 KAR 9:030  
        Apprentice Adjuster  304.9-432  
        Content  304.9-210  
        Continuation, Expiration  304.9-260    304.99-100  
            Continuation Of Appointment Fee  304.9-260  
            List  304.9-260  
        Continuing Education  304.9-260  
        Denial, Suspension, Revocation, Grounds  304.9-440  
            Procedures  304.9-450  
        Examination  806 KAR 9:030    806 KAR 9:070  
        Exceptions  304.9-430    806 KAR 9:120  
        Existing  304.1-160  
        Fees  304.4-010    806 KAR 4:010  
        Form  304.9-080  
        Issuance Or Refusal  304.9-200  
        Qualifications  304.9-430  
        Renewal, Expiration, List  304.9-270  
            Fees  304.9-260  
        Required  304.9-436  
        Return To, Insurance Director  304.9-460  
        Rights Under  304.9-250  
        Surrender  304.9-460  
        Term  304.9-260  
        Transfer  304.9-250  
        Unlicensed Adjusters  806 KAR 9:120  
    Public Adjusters  806 KAR 9:030  
    Qualifications  304.9-430  
    Service Of Process On Nonresident  304.9-370  
    Unlicensed Adjusters  806 KAR 9:120  
ADMINISTRATIVE REGULATIONS
    Annuities, Individual Deferred Annuities, Standard Nonforfeiture Law  304.15-365  
    Captive Insurers  304.49-140    304.49-224  
        Risk Management  304.49-170  
    Certificates Of Need. Health Facilities And Services, Generally, This Index
    Classic Motor Vehicle Projects, Motor Vehicle Registration And Titling  186A.535  
    Copies  806 KAR 2:030  
    Health Benefit Plans, Claims  304.17A-720    304.17A-722  
        External Review  304.17A-629    304.17A-631  
        Registration  806 KAR 17:280  
        Utilization Review  304.17A-609    304.17A-613    806 KAR 17:280  
    Insurance Agents, Rental Vehicle Agents, Sale Of Insurance  304.9-513  
    Insurance Companies, Investments  304.7-367  
    Insurance Office, This Index
    Insurance Purchasing Outlets  304.17A-752    304.17A-754  
    Interstate Insurance Product Regulation Commission  304.51-010  
    Investments By Insurance Companies  304.7-367  
    Kentucky Access  304.17B-031  
    Life Settlement Contracts  304.15-720  
    Long Term Care Insurance, This Index
    Short Term Nursing Home Insurance  304.14-660    304.14-665  
    Workers Compensation, This Index
ADMINISTRATORS
    Accounts And Accounting  304.9-375  
    Advertising  304.9-374  
    Civil Penalties  304.99-020  
    Claims Paid On Behalf Of Insurer  304.9-376  
    Commissions  304.9-425  
    Compensation  304.9-376  
    Definitions  304.9-051  
    Examination Of Accounts And Records  304.2-220  
    Fees  304.4-040  
    Licenses  304.9-052  
        Fees  304.4-010    806 KAR 4:010  
    Nonresident, Secretary Of State As Agent For Service Of Process  304.9-052  
        Service Of Process  304.9-052  
    Notice To Insured, Administrators Services Utilized  304.9-377  
    Payments To  304.9-372  
    Records Maintained By  304.9-373  
        Access To  304.9-373  
    Written Agreement With Insurer  304.9-371  
ADOPTION
    Health Benefit Plans, Coverage  304.17A-140  
ADULT DAY CARE
    Long Term Care Insurance Coverage For Services Received In Facilities  304.14-617  
    Short Term Nursing Home Insurance Policy  304.14-675  
ADVERTISING
            See, Also, Notice, Generally, This Index
        Generally  304.42-190    806 KAR 12:010  
    False Advertising, Health Maintenance Organization,  304.38-180  
    False Statements  304.12-050  
    Health Maintenance Organization, False  304.38-180  
    Insurance Administrators  304.9-374  
    Life Settlement Contracts  304.15-712  
        Restrictions  304.42-190    806 KAR 15:050  
    Long Term Care Insurance  806 KAR 17:081  
    Medicare Supplemental Insurance  806 KAR 17:400  
    Mortgage Guaranty Insurance  304.23-040  
    Unfair Practices And Frauds  304.12-020    304.12-050    806 KAR 12:010  
ADVISORY ORGANIZATION
    Contracts, This Index
AFFIDAVITS
    Bail Bondsmen  806 KAR 34:070  
    Insurance Office Employees, To Show Lack Of Conflict Of Interest  806 KAR 2:020  
    Surplus Lines Broker  304.10-050    806 KAR 10:050  
AGED PERSONS
    Automobile Insurance, Premium Reduction For Aged
    Drivers Completing Accident Prevention Course  304.13-063  
AGENTS
            Statutory Agents, Generally, This Index
        See, Also, Producers, Generally, This Index
    Address, Filing  304.2-120  
    Administrators, Criminal Complaints, Notice To, Insurance Director  304.9-467  
    Annuities And Pure Endowment Contracts, Recommendations, Suitability  806 KAR 12:120  
    Application Of Law  304.9-010  
    Appointment  304.9-270  
        Termination  304.9-280  
            Post Termination Rights  806 KAR 9:110  
    Automobile Glass Repair And Replacement Services, Unfair Practices  304.9-470  
    Bail Bondsman  806 KAR 34:005  
    Business Entity As  304.9-130  
    Casualty Insurance, Limited License  304.9-030    304.9-230  
    Commission, Dividing  304.9-350    304.9-421    304.9-425  
    Common Carrier Insurance, Limited License  304.9-030  
    Confidential Or Privileged Information, Termination Of Appointment  304.9-280  
    Confidentiality Of Consumer Information, Financial Information  806 KAR 3:210  
        Health Information  806 KAR 3:220  
    Conflict Of Interest  304.2-080  
        Consultant Activities  304.9-350  
    Consultants, Penalties  304.99-025  
    Continuing Education  304.9-295    806 KAR 9:220  
        Forms  806 KAR 9:340  
        Providers  304.9-295  
    Controlled Business Definitions  304.9-100  
    Controlling Agents  304.3-500 et seq.  
        Administrative Regulations, Promulgation  304.3-560  
        Appointment, Notice  304.3-530  
        Claim Files  304.3-520  
        Contracts  304.3-520  
        Definitions  304.3-500  
        Financial Examination  304.3-530  
        Financial Responsibility, Evidence  304.3-510  
        Liability Of Insurer  304.3-540  
        Licensing  304.3-510  
        Penalties  304.3-550  
        Prohibitions  304.3-520  
        Records  304.3-520  
        Review  304.3-530  
        Title Of Act  304.3-570  
        Violations  304.3-550  
    Countersignature Requirements  806 KAR 3:100  
    Crop Insurance, Limited License  304.9-230  
    Definitions  304.9-020  
        Controlling Agents  304.3-500  
        Reinsurance Intermediary-Brokers  304.9-700  
    Disciplinary Actions  304.9-440  
    Disclosure Agreements, Financial Planning, Fees For Services  304.9-350  
        Placement Of Insurance And Services Rendered For Client Compensation  304.11-042  
    Disclosure Requirements  806 KAR 12:020  
        Financial Institutions  806 KAR 9:190  
    Dividing Commissions  304.9-350    304.9-425  
    Educational Requirements  304.9-1051  
    Evidence Of Financial Responsibility  806 KAR 9:210  
    Examination For License  304.9-160 et seq.    806 KAR 9:070  
        Conduct  304.9-190  
        Contents  304.9-180  
    Examination, Insurance Office, By  304.2-220 et seq.  
    Excess Or Rejected Risk  304.9-410  
    Exchange Of Business  304.9-410  
        Volume Limits  806 KAR 9:200  
    False Or Deceptive Names Or Titles  806 KAR 9:020  
    Federal Law, Powers Equal To Financial Institutions Regulated By  304.2-105  
    Fees  304.4-010    304.4-040    806 KAR 4:010  
            Renewal  304.9-260  
        Failure To Pay  304.4-040  
        License, Examinations  304.9-160  
    Financial Institutions Regulated By Federal Law, Powers Equal To  304.2-105  
    Financial Responsibility, Evidence  304.9-270  
        Controlling Agents  304.3-510  
    Forms, License  806 KAR 9:340  
    Fraternal Benefit Society  304.29-331  
    Fraud, Effect  304.9-440  
    Health Care Corporation  304.32-180 et seq.  
    Health Insurance, Limited License  304.9-030  
    Health Maintenance Organization  304.38-110  
    Hearings, Licenses, Denial, Suspension Or Revocation,  304.9-440  
    Identification Cards  806 KAR 9:060  
    Immunity, Termination Of Appointment  304.9-280  
    Insurance Purchasing Outlets, Employment Of  304.17A-760  
        License Requirement  304.17A-752  
    Liability Of Company Represented By  304.9-035  
    Licenses And Permits  304.9-080 et seq.  
        Application  304.9-105  
            Citizenship Status  304.9-150  
            Consultant  304.9-150  
        Authority Under  304.9-250  
        Business Entity  304.9-130  
        Conditions On  304.9-465  
        Consultant  304.9-150  
        Content  304.9-210  
        Continuation  304.9-260  
            Continuation Of Appointment Fee  304.9-260  
            Late Penalty  304.99-100  
            List  304.9-260  
        Continuing Education  304.9-260  
        Controlling Agents  304.3-510  
        Criminal History Record Information  304.9-150  
        Denial, Suspension, Revocation, Grounds  304.9-440    304.9-465  
            Procedures  304.9-450  
        Display  304.9-390  
        Educational Requirements  304.9-105    806 KAR 9:001  
            Continuing Education  304.9-295  
        Equivalent License To Be Issued  806 KAR 9:300  
        Examination  304.9-160 et seq.    806 KAR 9:070  
            Conduct  304.9-190  
        Exceptions  304.9-090  
        Existing  304.1-160  
        Expiration  304.9-260  
        Fees  304.4-010    806 KAR 4:010  
            Examinations  304.9-160  
            Failure To Pay  304.4-040  
        Forms  304.9-080    806 KAR 9:340  
        Fraud, Effect  304.9-440  
        Limited  304.9-230  
        Limited Line Credit Insurance  304.9-230  
        Managing General Agent  304.9-085  
        Misrepresentation, Effect  304.9-440  
        Nonresident  304.9-140  
        Number Required  304.9-210  
        Prelicensing Course Of Study Requirements, Exemption,  304.9-107  
        Purpose  304.9-100  
        Qualifications  304.9-105  
            Exemption From Requirements  304.9-107  
        Renewal  304.9-260  
            Fees  304.9-260  
            Late Penalty  304.9-270  
            List  304.9-270  
        Rental Vehicle Agents, Sale Of Insurance  304.9-505  
            Renewal  304.9-513  
            Requirement  304.9-507  
        Required  304.9-080  
        Residence Requirements  304.9-120  
        Return, Insurance Director  304.9-460  
        Revocation, Grounds For  304.9-100  
        Rights Under  304.9-250  
        Surrender  304.9-460  
        Suspension, Grounds For  304.9-465  
        Temporary  304.9-300  
            Restrictions  304.9-310  
        Term  304.9-260  
        Transfer  304.9-250  
        Types  304.9-030  
        Variable Annuity Agent  806 KAR 15:010  
        Variable Life Insurance Agent  806 KAR 15:030  
        Vending Machines, For  304.9-240  
    Life Insurance, Limited License  304.9-030  
    Life Settlement Brokers. Life Settlements, This Index
    Limited Line Credit Insurance, Limited License  304.9-030    304.9-230  
    Liquidation Or Rehabilitation, Duties  304.33-260  
    List, Annual  304.9-270  
    Long Term Care Insurance  806 KAR 17:081  
    Long Term Care Partnership Insurance Program  304.14-642  
        Disclosure Standards  304.14-644  
    Managing General Agents  304.9-085  
    Marine And Transportation Insurance, Limited License,  304.9-230  
    Mechanical Breakdown Insurance, Limited License,  304.9-230  
    Misrepresentation, Effect  304.9-440  
    Motor Vehicle Insurance, Limited License  304.9-030, 304.9-230  
    Names, False Or Deceptive  806 KAR 9:020  
    Nonresident, Countersignature On Business Of  806 KAR 3:100  
        License  304.9-140  
    Notice, Additional Lines Of Authority  304.9-270  
        Appointment  304.9-270  
        Suspension Or Revocation Of Certificate Of Authority  304.3-210  
        Termination Of Appointment  304.9-280  
    Penalties  304.99-010    304.99-020  
        Late License Continuation Request  304.9-260    304.99-100  
        Late License Renewal Request  304.9-270  
    Place Of Business  304.9-390  
    Probation  304.9-440  
    Producers, Generally, This Index
    Property Insurance, Limited License  304.9-030  
    Qualifications For License, Exemption From Requirements  304.9-107  
        Permanent Agent Or Solicitor License  304.9-105  
    Records Required  304.9-390    806 KAR 9:050  
    Reinsurance Intermediary Act  304.9-700 et seq.  
    Reinsurance Intermediary-Brokers, Administrative Regulations, Promulgation  304.9-750  
            
        Commissions  304.9-425  
        Contracts  304.9-710  
        Criminal Complaints, Notice To, Insurance Director  304.9-467  
        Definitions  304.9-700  
        Employees  304.9-720  
        Examination Of Accounts And Records  304.2-220  
        Examinations  304.9-740  
        Fees  304.4-040  
        Financial Statements, Copies  304.9-720  
        Licenses  304.9-705  
            Suspension Or Revocation  304.9-745  
        Managers, Reinsurance Intermediary  304.9-725  
        Offices  304.9-705  
        Penalties  304.9-745  
        Prohibitions  304.9-730  
        Records  304.9-715  
        Referrals  304.9-425  
        Requirements For Transactions  304.9-710  
        Violations  304.9-745  
            Civil Penalties  304.99-020  
        Written Authorizations Of Transactions  304.9-710  
    Reinsurance Intermediary-Managers  304.9-725  
        Accounts  304.9-725  
        Contract Termination Notice  304.9-735  
        Contracts  304.9-725  
        Examinations  304.9-740  
        Financial Statements  304.9-735  
        Licensing  304.9-735  
        Loss Reserves  304.9-735  
        Records  304.9-725  
    Rental Vehicle Agents. Motor Vehicles, This Index
    Replacement Life Insurance Solicitation, Restrictions  304.12-030  
    Residence Requirement  304.9-120    304.9-140  
    Risks, Excess Or Rejected, Placement With Another Insurer  304.9-410  
    Solicitors, Educational Requirements  806 KAR 9:001  
        License, Requirements  304.9-080 et seq.  
            Fees  806 KAR 4:010  
    Statutory Agents, Generally, This Index
    Surety, Limited License  304.9-230  
    Surplus Lines Brokers  304.10-010 et seq.  
    Temporary License  304.9-300  
        Restrictions  304.9-310  
    Termination Of Appointment  304.9-280  
        Rights Following  304.9-290  
    Titles, False Or Deceptive  806 KAR 9:020  
    Travel, Limited License  304.9-230  
    Unauthorized Insurer, Disclosure Agreements, Placement Of Insurance And Services Rendered For Client, Compensation  304.11-020  
        Service On  304.11-040  
    Variable Annuity Agent  806 KAR 15:010  
    Variable Life And Annuity Products, Active Life Line Of Authority, Requirements  304.9-030  
        Limited License  304.9-030  
    Variable Life Insurance Agent  806 KAR 15:030  
    Vending Machine License  304.9-240  
    Violation, Effect  304.9-440  
    Witness, Hearing, At  304.2-340  
        Perjury  304.2-340  
AGRICULTURE
    Credit Insurance, Amount Limitation  304.19-040  
AIDS
    Disapproval Of Forms Due To Exclusion Of Coverage  304.14-130  
    Unfair Or Deceptive Practices Prohibited  304.12-013  
        Penalties  304.99-115  
AIRPORTS
    Insurance, Vending Machine  304.9-240  
ALCOHOLIC BEVERAGES
    Alcoholism, Generally, This Index
    Health Insurance Provision On Use  304.17-290  
ALCOHOLISM
    Definitions  304.18-160  
    Health Insurance Coverage For Treatment  304.18-130 et seq.  
    Health Maintenance Organization Contract, Coverage For Treatment  304.38-197  
    Health Service Corporation Contract, Coverage For Treatment  304.32-158  
ALIEN INSURERS
    Actuarial Opinion And Memorandum  806 KAR 6:100  
    Agent For Service Of Process, Secretary Of State As,  304.3-230  
    Annual And Quarterly Statements  304.3-240  
    Annual Statements, Actuarial Opinion And Memorandum  806 KAR 6:100  
        Audited Financial Reports  806 KAR 3:170  
        Forms  806 KAR 3:070  
        Synopsis  806 KAR 3:020  
    Assets, Conservation  304.33-510  
    Authorized Where Domiciled, Requirement, Exception  806 KAR 3:110  
    Capital Funds Required  304.3-120    806 KAR 3:040    806 KAR 3:050  
    Certificates Of Authority, Generally, This Index
    Definitions  304.1-070  
    Deposit Required  304.3-140    806 KAR 3:060    806 KAR 3:090  
    Domicile  304.3-270  
    Examination, Insurance Office, By  304.2-210 et seq.  
    Fees  304.4-010    304.4-040    806 KAR 4:010  
    Fraternal Benefit Societies  304.29-011 et seq.  
    Health Insurance  304.17-330  
    Investments  304.7-330  
    Liquidation Or Rehabilitation  304.33-200    304.33-510 et seq.  
        Conservation Of Assets  304.33-510  
    Reorganization, Mutual Insurance Holding Companies  304.37-510  
    Retaliatory Provision  304.3-270  
    Service Of Process  304.3-230  
AMBULANCE SERVICE, CITY OR COUNTY
        See, Also, Health Facilities And Services, Generally, This Index
    Insurance Code Exceptions  304.1-120  
AMBULATORY SURGICAL CENTERS
    Health Facilities And Services, This Index
    Health Insurance Coverage  304.17-317    304.18-035  
    Health Service Corporation Contract, Coverage,  304.32-156  
ANNUITIES
    Charitable Gift Annuities, Application Of Law  304.1-120  
    Life Insurance And Annuities, Generally, This Index
    Structured Settlements. Settlements, This Index
APPEALS
    Assessment. Taxation, Generally, This Index
    Commissioner’S Order  304.2-370  
    Fair Plan And Reinsurance Association  304.35-050  
    Fraternal Benefit Society, Insurance Office, Findings  304.29-361  
    Guaranty Association, From  304.36-090  
    Holding Company License Suspension Or Revocation  304.37-100  
    Injunctive Relief, Generally, This Index
    Insurance Purchasing Outlets, Powers And Duties  304.17A-760  
    License Taxes  91A.0804  
    Malpractice Insurance Association, From  304.40-100  
    Premium Finance Company License Revocation, Suspension, Etc  304.30-050  
    Rates  304.13-161  
    Unfair Practice  304.12-120  
APPLICATIONS
    Life Insurance Contracts  806 KAR 12:070  
ARBITRATION AND AWARD
    Agreement To Submit To Arbitration, Validity  417.050  
    Casualty Insurance Provision  304.20-050  
    Kentucky Insurance Arbitration Association  304.39-290  
    Validity Of Agreement To Submit To Arbitration  417.050  
ARMED FORCES
    Life Insurance And Annuities, Solicitation  806 KAR 12:180  
ARSON
    Fire Loss Information To Authorized Agencies  304.20-150 et seq.  
ARTICLES OF INCORPORATION
    Health Maintenance Organizations  304.38-040  
    Stock Insurers, Domestic, This Index
ASSESSMENT OR COOPERATIVE INSURANCE
        Generally  299.010 et seq.  
        Insurance Companies, Generally, This Index
            Insurance, Generally, This Index
        See, Also, Insurance, Generally, This Index
    Abandonment  299.017  
    Application Of Chapter  299.010  
    Assessment Contracts, Insurance Other Than Life  299.390  
        Loss Adjustment  299.390  
    Assessments  299.011    304.2-440  
    Bond, Insurance Other Than Life  299.310  
    Contracts, Filing With, Insurance Office  299.019  
    Creation Of New Companies Prohibited  299.017  
    Definitions  299.010  
    Insurance Code Exceptions  304.1-120  
    Insurance Other Than Life, Annual Meeting  299.350  
        Annual Statement Of Condition  299.450  
        Assessment Contracts  299.390  
            Loss Adjustment  299.390  
        Assessments, Levy And Collection  299.400    299.990  
            Liability Of Policyholders, Limit  299.420  
            Notice  299.410  
            Unpaid, Action To Collect  299.430  
        Authorization To Do Business, Requirements  299.320  
        Bond, Preliminary  299.310  
        Bylaws, Books  299.350  
        Classification Of Insured Property  299.306  
        Contracts, Assessment  299.390  
            Reinsurance  299.520  
        Directors  299.500  
            Election, Term, Powers  299.340  
        Examination, Insurance Office, By  299.460  
        Fees, Collection Of  299.400  
            Examination  299.460  
            Office Of Insurance, To  299.540  
        Incorporators  299.310  
        Meeting, Annual  299.350  
        Member Companies Of Reinsurance Company, Admission And Withdrawl  299.490  
        Members  299.310  
            Admission And Withdrawal  299.440  
        Mutual Plan, Change To  299.550  
        Organization  299.310  
        Penalty For Violation  299.990  
        Premiums, Tax On  299.530  
        Reinsurance Company, Admission And Withdrawal, Member Companies  299.490  
            Annual Report On Premium  299.530  
            Organization  200.480  
            Policies  299.500  
            Premiums, Annual Report  299.480  
            Rates, Provisions Concerning  299.500  
        Reinsurance Of Risks  299.510    299.520  
        Reserve Fund, Source, Use, Investment  299.370    299.520  
        Risks  299.310  
            Limit  299.380  
            Separation  299.360  
        Special Charter Companies  299.470  
        Territory In Which Property May Be Insured  299.330  
            Change Of Territory  299.330  
        Violations, Actions Against, Penalties  299.460  
    Licenses, Subsequent  299.045  
    Life Or Casualty Company Becoming Stock Or Mutual Company  299.220  
    Life Or Casualty Insurance  299.020  
            See, Also, Casualty Insurance, Generally, This Index
        Annual Meeting, Examination Of Books  299.100  
        Annual Report  299.120  
        Articles Of Incorporation  299.030  
            Period Of Continuance  299.070  
        Assessments, Notice Of And Classification Of Expense  299.160  
        Beneficiary, Change  299.150  
        Bylaws, Adoption, Amendment  299.100  
        Charter, Abandonment  299.070  
        Claims, Examination Of Claimant  299.170  
            Failure To Pay, Effect  299.180    299.190  
            Officers Liability For Failure To Pay  299.200  
        Company, Suspension From Doing Business  299.180  
        Definitions  299.010  
        Domestic Company, Authorization To Do Business  299.040  
            Organization  299.030  
            Requirements  299.040  
        Election Of Officers  299.110  
        Emergency Fund, Creation, Use, Administration  299.060  
            Discontinuance Of Business, Effect On  299.060  
        Examination Of Books  299.100  
        Fees And Costs, Office Of Insurance  299.215  
        Guaranty Fund, Creation, Investment, Use  299.050  
        Insurable Age Limit  299.150  
        Insurable Interest, Requirements  299.150  
        Officers, Election  299.110  
        Policy, Beneficiary, Change  299.150  
            Contents, Contract Amount, Limit, Liability  299.140  
            Form  299.130  
        Receiver, Appointment  299.190  
        Reinsurance Regulations  299.210  
            Penalty For Violation  299.990  
        Report, Annual  299.120  
        Reserve Fund  299.060  
        Statement Of Condition, Annual  299.120  
        Subsequent Licensure Prohibited  299.045  
        Suspension Of Company From Doing Business  299.180  
    Mutual Insurer, Company Writing Insurance Other Than Life  299.550  
    Officers And Directors  299.019  
    Policy Language  299.015  
    Reinsurance Company  299.480  
    Stock Or Mutual Plan, Change To, See, Also, Mutual Insurers, Domestic, Generally, This Index
        Assessment Policies, Continuation Of  299.280  
        Assets And Liabilities Of Former Company  299.290  
        Capital Stock  299.240  
            Subscriptions  299.240  
        Definitions  299.010  
        Dissenting Policyholders, Payment  299.300  
        Fixing Amount  299.240  
        Life Or Casualty Company May Become  299.220  
        Reorganization, Business May Commence, When  299.250  
            Business May Commence, When  299.250  
            Directors, Election, Powers  299.270  
            Procedure  299.230  
            Reserve Fund  299.300  
            Types Of Insurance Written  299.260  
        Sale  299.240  
            Fixing Amount  299.240  
            Sale  299.240  
        Surplus Of Former Company, Use Of  299.290  
    Violation, Insurance Other Than Life  299.460  
ASSESSMENTS
    Kentucky Access, Assessments On Insurers  304.17B-021  
ASSETS
    Advertisement  304.12-050  
    Appraisal  304.2-240  
    Audits  806 KAR 6:010  
    Casualty Insurance Loss Reserves  304.6-100  
    Definitions  304.6-010    806 KAR 6:030  
    Deposit Of Assets  304.3-140    304.8-010 et seq    806 KAR 3:060, 806 KAR 8:010  
        Access To, Removal Of Assets  304.8-180  
        Assets Eligible  304.8-030  
        Banks Or Trust Companies As Depositories  304.8-090  
        Certificate Of Inventory  304.8-110  
        Consolidated Local Governments  304.8-090  
        Custody, Liability  304.8-080  
        Deficiency  304.8-120  
        Depositories  304.8-090  
        Dividends, Interest  304.8-140  
        Domestic Life Insurer Reserves  304.8-150  
        Eligible Assets  304.8-030 et seq.  
        Examination Expense Revolving Fund, Payments Into,  304.8-190  
        Excess, Voluntary  304.8-130  
        Exchange Or Substitute  304.8-140  
        Execution, Levy On  304.8-160  
        Home Office Realty  304.8-040  
        Insurance Securities  304.8-010  
        Interest, Dividends  304.8-140  
        Inventory, Insurance Office, By  304.8-110  
        Levy Of Execution  304.8-160  
        Payments Into Examination Expense Revolving Fund,  304.8-190  
        Policyholder Or State, Held For Benefit Of  304.8-020  
        Real Property, Other  304.8-050  
        Reciprocity  806 KAR 3:060  
        Records  304.8-100  
        Release  304.8-170  
        Removal  304.8-180  
        Replenishment  304.8-120  
        Securities  304.7-360  
        Trust Agreements  304.8-095  
        Valuation  304.8-120    806 KAR8:010  
    Health Insurance Reserves  304.6-070  
    Investment Letter Stock  806 KAR 6:030  
    Liquidation, Distribution  304.33-280    304.33-450  
    List On Liquidation  304.33-280  
    Minimum Standards  304.6-140    304.6-145  
    Mortgage Guaranty Contingency Reserve  304.6-090  
    Mortgage Guaranty Reserves  304.6-110  
    Penalties For Violations  304.99-090  
    Prohibited  304.6-020    806 KAR 6:020  
    Reciprocal Insurers
        Insufficient  304.27-280  
        Liquidation, Distribution On  304.27-260  
    Removal Procedure  304.8-180  
    Standards, Minimum  304.6-140    304.6-145  
    Temporary Transfer, Prohibition  806 KAR 6:020  
    Title Insurance Reserves  304.6-080  
    Valuation  304.7-350    806 KAR 6:010  
        Date For Determination  806 KAR 3:040  
        Deposits, Assets On  806 KAR 8:010  
        Salvage Or Subrogation Recoveries  806 KAR 3:025  
    Wash Transaction  304.6-030  
ASSIGNMENT
    Insurance Contracts  304.14-250  
ASSISTED LIVING COMMUNITIES
    Long Term Care Insurance Coverage For Services Received In  304.14-617  
ATTACHMENT
        See, Also, Garnishment, This Index
    Attachment—Cont’D
    Fraternal Benefit Society, Benefits Exempt From  304.29-181  
    Insurance Company, Liquidating  304.33-580  
    Motor Vehicle Exemption, Reparations Benefits,  304.39-260  
ATTORINEYS, PROSECUTING
    Attorney General, Generally, This Index
ATTORNEY
    Attorneys, Generally, This Index
ATTORNEY FEES
    Motor Vehicle Reparations Claimant, Of  304.39-220  
ATTORNEY GENERAL
    Action By, Life Or Casualty Insurance Company On Cooperative Or Assessment Plan, Against  299.190  
    Domestic Stock And Mutual Insurance, Duties  304.24-050  
    Fire Loss Information, Power To Require Insurer To Furnish  304.20-160  
    Fraternal Benefit Society, Proceedings Against,  304.29-301  
    Insurance Companies, Life And Casualty On Cooperative Or Assessment Plan, Proceedings Against  299.190  
    Insurance Fraud Investigation Division, Report From,  304.47-050  
    Insurance Office, Legal Advisor, As  304.2-130  
ATTORNEYS
    Insurance, Liability Joint Underwriting Association,  304.41-010 et seq.  
        See, Also, Malpractice Insurance, Legal, Generally, This Index
    Liability, Joint Underwriting Association  304.41-010 et seq.  
    Malpractice, Insurance  304.41-010 et seq.  
        See, Also, Malpractice Insurance, Legal, Generally, This Index
    Motor Vehicle Reparations Claimants, Fees  304.39-220  
    Reciprocal Insurer  304.27-050  
ATTORNEYS, COMMONWEALTH
    Fire Loss Information, Power To Require Insurer To Furnish  304.20-160  
    Insurance Fraud Investigation Division, Report From,  304.47-050  
ATTORNEYS, COUNTY
    Fire Loss Information, Power To Require Insurer To Furnish  304.20-160  
AUCTIONEERS AND AUCTION HOUSE OPERATORS
    Criminal Complaints, Notice To Commissioner  304.9-467  
    Disciplinary Proceedings, Notice To Commissioner  304.9-467  
AUDITOR OF PUBLIC ACCOUNTS
    Kentucky Access, Audits  304.17B-029  
AUTISM
    Health And Hospitalization Insurance  304.17A-143    806 KAR 17:460  
AUTOMOBILES
    Motor Vehicles, Generally, This Index
AUTOPSIES
    Health Insurance Provision  304.17-140  
BAIL BONDSMEN
    Affidavit, Consideration For Bond  806 KAR 34:070  
    Bonding, Limitation On  806 KAR 34:030  
    Definitions  806 KAR 5:030    806 KAR 34:005  
    Deposit Of Security Required  806 KAR 34:030    806 KAR 34:040  
    Fees, Tax  136.410  
    Identification Card  806 KAR 34:010  
    Judgment, Satisfaction  806 KAR 34:020  
    Liability Ratio Schedule  806 KAR 34:040  
    License, Display  806 KAR 34:010  
        Examination  806 KAR 34:050  
    Records  806 KAR 34:060  
        To Be Kept In Kentucky  806 KAR 34:065  
    Residency Requirement  806 KAR 34:055  
    Security Deposit, Requirement  806 KAR 34:030    806 KAR 34:040  
    Tax, Fees  136.410  
BANKS AND BANKING
    Depositories, Generally, This Index
    Insurance Agency Activities, Authority To Engage In
        Definitions  304.9-135  
        Requirements  304.9-135  
    Insurance, Coercion In Requiring  304.12-140    304.99-110  
    Trust Companies, Generally, This Index
BENEFIT SOCIETIES, FRATERNAL
        See, Also, Fraternal Benefit Societies, Generally, This Index
    Generally  304.29-011 et seq.  
BIDDING, COMPETITIVE
    Kentucky Access, Selection Of Third Party Administrator  304.17B-011  
BLANKET INSURANCE
    Group Insurance, Generally, This Index
BLIND PERSONS
    Discrimination, Insurance Coverage, Prohibition  304.12-215  
BLUEGRASS STATE SKILLS CORPORATION
    Skills Training Investment Credit, Income Tax, 141.405
BOILER AND MACHINERY INSURANCE
    Generally  304.5-070  
BONDS, SURETY
    Assessment Or Cooperative Company Other Than Life, Preliminary Bond  299.310  
    Consultant  304.9-330  
    Executive Director  304.2-030    304.33-080  
    Fraternal Benefit Society  304.29-101  
    Health And Hospitalization Insurance, Self Insured Employer Associations, Administrator  304.17A-812  
    Mutual Insurers  304.24-110  
    Reciprocal Insurer, Attorney  304.27-100  
    Surplus Lines Broker  304.10-140  
BOUNDARIES
    Cities, This Index
BREAST CANCER
    Cancer, This Index
BROKERS
    Broker-Dealers. Securities, This Index
    Life Settlements, This Index
    Surplus Lines Insurers, Generally, This Index
BURGLARY
    Insurance. Casualty Insurance, Generally, This Index
BURIAL ASSOCIATIONS
    Insurance Code, Excepted From  304.1-120  
CANCER
    Breast Cancer, Health Benefit Plans, Coverage  304.17A-135  
        Insurance Coverage  304.17-3165  
        Mastectomy And Breast Reconstruction Surgery, Health And Hospitalization Insurance, Group Or Blanket Coverage  304.18-0983  
            
            Health Benefit Plan Coverage  304.17A-134  
            Health Maintenance Organization Coverage,  304.38-1934  
            Health Service Corporation Coverage  304.32-1593  
            Individual Insurer Coverage  304.17-3163  
    Colon Cancer, Screening, Health Benefit Plans, Coverage  304.17A-257  
CAPTIVE INSURERS
        Generally  304.49-010 et seq.  
    Activities, Limitations  304.49-020  
    Administrative Regulations  304.49-140    304.49-224  
        Risk Management  304.49-170  
    Agency Captive Insurers, Definitions  304.49-010  
    Annual Reports  304.49-070  
    Applicability Of Law  304.49-090  
        Exclusivity  304.49-150  
        Foreign Captive Insurers  304.49-230  
        Reciprocal Insurers  304.49-060  
    Articles Of Incorporation  304.49-060  
    Assumed Reinsurance Premium Receipts, Taxation,  304.49-220  
    Audits  304.49-080  
    Branch Captive Insurers, Activities, Limitations  304.49-020  
        Definitions  304.49-010  
        Examinations  304.49-080  
        Reports, Filing  304.49-070  
        Taxation  304.49-220  
        Trust Funds, Requirements  304.49-040  
    Bylaws  304.49-060  
    Capital Requirements  304.49-040  
    Certificates Of Authority
        Applications  304.49-020  
        Capital Requirements  304.49-040  
        Fees  304.49-020  
        Findings  304.49-060  
        Requirement  304.49-020  
        Surplus Requirements  304.49-040  
    Confidential Or Privileged Information, Certificates Of Authority, Applications  304.49-020  
    Conflict Of Laws  304.49-060  
    Consortium Captive Insurers, Activities, Limitations  304.49-020  
        Capital And Surplus Requirements  304.49-040  
        Definitions  304.49-010  
        Incorporation  304.49-060  
        Investments, Limitations  304.49-100  
        Mutual Insurers, Incorporation As  304.49-060  
        Reciprocal Insurers, Conversion Or Merger Into  304.49-180  
            Organization As  304.49-060  
        Reports, Filing  304.49-070  
        Stock Insurers, Incorporation As  304.49-060  
    Contributions, Prohibition  304.49-130  
    Conversion, Consortium Captive Insurers Into Reciprocal Insurers  304.49-180  
        Industrial Insured Captive Insurers Into Reciprocal  304.49-180  
    Definitions  304.49-010  
    Dissolution  304.49-160  
    Distributions In Excess Of Limitations, Approval,  304.49-050  
    Dividends In Excess Of Limitations, Approval,  304.49-050  
    Examinations  304.49-080  
    Fees, Certificates Of Authority  304.49-020  
    Financial Condition, Notice  304.49-226  
    Financial Security Requirements  304.49-040  
    Financial Statements  304.49-070  
    Foreign Captive Insurers, Applicability Of Law  304.49-230  
        Definitions  304.49-010  
        Examinations  304.49-080  
    Incorporation  304.49-060  
    Industrial Insured Captive Insurers Into Reciprocal Insurers  304.49-180  
    Industrial Insured Captive Insurers, Activities, Limitations  304.49-020  
        Capital And Surplus Requirements  304.49-040  
        Definitions  304.49-010  
        Incorporation  304.49-060  
        Investments, Limitations  304.49-100  
        Mutual Insurers, Incorporation As  304.49-060  
        Reciprocal Insurers, Conversion Or Merger Into  304.49-180  
            Organization As  304.49-060  
        Reports, Filing  304.49-070  
        Stock Insurers, Incorporation As  304.49-060  
    Investments, Limitations  304.49-100  
    Limitations On Activities  304.49-020  
    Liquidation  304.49-160  
    Loans, Limitations  304.49-100  
    Managers, Powers And Duties  304.49-222  
    Material Actions, Notice  304.49-226  
    Merger, Consortium Captive Insurers Into Reciprocal Insurers  304.49-180  
    Mutual Insurers, Incorporation As  304.49-060  
    Names  304.49-030  
    Premium Receipts, Taxation  304.49-220  
    Protected Cells, Sponsored Captive Insurers  304.49-228  
    Pure Captive Insurers, Activities, Limitations  304.49-020  
        Capital And Surplus Requirements  304.49-040  
        Definitions  304.49-010  
        Incorporation  304.49-060  
        Investments, Limitations  304.49-100  
        Loans, Limitations  304.49-100  
        Reports, Filing  304.49-070  
        Stock Insurers, Incorporation As  304.49-060  
    Rating Organizations, Membership Not Required  304.49-120  
    Reciprocal Insurers, Applicability Of Law  304.49-060  
            Organization  304.49-060  
        Consortium Captive Insurers, Conversion Or Merger  304.49-180  
            Organization  304.49-060  
        Contributions, Prohibition  304.49-130  
        Definitions  304.49-010  
        Dissolution  304.49-160  
        Formation  304.49-060  
        Industrial Insured Captive Insurers, Conversion Or Merger  304.49-180  
    Rehabilitation  304.49-160  
    Reinsurance, Assumed Reinsurance Premium Receipts, Taxation  304.49-220  
        Authorization  304.49-110  
    Reports, Filing  304.49-070  
    Risk Management, Administrative Regulations  304.49-170  
    Special Purpose Captive Insurers, Definitions  304.49-010  
        Incorporation  304.49-060  
        Limited Liability Company, Incorporation As  304.49-060  
        Partnership, Incorporation As  304.49-060  
        Stock Insurers, Incorporation As  304.49-060  
    Sponsored Captive Insurers, Activities, Limitations  304.49-020  
        Capital And Surplus Requirements  304.49-040  
        Claims Against, Payment Of Expenses  304.49-160  
        Definitions  304.49-010  
        Formation  304.49-190  
        Incorporation  304.49-060  
        Investments, Limitations  304.49-100  
        Participants, Definitions  304.49-010  
            Eligibility  304.49-210  
    Sponsors, Qualifications  304.49-200  
    Stock  304.49-060  
    Stock Insurers, Incorporation As  304.49-060  
              304.49-060  
    Surplus Requirements  304.49-040  
    Taxation  304.49-220  
    Trust Funds, Requirements  304.49-040  
CARS
    Motor Vehicles, Generally, This Index
CASUALTY INSURANCE
        Liability Insurance, Generally, This Index
        See, Also, Insurance, Generally, This Index
    Agents, Limited License  304.9-030    304.9-230  
    Annulment Of Policy, Retroactive  304.20-030  
    Arbitration Provision  304.20-050  
    Assessment Or Cooperative Insurance, Generally, This Index
    Automobile Liability And Damage, Cancellation Or Nonrenewal  806 KAR 20:020  
        Claims, Unfair Claims Settlement Practices  806 KAR 12:095  
        Fleet Insurance, Definition  806 KAR 13:040  
        Kentucky Automobile Insurance Plan  806 KAR 13:070  
        Motor Vehicle Insurance, Generally, This Index
        Premiums, Anti Theft Devices, Vehicles Equipped With Reduction  806 KAR 13:100  
        Unfair Claims Settlement Practices  806 KAR 12:095  
    Cancellation  304.20-300 et seq.    806 KAR 20:010  
    Claims, Unfair Claims Settlement Practices  806 KAR 12:095  
    Declining  806 KAR 20:010  
    Definitions  304.5-070    304.20-040  
    Discount Provisions Required To Be Included In Rates For Building Equipped With Fire Sprinkler Systems
        Applicable Date  304.20-385  
        Discount Provisions Required To Be Included In Rates For Building Equipped With Fire Sprinkler Systems  304.20-380  
    Discrimination Prohibited  304.12-080  
        Domestic Violence, Denial Of Coverage Or Higher Rates Based On  304.12-211  
    Domestic Violence, Denial Of Coverage Or Higher Rates Based On, Prohibited  304.12-211  
    Finance Charges, Premiums  806 KAR 13:090  
    Fire Loss  304.20-150 et seq.  
        Application Of Law  304.20-240  
        Claims, Unfair Claims Settlement Practices  806 KAR 12:095  
        Concurrent Jurisdiction  304.20-190  
        Confidentiality Of Information  304.20-170  
        Definitions  304.20-150  
        Failure To Provide Information, Intentional, Prohibition  304.20-180  
        Governments Right To Enforce Lien Not Altered  304.20-250  
        Information, Power Of Authorized Agency To Require  304.20-160  
        Insurer Not Liable For Payments To Taxing Authority  304.20-230  
        Interest On Late Payment By Insurer  304.14-400  
        Investigation, Information For Purpose Of  304.20-160  
        Maximum Coverage  304.20-260  
        Notification Of Insurer By County Clerk Of Existence Of Lien  304.20-210  
        Payment Directly To Taxing Authority  304.20-210  
        Penalty For Violation Of Law  304.99-080  
        Priority Of Lien  304.20-220  
        Refusal To Provide Information, Intentional, Prohibition  304.20-180  
            Penalty  304.99-080  
        Release Of Information By Authorized Agency Not To Convey Liability  304.20-160  
        Tax Lien On Real Estate, Subject To  304.20-200  
        Unfair Claims Settlement Practices  806 KAR 12:095  
    Fire Protection Classification Review And Appeal  304.13-350 et seq.  
    Fire Sprinkler Systems, Premium Credits Or Discount Provisions Required To Be Included In Rates For Buildings Equipped With  304.20-380  
        Applicable Date  304.20-385  
    Flex Rating  806 KAR 13:110  
    Forms, Filing  806 KAR 14:006  
    Franchise Plan  304.17-390  
    Insolvency Of Insurer, Motor Vehicle Liability,  304.20-020  
    Insurance Office Providing Lists Of Insurers To Revenue Department  136.392  
    Investments  304.7-451 et seq.  
    Lists Of Insurers, Insurance Office Providing Revenue Department With  136.392  
    Loss Reserves  304.6-100  
        Discounting  806 KAR 6:090  
    Malpractice Insurance, Legal, Generally, This Index
    Motor Vehicle Insurance, Generally, This Index
    Nonrenewal  304.20-300 et seq.    806 KAR 20:010  
    Notice Of Cancellation Or Nonrenewal  304.20-040  
    Premium Credits Required To Be Included In Rates For Building Equipped With Fire Sprinkler Systems  304.20-380  
        Applicable Date  304.20-385  
    Premium Finance Charges  806 KAR 13:090  
    Premium Surcharges, Revenue Department Estimates  136.392  
    Rating, Filing  806 KAR 13:150  
        Flex Rating  806 KAR 13:110  
    Refusal To Issue  304.20-300 et seq.  
    Reinstatement Of Expired Policy  304.20-037  
    Renewal Premiums, Notice  304.20-035  
    Rental Vehicle Agents, Sale Of Insurance  304.9-503  
    Retroactive Annulment  304.20-030  
    Revenue Department, Estimates Of Premium Surcharges  136.392  
    Scope  304.20-010  
    Service Contracts Not Considered To Be  806 KAR 5:060  
    State Property. Insurance, Generally, This Index
    Twisting Prohibited  304.12-030  
    Unfair Claims Settlement Practices  806 KAR 12:095  
    Uninsured Vehicle Coverage  304.20-020  
    Workers Compensation, Proof Of Coverage  304.20-090  
CAUSE OF ACTION
    Actions, Generally, This Index
CEASE AND DESIST ORDERS
    Life Insurance And Annuities, Life Settlement Contracts  304.15-708  
CERTIFICATES OF AUTHORITY
        Generally  304.3-060 et seq.    304.3-150 et seq.  
    Alien Insurer, Eligibility  304.3-090  
    Amendment  304.3-170  
    Application For  304.3-150  
    Complaint, Investigation Before Issuance Or Renewal  304.2-160  
    Contents  304.3-160  
    Continuance  304.3-180  
    Definition  304.1-110  
    Denial When Contract Limits Obligation To Pay Claim For Medical Assistance  304.3-280  
    Eligibility For  304.3-070 et seq.  
    Examination Of Applicant  304.2-210 et seq.  
    Existing Prior To Code  304.1-160  
    Expiration, Renewal  304.3-180  
    Failure To Obtain, Effect  304.11-030  
    Fee  304.4-010    806 KAR 4:010  
    Foreign Insurer, Eligibility  304.3-090  
    Health Service Corporation  304.32-050    304.32-110 et seq.  
    Hearing On  304.3-080  
    Interstate Compacts, Authority To Enter  304.2-195  
    Issuance  304.3-160  
    Lloyds Plan Insurer  304.28-040  
    Management Requirements  304.3-080  
    Operation Without  304.11-030  
    Ownership Restrictions  304.3-080  
    Prior Operation  304.3-090  
    Qualifications  304.3-070 et seq.  
    Reciprocal Insurer  304.27-060    304.27-070  
    Records  304.2-150  
        Suitable Records, Construed  806 KAR 2:040  
    Reinstatement  304.3-180    304.3-220  
    Requirement, Exception  304.3-060  
    Return  304.3-160  
    Revocation  304.36-100  
    Surety Insurance  304.21-020 et seq.  
    Suspension Or Revocation  304.2-140  
        Annual And Quarterly Statements Violation  304.3-240  
        Discretionary Grounds  304.3-200  
        Failure To Report Agents Violation  304.9-440  
        Fee Or Tax, Failure To Pay  304.4-040  
        Mandatory Grounds  304.3-190  
        Notice, Etc.  304.3-210  
        Period Of Suspension  304.3-220  
        Procedure  304.3-210  
        Publication Of Notice  304.3-210  
        Rate Violations  304.13-320  
        Reinstatement  304.3-220  
        Term Of Suspension  304.3-220  
    Transfer Of Domicile To Another State, Effect,  304.24-500  
    Unauthorized Business  304.11-030  
CHARITABLE HEALTH CARE PROVIDERS
    Registration, Reimbursement Of Malpractice Insurance Premiums  806 KAR 40:020  
CHARITABLE ORGANIZATIONS
    Fraternal Benefit Society  304.29-011 et seq.  
    See, Also, Nonprofit Corporations, Generally, This Index
CHILDREN
    Minors, Generally, This Index
CHIROPRACTORS
    Health Insurance Coverage Of Services Performed By  304.17-305    304.18-095    304.32-157, 304.38-196  
CITIES
    Boundaries, Verification, Insurance Companies, Risk Location
    Contracts, Public, Generally, This Index
    Financial Administration, Definitions  91A.0802  
        Expenses And Expenditures, Assessments  91A.0812  
    Fire Losses, Reports  304.13-390  
    Fire Prevention And Protection, Generally, This Index
    Real Property, Generally, This Index
    Systems And Programs  91A.0806  
    Taxation, See, Also, Taxation, Generally, This Index
        Insurance Companies, License Taxes  91A.080    91A.0804    806 KAR 2:092E et seq.  
        Premium Taxes  91A.0810    806 KAR 2:095 et seq.  
    Urban County Government, Generally, This Index
CIVIL ACTIONS
    Actions, Generally, This Index
CIVIL RIGHTS
    Discrimination, Generally, This Index
    Insurance Denial, Discrimination Prohibited  304.12-085  
CLAIMS
    806 Kar 17:360
    Health Benefit Plans, This Index
    Health Insurance, Uniformity Of Forms  304.14-135  
    Liquidation Or Rehabilitation, This Index
    Payment Of, Medicare Supplement Insurance Policies  806 KAR 17:410  
        Prompt Payment Of Claims Reporting Requirements  806 KAR 17:360  
    Twenty-Four Hour Pilot Insurance Program, Health Care  806 KAR 17:130  
    Unfair Settlement Practices, Life And Health Insurance  806 KAR 12:092  
        Property And Casualty Insurance  806 KAR 12:095  
CLAIMS FOR RELIEF
    Actions, Generally, This Index
    Injunctive Relief, Generally, This Index
CLINICS
    Health Facilities And Services, Generally, This Index
COERCION
    Bank, In Requiring Insurance  304.12-140  
        Penalties  304.99-110  
COLLEGES
    Universities And Colleges, Generally, This Index
COLON CANCER
    Cancer, This Index
COMMISSIONER OF INSURANCE
    Executive Director. Insurance Office, This Index
COMMON CARRIERS
    Disability Insurance. Casualty Insurance, Generally, This Index
COMMONWEALTH
    Attorney General, Generally, This Index
    Funds, Public, Generally, This Index
    Generally, This Index
    Regulations By State Agencies. Administrative Regulations,
COMMUNICATIONS, PRIVILEGED
    Confidential Or Privileged Information, Generally, This
    Index
COMPANIES
    Corporations, Generally, This Index
CONFIDENTIAL OR PRIVILEGED INFORMATION
    Captive Insurers, Certificates Of Authority, Applications  304.49-020  
    Consumer Financial Information  806 KAR 3:210  
        Information Security Program  806 KAR 3:230  
    Health Benefit Plans, External Review  304.17A-623  
    Health Information Of Consumers  806 KAR 3:220  
    Insurance Agents, Termination Of Appointment  304.9-280  
    Insurance Companies, Investigations, Records And Reports  304.47-055  
    Limited Health Service Benefit Plans  304.17C-030    304.17C-070  
CONFLICT OF INTEREST
    Insurance Office Officers And Employees, Affidavits Of Department Employees  806 KAR 2:020  
    Liability Self Insurance Groups  304.48-160  
    Life Settlement Contracts, Unlawful Transactions  304.15-717  
    Stock Insurers, Domestic, Officers, Etc.  304.24-270  
CONFLICT OF LAWS
    Captive Insurers, Incorporation  304.49-060  
CONGENITAL DISORDERS
    Therapeutic Nutrition, Health Benefit Plans, Coverage,  304.17A-258  
CONSOLIDATED LOCAL GOVERNMENTS
    Financial Administration, Definitions  91A.0802  
        Expenses And Expenditures, Assessments  91A.0812  
    Insurance Companies  91A.0804 et seq.  
        Deposit Of Assets  304.8-090  
        License Taxes, Determination Of Amount  91A.080  
        Premium Taxes  91A.0810  
CONSULTANTS
        Generally  304.9-320 et seq.  
    Bond  304.9-330  
    Business Entities, Qualifications  304.9-320  
    Categories  304.9-320  
    Certificate Of Liability Insurance  304.9-330  
    Civil Penalties  304.99-020  
    Commissions  304.9-350  
        Dividing  304.9-421    304.9-425  
    Definition  304.9-040  
    Evidence Of Financial Responsibility  806 KAR 9:210  
    Fees  304.4-010    304.4-040    806 KAR 4:010  
    Interest Of Client, Serving  304.9-360  
    Licenses, Application  304.9-150  
        Contents  304.9-210  
        Continuation, Expiration  304.9-260    304.99-100  
            Continuation Of Appointment Fee  304.9-260  
            List  304.9-260  
        Continuing Education  304.9-260  
        Denial, Revocation, Suspension, Grounds  304.9-440  
            Procedures  304.9-450  
        Examination  806 KAR 9:070  
            Conduct  304.9-190  
            Contents  304.9-180  
        Exceptions To Requirements  304.9-090  
        Fees  806 KAR 4:010  
        Issuance Or Refusal  304.9-200  
        Renewal, Expiration, List  304.9-270  
            Fees  304.9-260  
        Required  304.9-080  
        Return To, Insurance Director  304.9-460  
        Rights Under  304.9-250  
        Surrender  304.9-460  
        Term  304.9-260  
        Transfer  304.9-250  
    Nonresident, Service Of Process  304.9-370  
    Penalties  304.99-025  
    Qualifications  304.9-320  
CONSUMER PROTECTION
    Be Included With Agreements
    Confidential Or Privileged Information, Financial Information Of Consumers  806 KAR 3:210  
        Health Information Of Consumers  806 KAR 3:220  
        Information Security Program  806 KAR 3:230  
    Insurance Agents, Financial Information Of Consumers, Confidentiality  806 KAR 3:210  
        Health Information Of Consumers, Confidentiality  806 KAR 3:220  
    Rental Vehicle Agents, Sale Of Insurance, Disclosures To  304.9-509  
CONSUMER PROTECTION EDUCATION AND DIVISION
    Generally  304.2-063  
CONTINUING EDUCATION
    Forms  806 KAR 9:340  
    Insurance Agents  304.9-295    806 KAR 9:220  
    Life Settlement Brokers  806 KAR 9:070  
CONTRACTS
        Generally  806 KAR 2:010 et seq.    806 KAR 14:010 et seq.  
        Records And Reports  304.13-167  
        Uniform Classification And Experience Rating Systems  304.13-167  
    Action Against Insurer, Jurisdiction, Limitation Of Action  304.14-370  
        Venue  304.14-380  
    Administrative Acts Not Waiver  304.14-280  
    Administrative Regulations, Long Term Care Insurance  304.14-620  
        Minimum Standards For Policies  304.14-420  
    Advisory Organization  304.13-091 et seq.  
        Appeal, Fire Protection Classification, Of  304.13-355  
        Assistance To, Insurance Director, Providing  304.13-061  
        Assistance, Insurance Office, To, Providing  304.13-141  
        Consumer Information System, Cooperation  304.13-081  
        Definitions  304.13-011  
        Examination, Insurance Office, By  304.13-141  
        Fire Protection Classification, Appeal  304.13-355 et seq.  
            Hearing  304.13-365  
            Investigation By Board  304.13-360  
            Limitation Of Action  304.13-370  
            Premium Increase  304.13-370  
        Investigation, Insurance Office  304.13-360  
        License  304.13-091  
            Suspension  304.13-320  
        Powers And Duties  304.13-121  
        Premium Increase  304.13-370  
        Prohibited Activities  304.13-111  
        Public Information, Distribution By  304.13-121  
        Records And Reports  304.13-165  
        Research Conducted By  304.13-121  
        Restraint Of Trade, Prohibited  304.13-111    304.13-131  
        Statistics, Collection And Compilation By  304.13-121  
        Violations Of Commissioners Orders  304.13-320  
        Withholding Or Providing With False Information  304.13-169  
    Agents, Generally, This Index
    Annuities And Pure Endowment Contracts. Life Insurance And Annuities, This Index
    Annulment  304.20-030  
    Application, Alteration  304.14-090  
        Evidence, As  304.14-100  
        False Statement  304.14-090  
        Form, Approval  304.14-120  
        Misrepresentation  304.14-110  
        Representations In  304.14-110  
    Approval Of Forms  304.14-120  
    Assignability  304.14-250  
    Beneficiary, Benevolent Institution As  304.14-050  
    Benefits, Additional  806 KAR 14:050  
        Company Retaining  304.14-350  
        Execution Against  304.14-330  
        Exemption From Liability For Debt  304.14-300 et seq.  
    Binders  304.14-220    806 KAR 14:020  
    Cancellation, Long Term Care Insurance, Refund Of Premium  304.14-622  
        Medicare Supplemental Insurance, Refund Of Premium  304.14-545  
    Certificate Not To Alter Contract  806 KAR 14:100  
    Charter, Bylaw Provisions  304.14-170  
    Claims Administration Not A Waiver  304.14-280  
    Claims, False Statements, Law Enforcement Authorities, No Civil Liability For Furnishing Information To  304.1-190  
        Unfair Settlement Practices  304.12-230  
    Combination Policy, Contents  304.14-200  
    Consent Of Insured  304.14-080  
    Construction Of Policy  304.14-360  
    Consumer Information System  304.13-081  
    Contents  304.14-150    304.14-160  
        Charter, Bylaw Provisions  304.14-170  
        Contract In Entirety, Must Contain  304.14-180  
    Contract In Entirety, Policy Must Contain  304.14-180  
    Cover Sheet  304.14-430  
    Coverage, Continued During Liquidation, Etc.,  304.33-210  
    Credit Life And Health Insurance  304.19-010 et seq.  
    Definitions  304.14-020    304.14-030  
        Long Term Care Insurance  304.14-600  
    Delivery Of Policy  304.14-230  
    Disability. Casualty Insurance, Generally, This Index
    Disapproval Of Forms, Grounds For  304.14-130  
    Disclosure Standards  806 KAR 12:020  
        Long Term Care Insurance  304.14-615  
    Discrimination, Domestic Violence, Higher Rates Based On, Prohibited  304.12-211  
    Dividends, Payment  304.14-290  
    Domestic Violence, Higher Rates Based On, Prohibited,  304.12-211  
    English Language Required  304.14-435  
    Execution, Benefits, Against  304.14-330  
        Policy, Of  304.14-190  
    False Statements, Law Enforcement Authorities, No Civil Liability For Furnishing Information To  304.1-190  
        Rates, Regarding  304.13-169  
    Fire Insurance Claims, Interest On Late Payment,  304.14-400  
    Forms, Approval  304.14-120  
            Life Insurance  806 KAR 14:005  
            Property And Casualty  806 KAR 14:006  
        Disapproval, Grounds For  304.14-130  
        Effect Of Supplying  304.14-280  
        Filing  806 KAR 4:010  
            Health Insurance  806 KAR 14:007  
        Noncomplying, Validity  304.14-210  
        Proof Of Loss, For  304.14-270  
    Fraternal Benefit Society  304.29-191  
    Fraud,Effect  304.9-440  
        Rates, Regarding  304.13-169  
    Garnishment Of Benefits  304.14-330  
    Group Insurance, Approval Of Forms  304.14-120  
        Exemption Of Proceeds  304.14-320  
        Long Term Care Insurance  304.14-610    304.14-615  
    Health And Hospitalization Insurance Contracts, Generally, This Index
    Health Care  304.32-080  
    Hearing On Rate  304.13-051    304.13-071  
    Insurable Interest  304.14-040 et seq.  
        Definitions  304.14-040    304.14-060  
        Life Insurance  304.14-050  
        Property  304.14-060  
    Insurance Purchasing Outlets, Powers And Duties  304.17A-760  
    Interest Of Insured  304.14-040 et seq.  
    Interstate Multiple Location Lines  806 KAR 3:090  
    Investments By Insurance Companies, Loans Secured By
    Jurisdiction Of Action  304.14-370  
    Legibility Of Policy Required, Factors  304.14-450    806 KAR 14:121  
    Life Insurance And Annuities, This Index
    Limitation Of Action  304.14-370  
    Limitation On Payment Obligations Where Insured Eligible For Medical Assistance, Effect  304.3-280  
    Limited Health Service Benefits Plans  806 KAR 17:440  
    Liquidation Or Rehabilitation, Continuance Of Coverage During  304.33-210  
    Married Women, Rights Of, In Life Insurance  304.14-340  
    Minimum Standards For Policies  304.14-420  
    Minor Contracting  304.14-070  
    Misrepresentation, Effect  304.9-440  
    Noncomplying Forms, Validity  304.14-210  
    Payment, Claim Where Insured Eligible For Medical Assistance, Limitation Or Exclusion  304.3-280  
        Discharge Of Insurer  304.14-260  
        Fire Insurance Loss, Interest When Late  304.14-400  
        Life Insurance, Exempt From Execution  304.14-300  
        Partial  304.14-330  
    Penalties For Violations  304.99-121  
    Personal Insurance  304.14-040 et seq.  
    Policies  304.7-421  
    Power To Contract  304.14-070  
    Premium Surcharge Tax  136.392  
        Exemption  136.395  
        Surplus Lines  304.10-180  
        Unauthorized Insurer  304.11-050  
    Premium, Accounting For  304.9-400  
        Definitions  304.14-030  
        Finance Agreement  304.30-080  
        Illegal Dealing In Premiums  304.12-190  
        Late Charge  304.14-030  
        Unearned, Surplus Lines  304.10-110  
    Proof Of Loss, Forms Furnished  304.14-270    806 KAR 14:010  
        Investigation  304.14-280  
    Rates, Generally, This Index
    Rating Organization, Captive Insurers, Membership Not Required  304.49-120  
    Readability Of Policy Required, Factors  304.14-440    806 KAR 14:121  
    Renewal Of Policy  304.14-240  
        Certificate, Approval Of Form  304.14-120  
    Replacement Life Insurance  304.12-030  
    Rider, Approval Form  304.14-120  
    Risk Adjustment Process, Kentucky Risk Assessment And Risk Adjustment Plan  806 KAR 17:110  
    Scope Of Subtitle  304.14-010  
    Service Contracts, Consumer Products, Casualty Insurance, Not Considered To Be  806 KAR 5:060  
        Purchaser As Policyholder  304.5-070  
        Registration With Commissioner  806 KAR 5:060  
    Settlement Of Claims, Unfair Practices  304.12-230  
    Signatures  304.14-190  
    Standard Provisions  304.14-140  
    Statistical Agents, Consumer Information System, Cooperation  304.13-081  
        Definitions  304.13-011  
        Examination, Insurance Office, By  304.13-141  
        Licenses  304.13-091  
        Powers And Duties  304.13-163  
        Prohibited Activities  304.13-111  
        Restraint Of Trade, Prohibited  304.13-111  
        Withholding Or Providing With False Information,  304.13-169  
    Underwriters And Combination Policies  304.14-200  
    Underwriting Fees, When Deemed Earned  304.13-171  
    Unfair Or Deceptive Trade Practices, Work Related Conditions, Exclusion Prohibited  304.12-250  
    Uniform Health Policy Provision Law  304.17-010 et seq.  
    Validity, Noncomplying Forms  304.14-210  
        Surplus Lines Insurance  304.10-100  
        Unauthorized Business  304.11-030  
    Waiver Of Provisions, Claims Administration Not Deemed  304.14-280  
    Withholding Information, Rates, Regarding  304.13-169  
    Work Related Conditions, Exclusion From Coverage Prohibited,  304.12-250  
    Workers Compensation, Premiums, Experience Modifications  304.13-415  
CONTRACTS, PUBLIC
    Health Data Collection  216.2923  
    Insurance Office, Outside Services  304.2-070  
CONTROLLED INSURERS
    Applicability  304.3-410  
    Compliance  304.3-425  
    Contracts  304.3-410  
    Reporting Requirements  304.3-410  
CONTROLLED PRODUCERS
    Accounts Rendered  304.3-410  
    Appeals  304.3-420  
    Applicability  304.3-405  
    Audits  304.3-410  
    Compliance  304.3-425  
    Contracts  304.3-410  
    Funds, Remittance  304.3-410  
    Notice Of Relationship With Insurer  304.3-415  
    Penalties  304.3-420  
    Records  304.3-410  
    Reporting Requirements  304.3-410  
    Violations  304.3-420  
CONTROLLING AGENTS
    Agents, This Index
COOPERATIVE INSURANCE
            
    Assessment Or Cooperative Insurance, Generally, This Index
CORPORATIONS
    Banks And Banking, Generally, This Index
    Charitable. Nonprofit Corporations, Generally, This Index
    Dividends, Generally, This Index
    False Or Deceptive Names Or Titles  806 KAR 9:020  
    Fraternal Benefit Societies  304.29-011 et seq.  
    Health And Hospitalization Insurance, Group Or Blanket, Compliance With Statutes  304.32-098  
    Health Maintenance Organizations, This Index
    Health Service Corporations, Generally, This Index
    Incorporation, Health Service Corporation  304.32-040  
    Insurance Agent, As  304.9-130  
    Medical Service Plan, Tax On Premiums, Exemption,  136.395  
    Names, False Or Deceptive  806 KAR 9:020  
    Profits. Dividends, Generally, This Index
    Securities. Stock, Generally, This Index
    Shares. Stock, Generally, This Index
    Sponsored Captive Insurers, Eligibility To Participate  304.49-210  
    Stock, Generally, This Index
    Titles, False Or Deceptive  806 KAR 9:020  
    Trust Companies, Generally, This Index
CORPORATIONS, TAXATION
    License Tax, Nonpayment, 136.990
COSTS
    Fees And Costs, Generally, This Index
COUNCILS
    Health Insurance Advisory Council  304.17A-080  
    Local Premium Tax Advisory Council, 91a.0808
COUNSEL, LEGAL
    Attorneys, Generally, This Index
COUNTERCLAIMS
    Insurance Company Liquidation  304.33-330  
COUNTIES
    Charter Counties, Financial Administration, Definitions  91A.0802  
            Expenses And Expenditures, Assessments  91A.0812  
        Insurance Companies  91A.0804 et seq  
        License Taxes  91A.080  
            Determination Of Amount  91A.080  
        Premium Taxes  91A.0810  
    Mine Subsidence Insurance, Exempt From Regulations  304.44-060  
    Urban County Government, Generally, This Index
COUNTY CLERKS
    Fire Loss Proceeds, Notification Of Insurer  304.20-210  
    Tax Lien Statement, Demand By Fire Insurer  304.20-210  
COURT OF JUSTICE
    Appeals, Generally, This Index
    Judgments, Generally, This Index
CRANIOMANDIBULAR JAW DISORDER
    Preauthorization Requirements  806 KAR 17:090  
CREDIT
    Discrimination Prohibited, Automobile Liability And Damage, Cancellation Or Nonrenewal  304.20-040    304.20-042  
    Life And Health Insurance. Credit Life And Health Insurance, Generally, This Index
CREDIT LIFE AND HEALTH INSURANCE
        Generally  304.19-010 et seq.    806 KAR 12:040    806 KAR 19:010 et seq.  
    Agricultural Credit Transaction  304.19-040  
    Amount, Limit  304.19-040    304.19-050  
    Beneficiary, Secondary  806 KAR 19:020  
    Claims  304.19-110    806 KAR 19:020  
    Contracts, Combined Health And Dismemberment Restrictions  806 KAR 19:050  
    Credit Union Members, Use Of Higher Premium Rates  304.19-082  
    Definitions  304.5-070    304.19-020  
    Delivery Of Policy Or Certificate  304.19-070  
    Educational Credit Transaction  304.19-040  
    Enforcement Of Law Or Regulation  304.19-130  
    Extinguishment Of Underlying Debt  806 KAR 19:040  
    Filing Requirements  304.19-080  
        Fees  806 KAR 4:010  
    Forms For Issuance, Restrictions  304.19-030  
    Health Insurance, Limit On Amount  304.19-050  
    Insurer, Choice  304.19-120  
    Law, Enforcement  304.19-130  
    Life Insurance, Joint Lives  806 KAR 19:060  
        Limit On Amount  304.19-040  
    Policy Or Certificate, Contents  304.19-070  
        Delivery To Insured Debtor  304.19-070  
        Filing Requirements  304.19-080  
        Issuance Of Policy  304.19-100  
    Premium  304.19-090    806 KAR 19:010  
    Prepayment Of Underlying Debt  806 KAR 19:040  
    Rates  304.19-080  
        Use Of Higher Premium Rates For Certain Credit Union Borrowers  304.19-082  
    Refund  304.19-090  
    Regulations, Enforcement  304.19-130  
    Rights And Obligations  806 KAR 12:040  
    Scope  304.19-010  
    Settlement Of Claims  304.19-110  
    Statistical Reporting  304.19-080  
    Suicide Clause  304.19-140  
    Term  304.19-060  
    Valuation Standards  806 KAR 6:010  
CREDIT UNIONS
    Group Life Insurance  304.16-090  
CRIMES AND OFFENSES
    Discrimination, Generally, This Index
CROPS
    Hail Insurance, Limited License For Agent  304.9-230  
DEAF PERSONS
    Cochlear Implants, Health Insurance Coverage  304.17A-131  
    Hearing Aids, Health And Hospitalization Insurance Coverage  304.17A-132  
DEBTORS AND CREDITORS
    Credit Insurance  304.19-010 et seq.  
    Insurance Company, Action Against  304.33-040  
    Judgment Creditor, Defrauding, Payments To  304.33-450  
DECEIT
    Fraud, Generally, This Index
DECISIONS
    Judgments, Generally, This Index
DECREES
    Judgments, Generally, This Index
DEFAMATION
    Insurers  304.12-060  
DEFAULT JUDGMENTS
    Insurance Company  304.11-040  
DEFENDANTS
    Fines And Forfeitures, Generally, This Index
    Multiple, Malpractice Suit  304.40-290  
    Service Of Process, Generally, This Index
DEFINITIONS
            
        Generally  304.1-020 et seq.    304.5-010 et seq.  
    806 Kar 3:210
    806 Kar 6:070
    Accelerated Death Benefits  806 KAR 12:160  
    Acceptable Collateral  304.7-012  
    Acceptable Private Mortgage Insurance  304.7-012  
    Accident And Health Insurance  304.7-012  
    Accident And Health Insurer  304.7-012  
    Accounts And Accounting, Life Insurance And Annuities  304.6-005  
    Active Duty  806 KAR 12:180  
    Activities Of Daily Living  806 KAR 17:081  
    Actuarial Guidelines  806 KAR 6:070  
    Actuarial Standards Board  806 KAR 12:140  
    Acute Condition  806 KAR 17:081  
    Adjuster  304.9-070  
    Administer  304.9-052  
    Administrators  304.9-051  
    Admitted Assets  304.7-012  
    Adult Day Care  806 KAR 17:081  
    Adverse Determination  304.17A-600  
    Advertisements, Life Settlements  304.15-020  
    Advisory Organization  304.13-011  
    Affiliate  304.7-012    806 KAR 3:210    806 KAR 3:220  
    Affiliated Company  304.49-010  
    Agency Activities  304.9-135  
    Agency Captive Insurer  304.49-010  
    Agent  304.9-020  
    Aggregate Claims Experience  806 KAR 17:470  
    Alcoholism  304.18-160  
    Annuity  304.14-330  
    Applicant  304.17A-575  
    Assessment Or Cooperative Insurance  299.010  
    Assessment Process  304.17B-001  
    Asset Backed Security  304.7-012  
    Asset Disregard  304.14-640  
    Assets  304.6-010  
    Assisted Living Facilities  806 KAR 17:081  
    At Home Recovery Visit  806 KAR 17:390  
    Attained Age Rating  806 KAR 17:081  
    Authorization Of Company  304.3-010 et seq.  
    Authorized Insurer  304.1-100  
    Authorized Person  304.17A-600  
    Autism  304.17A-143  
    Automobile Fleet Insurance  806 KAR 13:040  
    Automobile Liability  304.20-040  
    Bail Bondsmen  806 KAR 34:005  
    Basic Health Benefit Plan  806 KAR 14:007    806 KAR 17:500  
    Basic Illustration  806 KAR 12:140  
    Basic Reserves  806 KAR 6:075  
    Basis  806 KAR 15:070  
    Bathing  806 KAR 17:081  
    Blanket Health Insurance  304.18-060  
    Boiler And Machinery Insurance  304.5-070  
    Branch Business  304.49-010  
    Branch Captive Insurer  304.49-010  
    Burglary Insurance  304.5-070  
    Business Entity  304.7-012  
    Business Of Life Settlements  304.15-020  
    Buyer’S Guide  806 KAR 12:150    806 KAR 12:170  
    Cancellation, Nonrenewal, Or Refusal To Issue,  304.20-310  
    Cap  304.7-012  
    Capital And Surplus  304.7-012  
    Captive Insurer  304.49-010  
    Care Provider  806 KAR 17:390  
    Cargo Van  304.9-501  
    Case Management  304.17B-001  
    Cash Equivalents  304.7-012  
    Cash Surrender Value  806 KAR 15:060  
    Casualty  304.20-040  
        Automobile Liability  304.20-040  
    Casualty Insurance  304.5-070    304.20-040  
    Certificate Form  806 KAR 17:420  
    Charitable Gift Annuities  304.1-120  
    Charter  304.3-050  
    Chronically Ill  304.15-020    806 KAR 17:081  
    Cities, Financial Administration, 91a.0802
    Claim  806 KAR 17:081  
    Claimant  806 KAR 12:095  
    Claims Payment Time Frame  304.17A-700  
    Class One Bond Mutual Fund  304.7-012  
    Class One Money Market Mutual Fund  304.7-012  
    Clean Claim  304.17A-700  
    Clear And Conspicuous  806 KAR 3:210    806 KAR 3:220  
    Client  304.11-042  
    Cognitive Impairment  806 KAR 17:081  
    Cold Lead Advertising  806 KAR 17:081  
    Collar  304.7-012  
    Collect  806 KAR 3:210  
    College Life Insurance  304.15-020  
    Combined Stock And Mutual Life Insurers  304.3-025  
    Commercial Mortgage Loan  304.7-012  
    Compensation  304.11-042  
    Complete Icare Program Application  806 KAR 17:545    806 KAR 17:545E  
    Complete Request  806 KAR 17:470  
    Concurrent Review  304.17A-600  
    Conservation  806 KAR 12:080  
    Consortium  304.49-010  
    Consortium Captive Insurer  304.49-010  
    Construction Loan  304.7-012  
    Consultant  304.9-040  
    Consumer  806 KAR 3:210    806 KAR 3:220  
    Continence  806 KAR 17:081  
    Continuing Relationship  806 KAR 3:210    806 KAR 3:220  
    Continuous Period Of Creditable Coverage  806 KAR 17:400  
    Contract Premium  806 KAR 12:140  
    Contract Segmentation Method  806 KAR 6:075  
    Control  304.7-012    806 KAR 3:210    806 KAR 3:220  
    Controlled Insurer  304.3-400  
    Controlled Producers  304.3-400  
    Controlled Unaffiliated Business  304.49-010  
    Controlling Insurance Agents  304.3-500  
    Controlling Producer  304.3-400  
    Convalescent Nursing Home  806 KAR 17:081  
    Conversion Health Insurance Coverage  304.18-114  
    Converting Mutual  304.24-601  
    Counterparty Exposure Amount  304.7-012  
    County, Financial Administration  91A.0802  
    Coverage Denial  304.17A-623  
    Covered  304.7-012  
    Covered Person  304.17A-170    304.17A-600    304.17A-700  
    Covered Service  304.17A-170  
    Credentialing  806 KAR 17:480  
    Credit Health Insurance  304.19-020  
    Credit Life Insurance  304.19-020  
    Credit Tenant Loan  304.7-012  
    Creditor  304.19-020  
    Crop Insurance  304.9-020  
    Currently Payable Scale  806 KAR 12:140  
    Customer  806 KAR 3:230  
    Customer Information  806 KAR 3:230  
    Customer Information Systems  806 KAR 3:230  
    Customer Relationship  806 KAR 3:210    806 KAR 3:220    806 KAR 3:230  
    Debtor  304.19-020  
    Deficiency Reserves  806 KAR 6:075  
    Definitions—Cont’D
    Denied Claim  806 KAR 17:081  
    Department Of Defense Personnel  806 KAR 12:180  
    Derivative Instrument  304.7-012  
    Derivative Transaction  304.7-012  
    Designed To Call Attention  806 KAR 3:210  
    Determinable Elements  806 KAR 12:150  
    Disciplined Current Scale  806 KAR 12:140  
    Dollar Roll Transaction  304.7-012  
    Domestic Jurisdiction  304.7-012  
    Domestic Mutual Insurer  304.3-020    304.24-020  
    Domestic Stock Insurer  304.3-010    304.24-020  
    Domicile  304.1-080  
    Door To Door  806 KAR 12:180  
    Dressing  806 KAR 17:081  
    Earned Premium  304.17B-001  
    Eating  806 KAR 17:081  
    Eligible Employee  304.17A-750    806 KAR 17:450  
    Eligible Member  304.24-601  
    Eligible Person  304.17A-750    806 KAR 17:450  
    Emergency Care  806 KAR 17:390  
    Emergency Medical Condition  304.17A-640  
    Employee, Group Life Insurance Policies  304.16-035  
    Employer  304.17A-750  
    Employer Organized Association Health Benefit Plan  806 KAR 17:470  
    Enriched Health Benefit Plan  806 KAR 17:555E  
    Enrollee  304.17A-575    304.38A-010  
    Equipment Trust Obligations  806 KAR 7:050  
    Equity Interest  304.7-012  
    Equity Security, Insider Trading  304.26-020  
    Equity-Indexed Benefits  806 KAR 15:070  
    Equivalent Securities  304.7-012  
    Evaluation  806 KAR 17:480  
    Evidence Of Coverage  304.38A-010  
    Exceptional Increase  806 KAR 17:081  
    Excess Workers Compensation Insurance  304.49-010  
    Exclusionary Rider  806 KAR 17:510  
    Extended Care Facilities  806 KAR 17:081  
    External Review  304.17A-600  
    Fair Plan And Reinsurance  304.35-010  
    Federal Poverty Level  806 KAR 17:545    806 KAR 17:545E  
    Filing Entity  806 KAR 14:007  
    Financial Institutions Authorized To Engage In Insurance
    Financial Product Or Service  806 KAR 3:210  
    Financing Entity  304.15-020  
    Financing Transaction, Life Settlements  304.15-020  
    Fire Loss Insurance  304.20-150  
    First Party Claimant  806 KAR 12:095  
    Fixed Premium Universal Life Insurance Policy  806 KAR 15:060  
    Flexible Premium Universal Life Insurance Policy  806 KAR 15:060  
    Floor  304.7-012  
    Foreign Captive Insurer  304.49-010  
    Foreign Currency  304.7-012  
    Foreign Investment  304.7-012  
    Foreign Jurisdiction  304.7-012  
    Former Mutual  304.24-601  
    Forward  304.7-012  
    Fraternal Benefit Society  304.29-011 et seq.  
    Fraudulent Life Settlement Act  304.15-020  
    Free Insurance  304.12-112  
    Funding Agreement  806 KAR 12:150  
    Future  304.7-012  
    Gap  304.17B-001  
    General Advertisement  806 KAR 12:180  
    Generic Name  806 KAR 12:150    806 KAR 12:170  
    Genetic Testing  806 KAR 17:170  
    Government Money Market Mutual Fund  304.7-012  
    Government Sponsored Enterprise  304.7-012  
    Grievance  806 KAR 17:390  
    Group Health Insurance  304.18-020  
    Guaranteed Acceptance Program  304.17A-410    304.17B-001    806 KAR 17:190  
    Guaranteed Acceptance Program Participating Insurer  304.17B-001  
    Guaranteed Elements  806 KAR 12:140    806 KAR 12:150  
    Guaranteed Gross Premiums  806 KAR 6:075  
    Guaranteed Interest Contract  806 KAR 6:070  
    Guaranteed Maturity Premium  806 KAR 15:060  
    Guaranteed Maturity Premium For Fixed Premium Universal Life Insurance Policies  806 KAR 15:060  
    Guaranteed Or Insured  304.7-012  
    Hands-On Assistance  806 KAR 17:081  
    Health And Hospitalization Insurance, Hearing Aid Coverage  304.17A-132  
        Self Insured Employer Associations  304.17A-802  
    Health Benefit Plans  304.17A-005    304.17A-170    304.17A-600, 304.17B-001  
        Reforms  304.17-100  
    Health Care Clearinghouse  806 KAR 17:360  
    Health Care Malpractice  304.40-260  
    Health Care Provider  304.17A-005  
    Health Claim Attachment  304.17A-700  
    Health Information  806 KAR 3:220  
    Health Maintenance Organization  304.38-030  
    Health Policy Form  806 KAR 14:007  
    Health, Group Or Blanket  304.18-020    304.18-060  
    Hedging Transaction  304.7-012  
    High Cost Condition  304.17B-001  
    High Grade Investment  304.7-012  
    High Pressure Tactics  806 KAR 17:081  
    Holding Company  304.37-010  
    Home  806 KAR 17:390  
    Home Care  806 KAR 17:081  
    Home Care Agency  806 KAR 17:081  
    Home Health Care Insurance Coverage  304.17-312  
    Home Health Care Services  806 KAR 17:081  
    Icare Program  806 KAR 17:540E et seq.  
    Icare Program Participating Employer  806 KAR 17:545    806 KAR 17:545E  
    Icare Program Year  806 KAR 17:545    806 KAR 17:545E  
    Illustration  806 KAR 12:080    806 KAR 12:140  
    In Force Illustration  806 KAR 12:140    806 KAR 12:170  
    Incidental  304.14-600  
    Income  304.7-012  
    Income Generation Transaction  304.7-012  
    Incurred Losses  304.17B-001  
    Independent Review Entity  304.17A-600  
    Index Term  806 KAR 15:070  
    Individual Identification Data  806 KAR 15:050  
    Individually-Identifiable Information  806 KAR 17:081  
    Industrial Insured Captive Insurer  304.49-010  
    Industrial Insured Group  304.49-010  
    Initial Forfeiture Rate  806 KAR 15:070  
    Initial Margin  304.7-012  
    Initial Method  806 KAR 15:070  
    Insolvency  806 KAR 17:400  
    Insurable Interest  304.14-040    304.14-060  
    Insurable Needs  806 KAR 12:180  
    Insurance  304.9-020  
    Insurance Future  304.7-012  
    Insurance Futures Option  304.7-012  
    Insurance Guaranty Association  304.36-050  
    Insurance Policy  806 KAR 17:390    806 KAR 17:400  
    Insurance Producer  304.9-020  
    Insurance Product Or Service  806 KAR 3:210  
    Insurance Purchasing Outlet  304.17A-750    806 KAR 17:450  
    Insured  806 KAR 15:050  
    Insurer  304.17A-600    806 KAR 15:050    806 KAR 39:070  
    Interest-Indexed Universal Life Insurance Policy  806 KAR 15:060  
    Interlocking Directorates  806 KAR 17:081  
    Intermediate Care  806 KAR 17:081  
    Intermediate Care Facilities  806 KAR 17:081  
    Internal Appeals Process  304.17A-600  
    Interstate Insurance Product Regulation Compact  304.51-010  
    Investment Company  304.7-012  
    Investment Company Series  304.7-012  
    Investment Letter Stock  806 KAR 6:030  
    Investment Practices  304.7-012  
    Investment Strategy  304.7-012  
    Investment Subsidiary  304.7-012  
    Issuer  806 KAR 17:390    806 KAR 17:400    806 KAR 17:410, 806 KAR 17:420  
    Joint Agreement  806 KAR 3:210  
    Kentucky Access  304.17B-001  
    Kentucky Access Fund  304.17B-001  
    Kentucky Health Care Improvement Authority,  304.17B-001  
    Kentucky Health Care Improvement Fund  304.17B-001  
    Kentucky Insurance Code  806 KAR 17:081  
    Kentucky Uniform Billing Committee  304.17A-700  
    Known Or Knowingly  806 KAR 12:180  
    Lapse-Supported Illustration  806 KAR 12:140  
    Letter Of Credit  304.7-012  
    Liability Insurance, Attorney  304.41-020  
    Liability Self Insurance Groups  304.48-020  
    Licensed Health Care Practitioner  806 KAR 17:081  
    Licensee  806 KAR 3:230  
    Life  304.15-020    304.15-030  
    Life And Health Insurance Guaranty Association,  304.42-050  
    Life Expectancy  806 KAR 15:050  
    Life Insurance  304.5-020    304.15-020  
    Life Settlement Broker  304.15-020    806 KAR 9:310  
    Life Settlement Contracts  304.15-020  
    Life Settlement Provider  304.15-020    806 KAR 9:320  
    Limited Distribution Channel  806 KAR 17:081  
    Limited Health Service Benefit Plans  304.17C-010  
    Limited Health Service Organizations  304.38A-010  
    Limited Liability Company  304.7-012  
    Limited Line Credit Insurance  304.9-020  
    Limited Line Credit Insurance Agent  304.9-020  
    Limited Lines Insurance  304.9-020  
    Liquidation Or Rehabilitation Of Company  304.33-030  
    Lloyds Plan Insurers  304.28-010    304.28-020  
    Local Market Area  806 KAR 12:095  
    Long Term Care  304.14-640  
    Long Term Care Insurance  304.14-600    806 KAR 17:081  
    Long Term Care Partnership Insurance  304.14-640  
    Long Term Care Partnership Insurance Program,  304.14-640  
    Long-Term Care Benefits Classifications  806 KAR 17:081  
    Low-Protein Modified Foods  304.17A-258  
    Lower Grade Investment  304.7-012  
    Maintenance Or Personal Care Services  806 KAR 17:081  
    Malpractice Insurance  304.40-020    304.40-260  
        Attorneys, For  304.41-020  
    Managed Care Plans  304.17A-575    806 KAR 17:081  
    Management Of Company, Continuity During Emergency,  304.25-020  
    Managing Employee  304.9-501  
    Mandated Benefit  806 KAR 17:510  
    Marine And Transportation Insurance  304.5-080    806 KAR 5:040  
    Market Value  304.7-012  
    Material Change  304.17A-578  
    Maximum Valuation Interest Rates  806 KAR 6:075  
    Medicaid  304.17B-001  
    Medical Condition  806 KAR 17:510  
    Medical Service  806 KAR 17:510  
    Medicare  304.17B-001    806 KAR 17:081  
    Medicare Advantage Plan  806 KAR 17:400  
    Medicare Eligible Expenses  806 KAR 17:390  
    Medicare Select Policy  806 KAR 17:390    806 KAR 17:400  
    Medicare Supplemental Insurance  304.14-500  
    Medium Grade Investment  304.7-012  
    Member Organization  304.49-010  
    Membership Interests  304.24-601  
    Mental Health Condition  304.17A-660  
    Mental Or Nervous Disorder  806 KAR 17:081  
    Military Installation  806 KAR 12:180  
    Mine Subsidence Insurance  304.44-010  
    Minimum Assumed Expenses  806 KAR 12:140  
    Minimum Nonforfeiture Amount  806 KAR 15:070  
    Misrepresentation  806 KAR 17:081  
    Modal Period  806 KAR 15:070  
    Money Market Mutual Fund  304.7-012  
    Month Of Application  806 KAR 17:320  
    Mortality Tables  806 KAR 6:010    806 KAR 6:060    806 KAR 6:070, 806 KAR 6:075, 806 KAR 6:110 et seq.  
    Mortgage Guaranty Insurance  304.5-100  
    Mortgage Loan  304.7-012  
    Motor Vehicle Insurance Policy  806 KAR 39:070  
    Motor Vehicles, This Index
    Multilateral Development Bank  304.7-012  
    Multiple Line Insurer  304.5-110  
    Mutual Fund  304.7-012  
    Mutual Insurance Holding Companies  304.37-500  
    Mutual Insurer  304.24-020  
    Mutual Insurer Becoming  304.24-601  
    Mutual Insurer Becoming Stock Insurer  304.24-601  
    Mypay  806 KAR 12:180  
    Naic  304.7-012  
    National Uniform Billing Committee  304.17A-700  
    Nationally Recognized Accreditation Organization,  304.17A-600  
    Necessary To Effect, Administer, Or Enforce A Transaction,
    Net Cash Surrender Value  806 KAR 15:060  
    Net Death Benefit  806 KAR 15:050  
    Network Provider  806 KAR 17:390  
    No Fault Motor Vehicle  304.39-020  
    No-Fault Insurance  304.39-020  
    Nonaffiliated Third Party  806 KAR 3:210  
    Nonforfeiture Rate  806 KAR 15:070  
    Nonguaranteed Elements  806 KAR 12:140    806 KAR 12:150    806 KAR 12:170  
    Nonparticipating Provider  304.17A-575  
    Nonpublic Personal Financial Information  806 KAR 3:210  
    Nonpublic Personal Health Information  806 KAR 3:220  
    Nonterm Group Life  806 KAR 12:140  
    Notification Of Claim  806 KAR 12:095  
    Obligation  304.7-012  
    Office Actuary  806 KAR 6:070  
    Option  304.7-012  
    Other Military Survivor Benefits  806 KAR 12:180  
    Owner, Life Settlement Contracts  304.15-020  
    Paid-Up Policy  806 KAR 15:080E  
    Parent  304.49-010  
    Participant  304.49-010  
    Participant Contract  304.49-010  
    Participating Insurer  304.17A-750  
    Participating Providers  304.17A-578  
    Person  304.12-220    806 KAR 7:020  
    Personal Care  806 KAR 17:081  
    Personal Care Facility  806 KAR 17:081  
    Personal Lines Motor Vehicle Policy  806 KAR 39:070  
    Personally Identifiable Financial Information  806 KAR 3:210  
    Plan Of Conversion  304.24-601  
    Policy  304.14-020  
    Policy Data  806 KAR 12:170  
    Policy Form  806 KAR 17:400    806 KAR 17:420  
    Policy Summary  806 KAR 12:070    806 KAR 12:080  
    Policy Value  806 KAR 15:060  
    Potential Exposure  304.7-012  
    Preferred Stock  304.7-012  
    Premium  304.14-030  
    Premium Finance Company  304.30-020  
    Principal Office  304.1-090  
    Private Motor Vehicle  304.9-501  
    Private Review Agent  304.17A-600  
    Product Liability Risk Retention Groups  304.45-020  
    Prospective Review  304.17A-600  
    Protected Cell  304.49-010  
    Provider, Continuing Education  806 KAR 9:220  
    Publicly Available Information  806 KAR 3:210  
    Pure Captive Insurer  304.49-010  
    Qualified Actuary  806 KAR 6:070    806 KAR 17:081  
    Qualified Bank  304.7-012  
    Qualified Business Entity  304.7-012  
    Qualified Clearinghouse  304.7-012  
    Qualified Exchange  304.7-012  
    Qualified Foreign Exchange  304.7-012  
    Qualified Long Term Care Insurance Contract  806 KAR 17:081  
    Qualified Long Term Care Services  806 KAR 17:081  
    Qualified Loss Reserve Specialist  304.3-242  
    Qualified Organization  304.1-120  
    Qualified Personnel  304.17A-600  
    Qualifying Event  806 KAR 12:160  
    Rated Credit Instrument  304.7-012  
    Rates  304.13-011  
    Real Estate  304.7-012  
    Reasonably Understandable  806 KAR 3:210  
    Reciprocal  304.27-010  
    Reciprocal Insurer  304.49-010  
    Recredentialing  806 KAR 17:480  
    Redetermination Method  806 KAR 15:070  
    Reevaluation  806 KAR 17:480  
    Reinsurance Intermediary-Brokers  304.9-700  
    Rental Agreement  304.9-501  
    Rental Period  304.9-501  
    Rental Vehicle  304.9-501  
    Rental Vehicle Agent  304.9-501  
    Rental Vehicle Insurance  304.9-501  
    Reparations, Motor Vehicle  304.39-020  
    Replication Transaction  304.7-012  
    Repurchase Transaction  304.7-012  
    Required Liabilities  304.7-012  
    Reserve Comparison Form  806 KAR 6:070  
    Residential Mortgage Loan  304.7-012  
    Retrospective Review  304.17A-600    304.17A-700  
    Reverse Repurchase Transaction  304.7-012  
    Rider  806 KAR 17:330  
    Risk Based Capital For Insurers  806 KAR 3:190  
    Risk-Sharing Arrangement  304.17A-500  
    Sales Material  806 KAR 12:080  
    Scheduled Gross Premium  806 KAR 6:075  
    Scope  304.5-010  
    Secondary Medical Condition  806 KAR 17:510  
    Secured Location  304.7-012  
    Securities Lending Transaction  304.7-012  
    Segmented Reserves  806 KAR 6:075  
    Self-Supporting Illustration  806 KAR 12:140  
    Series Company  304.7-012  
    Service  304.11-042  
    Service Area  806 KAR 17:390  
    Service Member  806 KAR 12:180  
    Service Provider  806 KAR 3:230  
    Sgli  806 KAR 12:180  
    Short Term Nursing Home Insurance Policies,  304.14-650  
    Side Fund  806 KAR 12:180  
    Similar Policy Forms  806 KAR 17:081  
    Single Premium Credit Life Insurance  806 KAR 6:010  
    Sinking Fund Stock  304.7-012  
    Skilled Nursing Care  806 KAR 17:081  
    Skilled Nursing Facility  806 KAR 17:081  
    Special Circumstances  304.17A-643  
    Special Purpose Captive Insurer  304.49-010  
    Special Rated Credit Instrument  304.7-012  
    Specialized Care Providers  806 KAR 17:081  
    Specific Appointment  806 KAR 12:180  
    Sponsor  304.49-010  
    Sponsor Captive Insurer  304.49-010  
    Standard Health Benefit Plan  304.17B-001    806 KAR 17:180    806 KAR 17:330  
    State Mandated Health Insurance Benefit  806 KAR 17:500  
    Statistical Agent  304.13-011  
    Stock Insurer  304.24-020  
    Stop Loss Carrier  304.17B-001  
    Stranger Originated Life Insurance  304.15-020  
    Structured Settlement Annuity  806 KAR 12:150  
    Substantially Similar Securities  304.7-012  
    Supplemental Illustration  806 KAR 12:140  
    Supporting Insurer  304.17B-001  
    Surety  304.9-020  
    Surplus Lines  304.10-030  
    Svo  304.7-012  
    Swap  304.7-012  
    Tabular Cost Of Insurance  806 KAR 6:075  
    Ten (10) Year Select Factors  806 KAR 6:075  
    Terminally Ill  304.15-020  
    Therapeutic Food, Formulas, And Supplements,  304.17A-258  
    Third-Party Administrator  806 KAR 17:320  
    Title Insurance  304.5-090  
    Toileting  806 KAR 17:081  
    Transferring  806 KAR 17:081  
    Transportation Insurance  806 KAR 5:040  
    Travel Insurance  304.9-020  
    Treatment Of A Mental Health Condition  304.17A-660  
    Twenty-Four Hour Pilot Insurance Program, Health Care  806 KAR 17:130  
    Twisting  806 KAR 17:081  
    Unauthorized Insurer  304.11-020  
    Unbundled Insurance Program  304.11-042  
    Underinsured Motorist  304.39-320  
    Underlying Interest  304.7-012  
    Unfair Practices And Frauds  304.47-010  
    Uniform Application  304.9-020  
    Uniform Business Entity Application  304.9-020  
    Unitary Reserves  806 KAR 6:075  
    United States Armed Forces  806 KAR 12:180  
    Universal Life Insurance  806 KAR 15:080E  
    Universal Life Insurance Policy  806 KAR 6:075    806 KAR 12:080    806 KAR 15:060  
    Unrestricted Surplus  304.7-012  
    Urgent Care  304.17A-600  
    Utilization Review  304.17A-600  
    Utilization Review Plan  304.17A-600  
    Variable Life Insurance  806 KAR 15:080E  
    Vgli  806 KAR 12:180  
    Vin  806 KAR 39:070  
    Voucher  304.17A-750    806 KAR 17:450  
    Warrant  304.7-012  
    Wet Marine And Transportation Insurance  806 KAR 5:040  
    Wholesale Life Insurance  304.15-020  
    Workers Compensation, Self Insured Groups,  304.50-015  
DENTAL INSURANCE
    Limited Health Service Benefit Plans, Claims, Payment,  304.17C-090  
    Prepaid Dental Plan Organizations, Generally, This Index
DENTAL SERVICE CORPORATIONS
        See, Also, Health Service Corporations, Generally, This Index
    Generally  304.32-010 et seq.  
DENTISTS
        See, Also, Health Facilities And Services, Generally, This Index
    Anesthesia And Hospitalization Connected With Dental
    Health Benefit Plans, Coverage Of Anesthesia And Hospitalization Connected With Dental Procedures For Minors  304.17A-149  
    Minors, Health Benefit Plan Coverage Of Anesthesia And Hospitalization Connected With Dental Procedures  304.17A-149  
    Prepaid Dental Plan Organizations, Generally, This Index
    Procedures For Minors, Health Benefit Plan Coverage  304.17A-149  
DEPARTMENTS, STATE
    Insurance Department. Insurance Office, Generally, This Index
DEPOSIT OF ASSETS
    Assets, This Index
DEPOSITORIES
    Insurance Agency Activities, Authority To Engage In, Definitions  304.9-135  
        Requirements  304.9-135  
    Insurance Company Assets  304.8-090  
DIABETES
    Health And Hospitalization Insurance  304.17A-148  
DIRECTORS OF INSURANCE COMPANIES
    Acting, Designation During Emergency  304.25-050  
    Emergency  304.25-040  
    Financial Interest, Prohibited Transactions  304.7-365  
    Investments, Guarantee Or Benefit In Favor Of, Prohibited  304.7-363    304.7-365  
        Powers And Duties  304.7-361  
    Loans To Relatives  806 KAR 7:010  
    Powers  304.25-060  
    Two Or More Insurers, Of  304.12-180  
DISABILITIES, PERSONS WITH
    Discrimination, Automobile Insurance, Prohibition  304.20-040  
    Insurance. Casualty Insurance, Generally, This Index
    Motor Vehicles, Insurance, Discrimination Prohibited  304.20-040  
    Workers Compensation, Generally, This Index
DISASTERS
    Companies, This Index
    Management Continuity During Emergency. Insurance
DISCLOSURE OF INFORMATION
    Confidential Or Privileged Information, Generally, This Index
DISCRIMINATION
        Generally  304.12-080  
    Blindness As Basis For, Prohibition  304.12-215  
    Casualty Insurance, Prohibition  304.20-040  
        Credit History, Prohibition  304.20-040    304.20-042  
        Domestic Violence, Denial Of Coverage Or Higher Rates Based On, Prohibited  304.12-211  
        Handicapped Or Physically Disabled Persons, Automobile Insurance, Prohibition  304.20-040  
    Denial Prohibited  304.12-085  
    Discriminatory Denial Prohibited  304.12-085  
    Domestic Violence Victims, Health Benefit Plans, Discrimination Prohibited  304.17A-155  
    Domestic Violence, Casualty Insurance, Denial Of Coverage Or Higher Rates Based On, Prohibited  304.12-211  
    Exceptions  304.12-100  
    Handicapped Persons, Automobile Insurance, Prohibition  304.20-040  
        Blind Persons  304.12-215  
    Health And Hospitalization Insurance  304.17A-270  
    Limited Health Service Benefit Plans  304.17C-020  
DISEASES
    Alcoholism Defined As  304.18-160  
    Cancer, Generally, This Index
DISMEMBERMENT INSURANCE
    Combined With Credit Health Insurance  806 KAR 19:050  
DISPUTE RESOLUTION
            
    Twenty-Four Hour Pilot Insurance Program, Health Care  806 KAR 17:130  
DIVIDENDS
    Captive Insurers, In Excess Of Limitations, Approval  304.49-050  
    Mutual Insurer Becoming Stock Insurer, Dividend Preservation Provisions, Closed Block  304.24-621  
        Effect  304.24-619  
    Payment  806 KAR 14:030  
    Plans To Be Filed With Commissioner  806 KAR 14:110  
    Reserves For, Life Insurers  806 KAR 6:040  
    Stock Insurers  304.24-320  
        Mutual Insurer Becoming, Dividend Preservation Provisions Closed Block  304.24-621  
            Effect  304.24-619  
    Wholesale Life Insurance  806 KAR 15:020  
DIVISIONS
            
    Consumer Protection And Education Division,  304.2-063  
    Insurance Fraud Investigation Division. Insurance Office, This Index
DOCTORS
    Osteopathy, Generally, This Index
    Physicians, Generally, This Index
DOCUMENTS
    Public. Records And Reports, Generally, This Index
DOMESTIC MUTUAL INSURERS
    Mutual Insurers, Domestic, Generally, This Index
DOMESTIC STOCK AND MUTUAL INSURERS
            
        See, Also, Mutual Insurers, Domestic, Generally, This Index
    Generally  304.24-010 et seq.  
    Stock Insurers, Domestic, Generally, This Index
DOMESTIC VIOLENCE
    Based On, Prohibited  304.12-211  
    Casualty Insurance, Denial Of Coverage Or Higher Rates
    Health Benefit Plans, Coverage, Discrimination Prohibited,  304.17A-155  
DRUGS
    Genetic Diseases, Therapeutic Nutrition, Health Benefit Plans, Coverage  304.17A-258  
    Hallucinogens, Health Insurance Contract Provision On Use  304.17-290  
    Health Benefit Plans, Claims Procedure, Electronic Submission  304.17A-705  
        Genetic Diseases, Therapeutic Nutrition, Coverage  304.17A-258  
    Health Insurance Provision On Use  304.17-290  
    Metabolic Disorders, Therapeutic Nutrition, Health Benefit Plans, Coverage  304.17A-258  
    Notification Requirements For Drug Benefits  806 KAR 17:250  
DRUNKENNESS
    Alcoholism, Generally, This Index
EDUCATION
    Universities And Colleges, Generally, This Index
ELECTRONIC DOCUMENTS
    Insurance Policies, Delivery  304.14-230  
EMBALMERS AND FUNERAL DIRECTORS
    Funeral Establishments, Fraternal Benefit Society, Operation By Prohibited  304.29-121  
EMERGENCIES AND DISASTERS
    Management Continuity During Emergency. Insurance Companies, This Index
EMPLOYERS AND EMPLOYEES
    Multiple-Employer Welfare Arrangements  806 KAR 11:020  
    Self Insurance, Utilization Review  304.32-330  
    Workers Compensation, Generally, This Index
EMPLOYERS MUTUAL INSURANCE AUTHORITY
    Workers Compensation Insurance Plan, Phase Out Procedures  304.13-340  
ENEMY ATTACK
            
    Management Continuity During Emergency. Insurance Companies, This Index
ENVIRONMENTAL AND PUBLIC PROTECTION CABINET
    Insurance Office, Generally, This Index
ERRORS AND OMISSIONS INSURANCE
    Surplus Lines Brokers  304.10-140  
EVIDENCE
            
    Confidential Or Privileged Information, Generally, This Index
    Insurance Application As  304.14-100  
    Insurance Office,
    Records  304.2-170  
    Seal, Use  304.2-050  
    Service Of Process, Generally, This Index
EXAMINATION BY INSURANCE OFFICE
        Generally  304.2-210 et seq.    304.13-141    304.38-120, 806 KAR 2:110  
    Assets, Appraisal  304.2-240  
    Conduct Of Examination  304.2-230  
    Examiner  304.2-280  
        Expenses  304.2-290  
    Expense  304.2-290    806 KAR 4:010  
        Revolving Fund  304.2-300    304.8-190  
    Foreign Insurer  806 KAR 2:110  
    Fraternal Benefit Society  304.29-281  
    Hazardous Financial Conditions Of Insurer, Insurance Office, Failure To Act, Penalties  304.99-015  
    Health Maintenance Organizations  304.38-120  
    Health Service Corporation  304.32-210  
    Hearing  304.2-260  
    Immunity From Civil Liability  304.2-230  
    Out Of State Reports, Conditions For Acceptance  806 KAR 2:110  
    Premium Finance Companies  304.30-060    806 KAR 30:070  
    Procedure  304.2-230  
    Report  304.2-250    304.2-260  
        Confidentiality  304.2-270  
        Filing With Office  806 KAR 2:120  
        Out Of State Reports, Conditions For Acceptance  806 KAR 2:110  
    Testimony Compelled  304.2-350  
    Twenty-Four Hour Pilot Insurance Program, Health Care  806 KAR 17:130  
    Violation  304.2-230  
    Witness, Immunity From Prosecution  304.2-350  
EXECUTION OF JUDGMENT
        See, Also, Garnishment, Generally, This Index
    Insurance Benefits  304.14-330  
    Insurance Company, Assets  304.8-160  
        Liquidation  304.33-580  
EXECUTIVE DIRECTOR
    Insurance Office, This Index
EXECUTORS AND ADMINISTRATORS
    Insurance Agent, Of, Temporary License As Agent  304.9-300  
EXEMPTIONS
    Taxation, This Index
EXPENSES
    Fees And Costs, Generally, This Index
FAIR PLAN AND REINSURANCE ASSOCIATION
        Generally  304.35-010 et seq.  
    Accounts And Accounting, Filed With Director  304.35-040  
    Appeal  304.35-050  
    Applicants To Be Reported  304.35-105  
    Articles Of Association  304.35-040  
    Assessments  304.35-040  
    Commercial Real Property Policy Applicants, Report Of Names To State Fire Marshal  304.35-105  
    Establishment Of Association  304.35-010  
    Fair Plan. Plan, Generally, Post
    Geographical Coverage  304.35-030  
    Governing Committee  304.35-040  
    Member  304.35-020  
    Mine Subsidence Insurance Fund, Administration  304.35-030  
    Organization  304.35-010  
    Perils Included  304.35-030  
    Plan  304.35-010 et seq.  
        Amendments  304.35-030    304.35-040  
        Establishment  304.35-010  
        Members  304.35-020  
        Requirements  304.35-030  
    Policyholders To Be Reported  304.35-105  
    Powers And Duties Of Governing Committee  304.35-030  
    Preservation Of Rights And Obligations Accruing Under 1972 And 1980 Acts  304.35-060  
    Report Of Policyholders And Applicants  304.35-105  
    Savings Clause  304.35-060  
    Security Fund, Surplus Assets Of Prior Association As  304.35-060  
    Successor Association To Assume Assets And Liabilities Of 1972 Association  304.35-060  
FALSE ADVERTISING
    Health Maintenance Organization  304.38-180  
FALSE STATEMENTS
        See, Also, Fraud, Generally, This Index
    For Furnishing Information To  304.1-190  
    Insurance, Law Enforcement Authorities, No Civil Liability
FEDERAL AID
        See, Also, Fair Plan And Reinsurance Association, Generally, This Index
    Reinsurance  304.35-010 et seq.  
FEES AND COSTS
        Generally  806 KAR 4:010  
    Administrative Regulations, Copies  806 KAR 2:030  
    Bail Bondsmen, Tax  136.410  
    Captive Insurers, Certificates Of Authority, Applications  304.49-020  
    Fraternal Benefit Society  304.29-271  
        Financial Statement, Filing  304.29-261  
    Health Benefit Plans, External Review  304.17A-623  
    Health Service Corporation, Approval  304.32-160  
    Insurance  304.4-010  
        Company Liquidation Or Rehabilitation Proceedings,  304.33-060  
        Disposition  304.4-020  
        Failure To Pay  304.4-040  
        License, Etc.  304.4-010  
        Premium Finance Company  304.30-030  
    Insurance Purchasing Outlets, Establishment,  304.17A-760  
    Name Of Insurer, Reservation  806 KAR 3:010  
    Regulations, Copies  806 KAR 2:030  
    Reservation Of Name  806 KAR 3:010  
FELONIES
    Insurance, Permitting Persons Convicted Of To Engage In Business  304.47-025  
FINANCE COMPANIES
    Insurance Premiums  304.30-010 et seq.  
FINANCIAL INSTITUTIONS
        See, Also, Banks And Banking, Generally, This Index
    Insurance Agency Activities, Authority To Engage In
        Definitions  304.9-135  
        Requirements  304.9-135  
            Disclosure  806 KAR 9:190  
    Insurance, This Index
    Trust Companies, Generally, This Index
FINANCIAL PLANNERS
    Criminal Complaints, Notice To Commissioner  304.9-467  
    Disciplinary Proceedings, Notice To Commissioner  304.9-467  
FINANCIAL STATEMENTS OF INSURERS
    Actuarial Opinion And Memorandum  806 KAR 6:100  
    Annual, Filing  304.3-240  
        Actuarial Opinion And Memorandum  806 KAR 6:100  
        Audited Financial Reports  806 KAR 3:170  
        Forms  806 KAR 3:070  
        Synopsis  806 KAR 3:020  
    Liability Self Insurance Groups  806 KAR 46:010  
    Quarterly, Filing With, Insurance Office  304.3-240  
FINES AND FORFEITURES
    Insurance Company  304.3-200  
    Life Settlement Brokers  304.99-020  
    Life Settlement Contracts, Providers  304.99-126  
    Specialty Credit Insurance Producers  304.99-020  
    Surplus Lines Insurers  304.99-020  
FIRE
    Losses, Reports  304.13-390  
    Prevention And Protection. Fire Prevention And Protection, Generally, This Index
FIRE DISTRICTS
    Appeals, Classification Assigned By Insurer  304.13-355 et seq.  
    Classification Assigned By Insurer, Appeal  304.13-355 et seq.  
    Fire Protection Classification Review And Appeal  304.13-350 et seq.  
    Insurance Classification, Appeal  304.13-355 et seq.  
FIRE FIGHTERS AND FIRE DEPARTMENTS
        Fire Prevention And Protection, Generally, This Index
        See, Also, Fire Districts, This Index
    Fire Calls, Report To Insurance Commissioner  304.13-380  
    Foundation Program Fund Trust And Agency Account, Insurance Premium Surcharge Funds Paid Into  136.392  
    Reports Of Fire Calls To Insurance Commissioner  304.13-380  
FIRE INSURANCE
    Fire Loss. Casualty Insurance, This Index
FIRE MARSHAL, STATE
    Fair Plan Commercial Real Property Policy Applicants Report Of Names To  304.35-105  
    Fire Loss, Duties As To, Information, Power To Require Insurer To Furnish  304.20-160  
        Notice Of Failure To Comply  304.13-390  
FIRE PREVENTION AND PROTECTION
    Casualty Insurance, Premium Credits Or Discount Provisions Required To Be Included In Rates For Buildings Equipped With Sprinkler Systems  304.20-380  
        Applicable Date  304.20-385  
    Insurance, Fire Loss  304.20-150 et seq.  
    See, Also, Casualty Insurance, This Index
    Sprinkler Systems Premium Credits Or Discount Provisions Required To Be Included In Casualty Insurance Rates For Building Equipped With  304.20-380  
        Applicable Date  304.20-385  
FOOD
    Health Benefit Plans, Therapeutic Nutrition, Coverage  304.17A-258  
FOREIGN INSURERS
        See, Also, Alien Insurers, Generally, This Index
    Authorized Where Domiciled, Requirement, Exception,  806 KAR 3:110  
    Capital, Risk Based Capital Requirements  806 KAR 3:190  
    Deposit Required  806 KAR 3:090  
    Domestic Insurer, Becoming  304.24-500  
    Examination  806 KAR 2:110  
    Life Insurance And Annuities, This Index
    Risk Based Capital Requirements  806 KAR 3:190  
    Transfer Of Domicile To Another State  304.24-500  
FORFEITURES
    Fines And Forfeitures, Generally, This Index
FORMS
            
    Contracts, This Index
    Criminal Background Checks  806 KAR 9:340  
    Health And Hospitalization Insurance  806 KAR 17:005  
        Contracts, Filing  806 KAR 14:007  
    Health Benefit Plans, Standardized Health Claim Attachments  304.17A-720  
    Health Insurance Claims, Uniformity  304.14-135  
    Licenses And Permits  806 KAR 9:340  
    Life Insurance And Annuities
        Accelerated Death Benefits  806 KAR 12:160  
        Filing  806 KAR 14:005  
    Life Settlement Agreements  806 KAR 15:050  
    No-Fault Insurance, Rejection Form  806 KAR 39:030  
    Property And Casualty Insurance, Filing  806 KAR 14:006  
FRANCHISES
    Casualty Insurance, Franchise Plan  304.17-390  
    Health Insurance, Franchise Plan  304.17-390  
FRATERNAL BENEFIT SOCIETIES
            See, Also, Insurance Companies, Generally, This Index
        Generally  304.29-011 et seq.  
    Accident Or Health Benefit Certificate  304.29-191  
    Actuarial Opinion And Memorandum  806 KAR 6:100  
    Agent, See, Also, Agents, Generally, This Index
        Continuing Education  304.29-331  
        Examination For License  304.29-331  
        Licenses, Continuation, Expiration  304.99-100  
            Continuing Education Requirement  304.29-331  
            Fee  806 KAR 4:010  
            Issuance  304.29-331  
            Prerequisites  304.29-331  
            Requirement  304.29-331  
    Agents  304.29-081  
    Alien Society. Foreign Or Alien Society, Post
    Amendment To Laws  304.29-111  
    Appeal, Insurance Office, Findings  304.29-361  
    Articles Of Incorporation  304.29-101  
        Amendment  304.29-111  
    Assessments  304.29-565  
    Assets, Investment  304.29-211  
        Use  304.29-221  
    Attachment, Benefits Exempt From  304.29-181  
    Attorney For Service Of Process  304.29-351  
    Attorney General, Action By  304.29-301  
    Authorization To Do Business  304.29-101  
    Beneficiaries  304.29-171  
        Designation Or Change Of Designation  304.29-161  
    Benefits  304.29-161  
        Attachment, Garnishment, Exempt From  304.29-181  
        Cash Surrender Value  304.29-201  
        Certificate  304.29-191  
        Certificate Loans  304.29-201  
        Childrens Lives  304.29-161  
        Contracts  304.29-191  
        Exemption From Execution  304.29-181  
        False Statements  304.99-130  
        Funeral Benefits  304.29-171  
        Gratuitous  304.29-121  
        Liability For Payment, Exemption Of Officers, Etc.,  304.29-081  
        Nonforfeiture  304.29-201  
        Options  304.29-201  
        Payment Restrictions  304.29-101  
        Types Available  304.29-161  
    Benevolent Institutions  304.29-121  
    Bond  304.29-101  
    Bylaws, Amendment  304.29-111  
        Waiver Prohibited  304.29-091  
    Cash Surrender Value  304.29-201  
    Certificate Loan  304.29-201  
    Certificate Of Authority  304.29-101  
        Preliminary  304.29-101  
            Powers Under  304.29-101  
    Certificate Of Benefit  304.29-191  
        Accident, Filing And Approval  304.29-191  
        Application  304.29-191  
        Approval, Withdrawal  304.29-191  
        Disability, Filing And Approval  304.29-191  
        Filing  304.29-191  
        Health Insurance, Filing And Approval  304.29-191  
        Issuance  304.29-191  
        Life Benefit, Approval  304.29-191  
        Standard Provisions  304.29-191  
    Charitable Institutions  304.29-121  
    Children, Benefit On Lives  304.29-161  
    Civil Penalties  304.99-020  
    Consolidation  304.29-141  
    Constitution  304.29-051  
        Amendment  304.29-111  
        Waiver Prohibited  304.29-091  
    Contract  304.29-191  
            See, Also, Contracts, Generally, This Index
        Comparing  304.99-130  
    Corporate Powers  304.29-051  
        Retention By Existing Societies  304.29-101  
    Definitions  304.29-011 et seq.    304.29-041  
        Lodge Systems  304.29-021  
        Representative Form Of Government  304.29-031  
    Disability Benefit Certificate  304.29-191  
    Examination  304.29-281  
        Domestic Society  304.29-281  
        Foreign Society  304.29-281  
    Exemption Of Benefits From Execution, Etc.  304.29-181  
    Exemptions  304.29-231    304.29-371  
    Existing Societies, Effect Of Subtitle On  304.29-101  
    Failure To File  304.99-130  
    False Statements  304.99-130  
    Fees, Financial Statement, Filing  304.29-261  
        License  304.29-271  
    Financial Statement, Annual  304.29-261  
    Foreign Or Alien Society  304.29-291  
        Admission  304.29-291  
        Examination  304.29-281  
        Investments  304.29-211  
        License  304.29-291  
        Refusal Of License  304.29-311  
        Suspension Or Revocation  304.29-311  
    Funds, Use, Investment  304.29-211    304.29-221  
    Funeral Benefits  304.29-171  
    Funeral Home, Operation Prohibited  304.29-121  
    Garnishment, Benefits Exempt From  304.29-181  
    Grandfather Provisions  304.29-101  
    Grievance Procedures  304.29-071  
    Health Insurance Certificate  304.29-191  
    Hearing, Injunction Action  304.29-301  
    Incorporation Requirements  304.29-101  
    Indemnification, Directors, Officers, Employees And
    Injunction Against  304.29-301    304.29-321  
    Inspections  304.29-281  
    Institutions, Charitable And Benevolent  304.29-121  
    Insurance Office, Executive Director, Approval Of Certificates,  304.29-191  
    Insurance Office, To  304.29-101  
    Insurance, Assessments  304.2-440  
        Code Not Applicable  304.1-120  
        Exemption  304.29-231  
    Investments  304.29-211  
    Liability  304.29-081    304.29-101  
        Officers And Governing Body Members, Exemption  304.29-081  
    Licenses And Permits  304.29-271  
        Foreign Or Alien Society  304.29-291  
        Revocation  304.29-311  
        Suspension, Etc., Foreign Society  304.29-311  
    Life Benefit Certificate, Standard Provisions  304.29-191  
    Liquidation  304.29-301  
        See, Also, Liquidation Or Rehabilitation, Generally, This Index
    Loans, Certificate  304.29-201  
    Lodge System, Definitions  304.29-021  
        Elements  304.29-021  
    Long Term Care Insurance, Issuance  304.29-600  
    Meetings  304.29-071  
    Members, Solicitation  304.29-101  
    Membership, Qualifications  304.29-061  
    Merger  304.29-141  
    Misrepresentation  304.99-130  
    Mutual Life Company, Conversion To  304.29-151  
    Mutual Life Insurance Company, Conversion To  304.29-151  
    Notice Of Deficiencies  304.29-301  
    Office, Principal  304.29-071  
    Organization  304.29-101  
    Penalties For Violations, Civil Penalties  304.99-020  
    Powers  304.29-051  
    Preliminary Certificate, Term  304.29-101  
    Premium, Advance, Collection  304.29-101  
        Definitions  304.29-041  
    Proceeding Against Domestic Society  304.29-301  
    Process, Benefits Exempt From  304.29-181  
    Publications  304.29-071  
    Purposes  304.29-051  
    Receiver, Appointment  304.29-301  
    Receivership  304.29-301  
    Reinsurance Agreement  304.29-131  
    Reports  304.29-261  
    Representative Form Of Government, Definitions,  304.29-031  
    Review  304.29-361  
    Revocation Of Licenses  304.29-311  
    Risks, Ceding  304.29-131  
    Secretary Of State, Agent For Service, As  304.29-351  
    Service Of Process  304.29-351  
    Society, Definitions  304.29-041  
    Solicitation Of Members  304.29-101  
        Unlicensed Society, For, Prohibition  304.99-130  
    Subpoena  304.29-351  
    Suspension  304.29-311  
    Tax Exemption  304.29-241  
    Unfair Acts  304.29-341  
    Unfair And Deceptive Acts And Practices  304.29-341  
    Unincorporated Association Prohibited  304.29-101  
    Valuation  304.29-261  
    Valuations  304.29-251  
        Certification  304.29-251  
        Standards  304.29-251  
        Underlying Data  304.29-251  
    Violations, Penalties, Civil Penalties  304.99-020  
    Voluntary Association Prohibited  304.29-101  
    Waiver Prohibited  304.29-091  
FRAUD
            
    Deceptive Business Practices, Insurance Companies, Military Personnel, Protection  304.12-257  
    False Advertising, Health Maintenance Organization  304.38-180  
    Insurance Fraud Investigation Division. Insurance Office, This Index
    Insurance, Contract, Effect  304.9-440  
    Life Settlement Contracts, Unlawful Transactions,  304.15-717  
    Military Personnel, Insurance Companies, Deceptive Business Practices, Protection  304.12-257  
    Mine Subsidence Insurance, Recovery Of Payments  304.44-100  
    Motor Vehicle Insurance, Cancellation Or Nonrenewal  304.20-040  
    Unfair Practices And Frauds, Generally, This Index
    Workers Compensation Branch, Insurance Offices Fraud Investigation Division  304.47-040  
FUNDS, PUBLIC
    Depositories, Generally, This Index
    Insurance Regulatory Trust Fund  304.2-400 et seq.  
    Kentucky Access Fund  304.17B-021  
    Mine Subsidence Insurance Fund
        Establishment  304.44-020  
        Reimbursement Of Insurer From  304.44-050  
    State Employee Health Insurance Fund, Guaranteed Acceptance Program  304.17A-290  
    Taxation, Generally, This Index
FUNERAL CONTRACTS
    Preneed Contracts, Life Insurers, Disclosure Of Funds Used For  304.12-240    806 KAR 12:131  
        Nonforfeiture Values, Calculation  806 KAR 6:130  
        Reserve Liabilities, Calculation  806 KAR 6:130  
FUNERALS AND BURIALS
    Fraternal Benefit Societies, Benefits  304.29-171  
    Insurance  304.31-010  
GARNISHMENT
    Insurance Benefits  304.14-330  
        Fraternal Benefit Society Exempt From  304.29-181  
    Insurance Company, Liquidation  304.33-580  
    Motor Vehicle Reparations Benefits Exempt From  304.39-260  
GENERAL ASSEMBLY
    Appointment Powers, Health Care Improvement Authority  304.17B-003  
GENETIC TESTING
    Generally  806 KAR 17:170  
GIFTS AND GRANTS
    Health Care Improvement Authority  304.17B-003  
GOVERNOR
    Appointment Powers, Health Care Improvement Authority  304.17B-003  
    Insurance Company, Emergency Powers Over  304.25-070  
GROUP INSURANCE
            
    Approval Of Commissioner  806 KAR 14:090  
    Certificates, Filing  806 KAR 14:060  
    Disability Insurance. Casualty Insurance, Generally This Index
    Exemption Of Proceeds  304.14-320  
    Forms, Filing, Approval  304.14-120  
    Health  304.18-010 et seq.    806 KAR 18:010 et seq  
        Health And Hospitalization Insurance, This Index
    Life Insurance  304.16-010 et seq.  
        See, Also, Group Life Insurance, Generally, This Index
    Proceeds, Exemption  304.14-320  
GROUP LIFE INSURANCE
            
            See, Also, Life Insurance And Annuities, Generally, This Index
        Generally  304.16-010 et seq.  
    Age, Misstatement  304.16-160  
    Application Attached To Policy  304.16-140  
    Association, Groups  304.16-080  
    Beneficiary  304.16-170  
    Certificate, Issuance  304.16-180  
    Conversion Rights, Death Pending Conversion  304.16-210  
        Eligibility, Termination  304.16-190  
        Policy, Termination  304.16-200  
    Credit Union Groups  304.16-090  
    Creditor Insured, Information To Debtor  304.16-220  
    Death Pending Conversion  304.16-210  
    Debtor Groups  304.16-040  
    Debtor, Information To  304.16-220  
    Dependents Coverage  304.16-085  
    Dividends, Disposition  304.16-230  
    Employee Groups  304.16-030    304.16-060  
        Association Groups  304.16-080  
        Employee, Definitions  304.16-035  
        Public Employee Groups  304.16-070  
    Employee, Definitions  304.16-035  
    Employer, Association Groups  304.16-080  
    Evidence Of Insurability  304.16-150  
    Grace Period  304.16-120  
    Group Requirements For Contracts  304.16-020  
    Incontestability  304.16-130  
    Insurability, Evidence Of  304.16-140  
    Labor Union Groups  304.16-050    304.16-060  
    Misstatement Of Age  304.16-160  
    Policy, See, Also, Contracts, Generally, This Index
            
        Application Attached To  304.16-140  
        Required Provisions  304.16-110  
    Proceeds, Liability For Debts  304.14-320  
    Provisions Required  304.16-110  
    Public Employee Group  304.16-070  
    Rate Reduction  304.16-230  
    Required Provisions  304.16-110  
    Scope  304.16-010  
    Standard Provisions, Beneficiary  304.16-170  
        Certificate, Issuance  304.16-180  
        Conversion, Eligibility, Termination
            Policy Termination, On  304.16-200  
        Death Pending Conversion  304.16-210  
        Evidence Of Insurability  304.16-150  
        Grace Period  304.16-120  
        Incontestability  304.16-130  
        Insurability, Evidence Of  304.16-140  
        Policy, Conversion On Termination  304.16-200  
        Statements In Contract, Legal Effect Of  304.16-140  
    Statements In Contract, Legal Effect  304.16-140  
    Trustee Group  304.16-060  
    Union, Labor  304.16-050    304.16-060  
    Valuation Method  304.6-140  
GUARANTEED ACCEPTANCE PROGRAM
    Health And Hospitalization Insurance, This Index
GUARANTY ASSOCIATION
        Generally  304.36-010 et seq.  
    Appeal  304.36-090  
    Assessment, Amount  304.36-080    304.36-160  
    Certificate Of Authority, Revocation  304.36-100  
    Claims, Barred  304.36-090  
        Collection Only Once  304.36-110  
        Cost Of Processing  304.36-110  
        Covered  304.36-080  
        Defense, Duty To Provide  304.36-085  
        Investigation  304.36-080  
        Limits  304.36-080  
        Nonduplication Of Recovery  304.36-120  
        Order Of Liquidation  304.36-080  
        Payment  304.36-080  
            Effect  304.36-110  
        Procedure  304.36-090  
        Right Under Policy  304.36-110  
    Costs, Investigation  304.36-130  
    Creation Of Association  304.36-060  
    Defense, Duty To Provide  304.36-085  
    Deferred  304.36-080  
    Definitions  304.36-050  
    Directors  304.36-070  
        Compensation  304.36-070  
        Insolvency, Prevention  304.36-130  
        Liability  304.36-170  
        Meeting  304.36-090  
    Examination Of Association  304.36-140  
    Financial Report  304.36-140  
    Fine Against Insurer  304.36-100  
    Immunity Of Members  304.36-170  
    Insolvency, Detection And Prevention, Aid In  304.36-020  
        Notice Of  304.36-100  
        Prevention  304.36-130  
    Insurance Director, Liability  304.36-170  
    Insurance Office, Executive Director, Powers And Duties  304.36-100  
    Insured, Cooperation  304.36-110  
    Insurer, Fine Against  304.36-100  
        Investigation For Insolvency  304.36-130  
    Laws, Liberal Constructiong  304.36-040  
        Scope  304.36-030  
    Liability Self Insurance Groups, Generally, This Index
    Nonduplication Of Recovery  304.36-120  
    Nonprofit Corporation, As  304.36-060  
    Notice Of Insolvency  304.36-100  
    Notice Of Insolvency To  304.36-100  
    Plan Of Operation  304.36-090  
    Powers And Duties  304.36-080  
    Procedure  304.36-090  
    Purpose  304.36-020  
    Rates  304.36-160  
    Records  304.36-090  
    Refunds  304.36-080  
    Report, Financial  304.36-140  
        Investigation Of Insolvency  304.36-130  
    Scope Of Laws  304.36-030  
    Servicing Facility, Reimbursement  304.36-080  
    Tax Exemption  304.36-150  
    Title Of Laws  304.36-010  
    Workers Compensation Claim  304.36-080  
GUARDIANSHIP
    Health Benefit Plans, Coverage  304.17A-140  
HEALTH
    Alcoholism, Generally, This Index
    Doctors. Physicians, Generally, This Index
    Facilities And Services. Health Facilities And Services, Generally, This Index
    Insurance. Health And Hospitalization Insurance, Generally, This Index
    Maintenance Organization  304.38-010 et seq.  
        See, Also, Health Maintenance Organizations, Generally, This Index
    Medicine, Practice Of. Physicians, Generally, This Index
    Physicians, Generally, This Index
    Services. Health Facilities And Services, Generally, This Index
HEALTH AND FAMILY SERVICES CABINET
    Commissioner, Health Care Improvement Authority, Membership  304.17B-003  
    Health Facilities And Services, Generally, This Index
    Kentucky Childrens Health Insurance Program  304.17A-340  
    Secretary, Health Care Improvement Authority, Membership  304.17B-003  
        Health Data Collection, Powers And Duties  216.2923  
HEALTH AND HOSPITALIZATION INSURANCE
        See, Also, Insurance, Generally, This Index
    Abortion Coverage, Optional Rider  304.5-160  
    Adjustment Plan  806 KAR 17:110  
    Administrative Regulations, Preexisting Condition Exclusion  304.17A-230  
        Risk Adjustment, Kentucky Risk Assessment And Risk
    Agents, Limited License  304.9-030  
    Aids, Unfair Or Deceptive Practices Prohibited  304.12-013  
        Penalties  304.99-115  
    Ambulatory Surgical Centers, Coverage  304.17-317  
    Authorizing Surgical Assistants Or Medical Assistants To Provide  304.17A-1473  
    Benefit Plans. Health Purchasing Alliance, This Index
    Blanket Insurance. Group Or Blanket, Generally, Post
    Blind Persons, Discrimination Prohibited  304.12-215  
    Breast Cancer, Mastectomy And Breast Reconstruction Surgery Coverage, Group Or Blanket Insurer  304.18-0983  
        Individual Insurer  304.17-3163  
        Treatment, Coverage  304.17-3165  
    Cancellation, Refund Of Premium  304.17-415  
    Certificates Of Authority, Generally, This Index
    Certified Surgical Assistants, Coverage Of Services  304.17A-147  
    Children, Adopted Children, Coverage  304.17A-140  
        Autism, Coverage  304.17A-143    806 KAR 17:460  
        Gestational Diabetes  304.17A-148  
        Guardian, Living With, Coverage  304.17A-140  
        Kentucky Childrens Health Insurance Program  304.17A-340  
    Chiropractor, Copayments, Limitations  304.17A-175  
        Coverage Of Services Performed By  304.17-305    304.18-095  
    Claim Forms, Uniformity  304.14-135  
        Fine For Violation  304.99-125  
        Self Insurance By Private Employer, Applicability  304.32-315  
    Cochlear Implants  304.17A-131  
    Community Rating Methodology, Deviation  806 KAR 18:060  
    Complaint Against Insurer  304.2-165  
    Consumers Guide To Long Term Care Insurance  304.14-560  
    Contracts. Health And Hospitalization Insurance Contracts, Generally, This Index
    Converted Policy  304.32-300    304.32-310  
        Penalty For Violation Of Law  304.99-070  
    Coverage  304.17-305    304.18-095  
        24 Hour Medical Care  216.2960  
        Autism  304.17A-143    806 KAR 17:460  
        Bone Density Testing  304.17-3163  
        Breast Cancer, Breast Reconstruction Surgery Following Mastectomy  304.17-3163    304.18-0983  
            Treatment  304.17-3165  
        Certified Surgical Assistants, Services  304.17A-147  
        Diabetes  304.17A-148  
        Discrimination Prohibited  304.17A-270  
        Endometriosis  304.17-3163  
        Endometritis  304.17-3163  
        Genetic Tests, Usage  304.12-085  
        Hearing Aids  304.17A-132  
        Mammography  304.17A-133  
        Maternity Care, Delivery, Newly Born Children  304.17A-145  
        Registered Nurse First Assistants, Services  304.17A-146  
        Twenty-Four Hour Medical Care  806 KAR 17:130  
        Work Related Conditions, Exclusion Prohibited  304.12-250  
    Credit Life And Health Insurance, Generally, This Index
    Definitions  304.5-040  
        Group Policy  304.18-124  
        Hearing Aid Coverage  304.17A-132  
    Denial Of Coverage, Prohibited, Mastectomy And Breast
    Dental Plan Organizations. Prepaid Dental Plan Organizations, Generally, This Index
    Discrimination  304.12-080  
        Blindness As Basis Of, Prohibition  304.12-215  
    Drug Benefits, Notification Requirements  806 KAR 17:250  
    Employer Organized Association, Certificate Of Filing  304.17A-320  
        Group  304.17A-0954  
        Rate Filing  806 KAR 17:150  
        Records And Reports, Annual Report  304.17A-330  
            Data Reporting Requirements  806 KAR 17:240  
        Self Insurance  304.17A-320  
    Exemption Of Proceeds  304.14-310  
    Forms  806 KAR 17:005  
    Franchise Plan  304.17-390  
    Genetic Testing  806 KAR 17:170  
    Group Or Blanket  304.18-010 et seq.    806 KAR 18:010  
        Abortion Coverage Restriction  304.5-160  
        Alcoholism, Coverage  304.18-130 et seq.  
            Benefits  304.18-140    304.18-150  
            Requirements  304.18-140    304.18-170  
            Rules And Regulations  304.18-180    806 KAR 18:010  
        Ambulatory Surgical Centers  304.18-035  
        Application, Blanket Policy  304.18-080  
        Association Market, Rate Filing  806 KAR 17:150  
        Associations, Approval To Offer Group Insurance  806 KAR 18:060  
            Filing Requirements  806 KAR 18:060  
        Benefits, Coordination  806 KAR 18:030  
            Minimum, Converted Policy  304.18-120  
            Payment Under Blanket Policy  304.18-090  
        Blanket, Certificate  304.18-080  
            Definitions  304.18-060  
            Filing  304.18-070  
            Payment Of Benefits  304.18-090  
            Policy, Required Provisions  304.18-070  
        Bone Density Testing  304.18-0983  
        Breast Cancer, Treatment  304.18-0985  
            Mastectomy And Breast Reconstruction Surgery  304.18-0983  
        Cancellation  304.17A-240  
        Certificate Of Filing, Applications  304.17A-808  
            Duration  304.17A-824  
            Issuance  304.17A-810  
            Necessity  304.17A-806  
            Suspension Or Revocation  304.17A-840  
            Termination  304.17A-824  
        Child Nursery Care, Optional  304.18-033    304.38-198  
        Child, Newly Born, Coverage  304.18-032  
            Nursery Care, Optional  304.18-033    304.38-198  
        Compliance, Corporations  304.32-098  
            Health Maintenance Organizations  304.38-098  
        Content, Blanket Policy  304.18-070  
        Continuance  304.17A-240  
        Continuation Of Coverage, Upon Termination Of Employment Or Membership  304.18-110    304.32-151    304.38-191  
        Conversion Policies  304.18-114  
        Conversion Policy Minimum Benefits  806 KAR 17:260  
        Conversion Privilege, Minimum Benefits  806 KAR 17:260  
        Converted Policy, Minimum Benefits  304.18-120  
        Coordination Of Benefits  304.18-085  
        Creditable Coverage, Preexisting Condition Exclusion  304.17A-220  
        Definitions  304.17A-005    304.18-020    806 KAR 17:150  
            Preexisting Condition Exclusion  304.17A-220  
        Dental Services, Coverage  304.18-097  
        Detoxification, Coverage  304.18-130 et seq.  
        Direct Payment To Hospital  304.18-040  
        Disability, Extension Of Benefits During  304.18-126  
        Discrimination Prohibited  304.17A-270  
        Dividends  304.18-050  
        Eligibility  304.18-020  
        Eligible Associations, Discrimination  304.18-050  
            Offering Of Health Programs  304.18-050  
        Employer Organized Association  304.17A-0954  
            Rate Filing  806 KAR 17:150  
        Endometriosis  304.18-0983  
        Endometritis  304.18-0983  
        Extension Of Benefits During Disability  304.18-126  
        Filing Blanket Insurance  304.18-070  
        Genetic Information, Preexisting Condition Exclusion  304.17A-220  
        Grace Period, Liability For Claims  304.18-125  
        Group Conversion Subtitle, Application  304.32-270  
        Group Policy, Definitions  304.18-124  
        Guidelines For Coordination Of Benefits  304.18-085  
        Home Health Care Coverage  304.18-037    304.32-280  
        Large Group Market, Rate Filings  806 KAR 17:150  
        Liability Of Policyholder  304.18-100  
        Limitation Of Actions  304.18-070  
        Mental Health Coverage  304.18-036  
        Minimum Benefits, Converted Policy  304.18-120  
        Minors, Preexisting Condition Exclusion, Limitations  304.17A-220  
        Newly Born Child, Coverage  304.18-032  
            Nursery Care, Optional  304.18-033    304.38-198  
        Notice, Employee Or Member Electing Continuation Of Coverage, By  304.18-110  
            Preexisting Condition Exclusion  304.17A-220  
            Special Enrollment Rights  304.17A-220  
        Nursery Care, Optional  304.18-033    304.38-198  
        Payment Of Benefits Under Blanket Policy  304.18-090  
        Physicians’ Services, Coverage  304.18-097  
        Policy, Blanket, Required Provisions  304.18-070  
            Group, Required Provisions  304.18-030  
        Preexisting Condition Exclusion  304.17A-220  
        Premiums, Basis For Determination  304.18-050  
            Payment On Continuance Coverage  304.18-110  
            Readjustment  304.18-050  
        Proceeds Exempt From Liability For Debt  304.14-320  
        Psychologist  304.18-0363  
        Rates, Filing  806 KAR 17:150  
            Premium Rates  304.17A-0952  
            Rate Filings  304.17A-095  
        Renewal  304.17A-240  
        Replacement By Succeeding Insurer, Transfer Of Liability  304.18-127  
        Self Insured Employer Associations  304.17A-800 et  
            Administrative Regulations  304.17A-842  
            Administrator, Surety Bond  304.17A-812  
            Agents, Qualifications  304.17A-818  
            Application Of Law  304.17A-804  
            Capital And Surplus  304.17A-812  
            Certificate Of Filing
            Conflict Of Interest  304.17A-830  
            Contribution Plans  304.17A-836  
            Definitions  304.17A-802  
            Evidence Of Coverage  304.17A-838  
            Filings  304.17A-834  
            Financial Statements  304.17A-832  
            Insurance Director, Powers And Duties,  304.17A-820  
            Investments  304.17A-816  
            Merger  304.17A-824  
            Notice, Changes Of Information  304.17A-814  
            Powers And Duties  304.17A-828  
            Public Purpose  304.17A-800  
            Service Of Process, Agent For  304.17A-822  
            Solvency  304.17A-812  
            Trustees  304.17A-826  
            Violations, Penalties  304.17A-844  
        Skeletal Disorders, Covered Procedures And Services  304.18-0365  
        Small Group Market, Benefits  304.17A-250  
            Cancellation  304.17A-240  
            Continuance  304.17A-240  
            Denial Of Coverage  304.17A-200  
            Preexisting Condition Exclusion  304.17A-220  
            Premium Rates  304.17A-0952  
            Rate Filings  304.17A-095    806 KAR 17:150  
            Renewal  304.17A-240  
            Rules Of Eligibility, Discrimination Prohibited  304.17A-200  
            Standard Health Benefit Plan  304.17A-250    806 KAR 17:180  
        Social Workers  304.18-0363  
        Special Enrollment Rights, Notice  304.17A-220  
        Utilization Review, Requirements  304.18-045  
    Guaranteed Acceptance Program  806 KAR 17:190  
        Assessments, Failure To Pay, Civil Penalty  304.17A-150  
        Referral To Separate From Group Coverage  304.17A-150  
        State Employee Health Insurance Fund  304.17A-290  
    Guaranty Association  304.42-010 et seq.  
    Health Benefit Plans, Generally, This Index
    Health Insurance Advisory Council  304.17A-080  
    Health Maintenance Organizations, Generally, This Index
    Health Purchasing Alliance, Generally, This Index
    Health Service Corporations, Generally, This Index
    Hearing Aid Coverage  304.17A-132  
    High Cost Condition Codes And Severity Questionnaire  806 KAR 17:205  
    Home Health Care Coverage, Definitions  304.17-312  
        Group Or Blanket Insurers, By  304.18-037    304.32-280  
        Health Maintenance Organization, By  304.38-210  
        Health Service Corporation, By  304.32-280  
        Individual Insurer  304.17-313  
    Icare Program, Generally, This Index
    Impaired Insurer, Life And Health Insurance Guaranty Association, Detection And Prevention  304.42-120  
    Individual Market, Benefits  304.17A-250  
        Cancellation  304.17A-240  
        Continuance  304.17A-240  
        Preexisting Condition Exclusion  304.17A-230  
        Premium Rates  304.17A-0952  
        Rate Filings  304.17A-095    806 KAR 17:150  
        Renewal  304.17A-240  
        Standard Health Benefit Plan  304.17A-250    806 KAR 17:180  
    Insurance Purchasing Outlets  806 KAR 17:450  
        Accounting Procedures  304.17A-760  
        Actions  304.17A-758  
        Administrative Regulations  304.17A-752    304.17A-754  
        Agents, Employment Of  304.17A-760  
            License Requirement  304.17A-752  
        Appeals, Powers And Duties  304.17A-760  
        Applicability  304.17A-770  
        Certificates Of Coverage, Issuance  304.17A-762  
        Contracts, Powers And Duties  304.17A-760  
        Definitions  304.17A-750    806 KAR 17:450  
        Disclosure, Requirements  304.17A-762  
        Fees, Establishment  304.17A-760  
        Financial Statements  304.17A-758  
        Health Benefit Plans  304.17A-760  
            Group Health Insurance, Deemed To Be  304.17A-766  
        Personnel, Employment Of  304.17A-758  
        Policyholder, Deemed To Be  304.17A-762  
        Powers And Duties  304.17A-758    304.17A-760  
        Premiums, Collection  304.17A-758    304.17A-760  
        Premiums, Payments  304.17A-768  
            Rates  304.17A-764  
        Proof Of Financial Responsibility  304.17A-760  
        Records And Reports  304.17A-760  
            Inspection  304.17A-758  
        Registration, Applications  304.17A-754  
            Fees  304.17A-758  
            Grounds For Denial  304.17A-756  
            Renewal  304.17A-758  
            Requirement  304.17A-752  
        Requirements  304.17A-766  
        Vouchers, Collections  304.17A-758  
            Redemption  304.17A-768  
    Integrated Health Delivery Network, Certificate Of Filing  806 KAR 17:100  
    Intraoperative Surgical Care Benefits Or Services, Plans
    Investments  304.7-401 et seq.  
    Itemized Statement Of Charges, Prohibited Uses  304.14-410  
    Kentucky Access  304.17B-001 et seq.  
    Kentucky Childrens Health Insurance Program,  304.17A-340  
    Liability, Debt, For, Exemption Of Proceeds  304.14-320  
        Policy Holder, Blanket Policy  304.18-100  
    Limitation Of Actions, Overpayments, Actions For Reimbursement  304.14-375  
    Limited Health Service Benefit Plans, Generally, This Index
    Limited Health Service Organizations, Generally, This Index
    Long Term Care Insurance, Generally, This Index
    Mammography Coverage  304.17A-133  
    Managed Care Plans, Coverage, Medical Directors Signature On Denials  806 KAR 17:230  
        Health Benefit Plans, This Index
    Mental Health Coverage  304.17-318  
        Psychologist  304.17-3185  
    Optometrist, Copayments, Limitations  304.17A-175  
        Coverage Of Services Performed By  304.17-305    304.18-095  
            Standard Of Payment  304.17A-173    304.17B-035  
    Osteopath, Coverage Of Services Performed By,  304.17-305    304.18-095  
    Overpayments, Limitation Of Actions For Reimbursement  304.14-375  
    Patients Right To Privacy  304.17A-555  
    Physician, Coverage Of Services Performed By  304.17-305    304.18-095  
    Podiatrist, Coverage Of Services Performed By,  304.17-305  
    Policies. Health And Hospitalization Insurance Contracts, Generally, This Index
    Premiums, Nonpayment, Grace Period  304.17A-243  
        Payment Treated As Income Tax Credit  141.062  
        Refunds, Policy Cancellation  304.17-415  
    Proceeds Exempt From Liability For Debt  304.14-320  
    Provider Arrangements, Preferred And Exclusive  806 KAR 18:020  
    Provider-Sponsored Networks, Certificate Of Filing  806 KAR 17:100  
    Psychologist, Group Or Blanket  304.18-0363  
        Mental Health Coverage  304.17-3185  
    Public Employees, This Index
    Purchasing Outlets. Insurance Purchasing Outlets, Generally, Ante
    Reconstruction Surgery, Group Or Blanket Insurer  304.18-0983  
        Individual Insurer  304.17-3163  
    Refunds, Premiums, Policy Cancellation  304.17-415  
    Registered Nurse First Assistants, Coverage Of Services  304.17A-146  
    Reinsurance Agreements  806 KAR 3:160  
    Rental Vehicle Agents, Sale Of Insurance  304.9-503  
    Replacement Coverage, Solicitations  806 KAR 12:060  
    Reports  806 KAR 17:005  
        Claims Data, Health Services Secretary, To  216.2923  
        Employer Organized Association, Annual Report  304.17A-330  
    Reserves For Unaccrued Benefits  304.6-070  
    Risk Adjustment Process, Kentucky Risk Assessment And Risk Adjustment Plan  806 KAR 17:110  
    See, Also, Health And Hospitalization Insurance Contracts Generally, This Index
    See, Also, Life And Health Insurance Guaranty Association, Generally, This Index
    Self Insured Business  304.32-300 et seq.  
        Converted Policy  304.32-300    304.32-310  
            Penalty For Violation Of Law  304.99-070  
        Forms Required  304.32-315  
        Notice To Department  304.32-320  
            Penalty For Failure To Give  304.99-070  
        Violations, Penalties  304.99-070  
    Settlement Of Claims, Unfair Practices  806 KAR 12:092  
    Skeletal Disorder Coverage, Inclusions, Procedures And Services  304.17-319  
    Social Workers, Group Or Blanket  304.18-0363  
    Surgical First Assisting Benefits Or Services, Plans Authorizing Surgical Assistants Or Medical Assistants To Provide  304.17A-1473  
    Unfair Or Deceptive Trade Practices  304.17A-150  
        Referral To Guaranteed Acceptance Program  304.17A-150  
        Work Related Conditions, Exclusion Prohibited  304.12-250  
    Uniform Health Policy Provision Law  304.17-010 et seq.  
    Utilization Review, Registration  806 KAR 17:280  
        Requirements  304.17-412  
    Violations, Penalties  304.17A-150  
HEALTH AND HOSPITALIZATION INSURANCE CONTRACTS
            
        Generally  304.17-010 et seq.  
    Abortion, Elective, Coverage Restricted To Optional Rider  304.5-160  
    Actions, Time For Bringing  304.17-150  
    Age, Limit  304.17-350  
        Misstatement  304.17-200  
    Ambulatory Surgical Centers, Coverage  304.17-317  
    Application, Disclosure Of Other Coverage In  806 KAR 17:020  
    Autopsy  304.17-140  
    Beneficiary, Change  304.17-160  
    Benefits, Additional  304.17-230  
        Loss Of Time  304.17-240  
    Blanket  304.18-060 et seq.  
    Blanket Policy  304.18-070  
    Breast Cancer, Treatment, Coverage  304.17-3165  
    Cancellation  304.17-070  
    Captions  304.17-040  
    Change Of Occupation  304.17-190  
    Changes  304.17-050  
        Beneficiary, Of  304.17-160  
    Child Nursery Care, Optional  304.17-185    304.18-033    304.32-154, 304.38-198  
    Child, Newly Born, Coverage  304.17-042    304.18-032    304.32-153  
    Chiropractors Services, Coverage  304.17-305    304.18-095    304.32-157, 304.38-196  
    Claim, Action On  304.17-150  
        Complaint Against Insurer  304.2-165  
        Filing Time  304.17-110  
        Forms  304.17-100  
            Self Insurance By Private Employer, Applicability,  304.32-315  
            Uniformity  304.14-135  
        Notice  304.17-090  
        Notification Requirements For Drug Benefits  806 KAR 17:250  
        Payment  304.17-120    304.17-130  
            Prompt Payment Of Claims  806 KAR 17:360  
        Unfair Settlement Practices  806 KAR 12:092  
        Unpaid Premium, Deduction  304.17-250  
    Conformity Required  304.17-030  
    Consent Of Insured Required, Exception  304.14-080  
    Construction Of Policy Under Statutes  304.17-340  
    Content Of Policy, Requirements  304.17-030    304.17-040  
    Converted Policy  304.32-300    304.32-310  
    Coverage, Other Valid  304.17-220    304.17-230  
    Craniomandibular Jaw Disorder, Preauthorization Requirements  806 KAR 17:090  
    Credit Health Insurance  304.19-010 et seq.  
    Defenses, Limitation  304.17-060  
    Dental Services, Coverage  304.17-315  
    Disclosure Of Other Coverage In Application  806 KAR 17:020  
    Drug Use Provision  304.17-290  
    Earnings To Insurance, Relation Of  304.17-240  
    Examination And Return Of Policy, Right  304.17-170  
    Exceptions To Law  304.17-020  
    Expense Incurred Benefits  304.17-220  
    Family Expense Health Insurance  304.17-310  
    Foreign Insurer  304.17-330  
    Format Of Policy  304.17-030  
    Forms, Filing  806 KAR 14:007  
        Proof Of Loss  304.17-100  
            Time For Filing  304.17-110  
    Franchise Plan  304.17-390  
    Grace Period  304.17-070  
    Group Or Blanket  304.18-010 et seq.    806 KAR 18:010 et seq.  
        Mammography Coverage  304.18-098  
    Hallucinogens, Use Provision  304.17-290  
    Home Health Care Coverage  304.18-037  
        Definitions  304.17-312  
        Group Or Blanket Insurers, By  304.32-280    304.38-210  
        Health Maintenance Organization, By  304.38-210  
        Health Service Corporation, By  304.32-280  
        Individual Insurer  304.17-313  
    Illegal Occupation  304.17-280  
    Incontestability  304.17-060  
        Reinstatement, After  304.17-370  
    Infant, Coverage  304.17-042    304.18-032    304.32-153  
        Nursery Care, Optional  304.17-185    304.18-033    304.32-154, 304.38-198  
    Insurable Interest Exception  304.14-060  
    Insurance, Other Insurer, With  304.17-220    304.17-230  
        Same Insurer, With, Additional  304.17-210  
    Intoxicants, Use Provision  304.17-290  
    Jurisdiction, Other, Requirements  304.17-330  
    Limitation Of Action  304.17-060    304.17-150  
    Long Term Health Care Coverage, Minimum Standards  806 KAR 17:081  
    Loss Of Time, Benefit  304.17-240  
        Coverage  304.17-090  
    Mammography Coverage  304.17-316  
    Maternity Care, Delivery, Newly Born Children, Coverage,  304.17A-145  
    Medicaid, Inclusion As First Payor Prohibited  806 KAR 17:050  
    Mental Health Coverage  304.17-318    304.18-036  
    Misstatements  304.17-060  
        Age, Of  304.17-200  
    Modifications Or Substitutions  304.17-040  
    Notice, Claim  304.17-090  
        Illness  304.18-070  
    Nursery Care, Optional  304.18-033    304.32-154    304.38-198  
    Occupation, Change  304.17-190  
        Illegal  304.17-280  
    Omissions  304.17-040  
    Options  304.17-180  
        Nursery Care Coverage For Healthy Newly Born Child  304.17-185    304.18-033    304.32-154, 304.38-198  
    Optometrist, Coverage Of Services Performed By  304.17-305    304.18-095    304.39-157  
    Osteopath, Coverage Of Services Performed By  304.17-305    304.18-095    304.38-196  
    Payment Of Claim, Discharge Of Insurer  304.14-260  
        Person Eligible  304.17-120    304.17-130  
        Prompt Payment Of Claims  806 KAR 17:360  
        Time  304.17-120  
    Penalty For Violation Of Law  304.99-070  
    Physical Examination  304.17-140  
    Physician, Coverage Of Services Performed By  304.17-305    304.17-315    304.18-095, 304.32-157, 304.38-196  
    Plans, Types Prohibited  304.17-360  
    Podiatrist, Coverage Of Services Performed By  304.17-305    304.18-095    304.38-196  
    Policy As Entire Contract  304.17-050  
    Preauthorization Requirements, Temporomandibular Joint Disorders And Craniomandibular Jaw Disorders  806 KAR 17:090  
    Premium, Refund Of Unearned Premium  806 KAR 17:010  
        Unpaid, Deduction  304.17-250  
    Printing  304.17-300  
    Proceeds Exempt From Liability For Debt  304.14-310  
    Prohibited Plans  304.17-360  
    Proof Of Loss, Filing Time  304.17-110  
        Forms  304.17-100    304.18-070  
    Provider Arrangements, Preferred And Exclusive  806 KAR 18:020  
    Provisions  304.17-010 et seq.  
    Rates, Community Rating Methodology, Deviation  806 KAR 18:060  
        Filing  304.17-380    806 KAR 14:007    806 KAR 17:070  
        Increase, Approval Procedure  304.17-383  
        Occupation Change  304.17-190  
    Rebates  304.12-090    304.12-100  
    Refund Of Unearned Premium  806 KAR 17:010  
    Reinstatement  304.17-080  
        Incontestability After  304.17-370  
    Relation Of Earnings To Insurance  304.17-240  
    Renewal  304.17-270  
    Requirements  304.17-030    304.17-040  
              806 KAR 17:090  
    Reserves  304.6-070    806 KAR 6:080  
    Return Of Policy  304.17-170  
    Scope Of Law  304.17-020  
    State Statutes, Conformity With  304.17-260  
    Statute, Conforming To  304.17-340  
    Surgical Schedule  806 KAR 17:030  
    Temporomandibular Joint Disorder, Preauthorization
    Third Party Ownership  304.17-320  
    Title Of Law  304.17-010  
HEALTH BENEFIT PLANS
        See, Also, Health And Hospitalization Insurance, Generally, This Index
    Administrative Regulations, External Review  304.17A-631  
        Internal Appeal  806 KAR 17:280  
        Kentucky Risk Assessment And Risk Adjustment Plan,  806 KAR 17:110  
        Poststabilization Treatment  304.17A-649  
        Registration  806 KAR 17:280  
        Risk Adjustment, Kentucky Risk Assessment And Risk Adjustment Plan  806 KAR 17:110  
        Utilization Review  304.17A-609    304.17A-613    806 KAR 17:280  
    Adult Children, Group Plans, Coverage, Age Limits  304.17A-256  
    Anesthesia And Hospitalization Connected With Dental Procedures For Minors, Coverage  304.17A-149  
    Association Market, Rate Filings  806 KAR 17:150  
    Autism, Coverage  806 KAR 17:460  
    Basic Plans, Coverages  304.17A-096  
        Disclosures  304.17A-097  
        Mandated Benefits  304.17A-096  
    Birth Abnormalities, Coverage  304.17A-139  
    Breast Cancer, Coverage, Breast Reconstruction Surgery Following Mastectomy  304.17A-134  
        Treatment, Coverage  304.17A-135  
    Cancellation  304.17A-240  
        Notice  304.17A-245  
    Children, Adult Children, Group Plans, Coverage, Age Limits  304.17A-256  
    Chiropractic Benefits, Copayments, Limitations  304.17B-037  
        Requirements  304.17A-171  
    Claims Procedure  304.17A-700 et seq.  
        Additional Information From Provider, Requiring, Failure To Provide, Denial Of Claims  304.17A-706  
        Administrative Regulations  304.17A-722  
            Standardized Health Claim Attachments  304.17A-720  
        Applicability Of Law  304.17A-724    304.17A-726  
        Contested Claims  304.17A-706  
        Corrected Claims, Payment  304.17A-704  
        Definitions  304.17A-700  
        Denial Of Claims, Additional Information From Provider, Failure To Provide  304.17A-706  
            Prohibitions  304.17A-716  
            Retroactive  304.17A-708  
        Disclosure Of Payment Information, Insured, To  304.17A-718  
            Provider, To  304.17A-710  
        Discounted Fees, Disclosure  304.17A-728  
        Electronic Submission  304.17A-705  
        Errors In Payment, Correction  304.17A-708  
        Failure To Pay Or Settle, Interest  304.17A-730  
        Forms  304.17A-720  
        Interest For Failure To Pay Or Settle  304.17A-706    304.17A-730  
        Overpayments  304.17A-712  
            Collection Notice And Documentation  304.17A-714  
            Dispute Procedures  304.17A-714  
        Payment Time Frame  304.17A-702  
            Definitions  304.17A-700  
            Prompt Payment Of Claims  806 KAR 17:310  
        Penalties For Violations  304.99-123  
        Pharmaceuticals, Electronic Submission,  304.17A-705  
        Receipt, Acknowledgment  304.17A-704  
        Reduction, Prohibitions  304.17A-716  
        Refunds  304.17A-712  
        Retroactive Denial  304.17A-708  
        Standardized Health Claim Attachments  806 KAR 17:370  
            Administrative Regulations  304.17A-720  
            Definitions  304.17A-700  
        Status, Providing Information  304.17A-704  
        Time For Payment  304.17A-702  
        Violations, Penalties  304.99-123  
    Colon Cancer, Screening, Coverage  304.17A-257  
    Congenital Defects, Coverage  304.17A-139  
    Continuance  304.17A-240  
    Conversion Rights, Notice  304.17A-245  
    Coverage  806 KAR 17:500  
        Autism  304.17A-143    806 KAR 17:460  
        Bone Density Testing  304.17A-134  
        Breast Reconstruction Surgery Coverage Following Mastectomy  304.17A-134  
        Colon Cancer, Screening  304.17A-257  
        Connected With Dental Procedures  304.17A-149  
        Denial, Internal Appeals Process  304.17A-617    304.17A-619  
            Prohibitions  304.17A-615  
            Retroactive, Prohibited  304.17A-615  
        Diabetes  304.17A-148  
        Domestic Violence Victims, Discrimination Prohibited,  304.17A-155  
        Endometriosis  304.17A-134  
        Endometritis  304.17A-134  
        Hearing Aids  304.17A-132  
        Mammography  304.17A-133  
        Mastectomy  304.17A-134  
            Breast Reconstruction Surgery Coverage Following,  304.17A-134  
        Maternity Care, Delivery, Newly Born Children  304.17A-145  
        Minors, Coverage Of Anesthesia And Hospitalization
        Retroactive Denial Of Coverage, Prohibited,  304.17A-611  
        Therapeutic Nutrition  304.17A-258  
    Creditable Coverage Certification  806 KAR 17:160  
    Definitions  304.17-100    304.17A-005    304.17A-170, 806 KAR 17:150  
    Denial Of Coverage, Internal Appeals Process  304.17A-617    04.17A-619  
        Prohibitions  304.17A-615  
            Mastectomy And Breast Reconstruction Surgery  304.17A-134  
            Retroactive, Prohibited  304.17A-611  
    Dental Procedures For Minors, Coverage Of Anesthesia And Hospitalization Connected With  304.17A-149  
    Dependent Coverage To Include Newborns,  304.17A-139  
    Directories, Provider Networks  304.17A-254  
    Disclosures  806 KAR 17:500  
    Discrimination On Basis Of Physician Or Osteopath Status Prohibited  304.17A-275  
    Drugs, Claims Procedure, Electronic Submission  304.17A-705  
        Therapeutic Nutrition, Coverage  304.17A-258  
    Emergency Medical Conditions. Poststabilization Treatment, Generally, Post
    Employer Organized Association  304.17A-0954  
        Information Dissemination  304.17A-846  
        Information Requests, Response  806 KAR 17:470  
        Rate Filing  806 KAR 17:150  
    Exclusionary Riders  806 KAR 17:510  
    External Review  304.17A-619 et seq.  
            
        Administrative Regulations  304.17A-629  
            Compliance  304.17A-631  
        Confidential Or Privileged Information  304.17A-623  
        Decisions  304.17A-625  
        Definitions  304.17A-600  
        Eligibility  304.17A-623  
        Independent External Review Program  304.17A-621    806 KAR 17:290  
        Independent Review Entities, Certification  304.17A-627  
            Decisions  304.17A-625  
            Definitions  304.17A-600  
            Internal Appeals Process As Prerequisite  304.17A-619  
            Records And Reports  304.17A-633  
        Requests  304.17A-623  
    Family Coverage To Include Newborns  304.17A-139  
    Food, Therapeutic, Coverage  304.17A-258  
    Forms  806 KAR 17:160  
    Genetic Diseases, Therapeutic Nutrition, Coverage  304.17A-258  
    Group Plans, Adult Children, Coverage, Age Limits  304.17A-256  
    Guaranteed Acceptance Program  304.17A-410 et seq.  
        Alternative Underwriting Mechanisms  304.17A-430  
        Cost Containment  304.17A-450  
        Definitions  304.17A-410  
        Managed Care  304.17A-450  
        Program Risk Adjustment Process  304.17A-430  
        Utilization Management  304.17A-450  
    Guaranteed Loss Ratio Filing  806 KAR 17:150  
    Health Care Providers  304.17A-580  
    Health Insurance Advisory Council  304.17A-080  
        High Cost Conditions, Review And Recommendations  304.17B-033  
    Hearing Aid Coverage  304.17A-132  
    High Cost Conditions, Review And Recommendations Of Advisory Council  304.17B-033  
    Hospice Benefits  806 KAR 17:490  
    Independent External Review Program  304.17A-621    806 KAR 17:290  
    Individual Market, Benefits  304.17A-250  
        Cancellation  304.17A-240  
        Continuance  304.17A-240  
        Preexisting Condition Exclusion  304.17A-230  
        Premium Rates  304.17A-0952  
        Rate Filings  304.17A-095    806 KAR 17:150  
        Renewal  304.17A-240  
        Standard Health Benefit Plan  304.17A-250    806 KAR 17:180  
    Integrated Health Delivery Network
        Certification  304.17A-300  
        Qualifications, Financial Solvency  304.17A-310  
    Internal Appeals Process  304.17A-617  
        Definitions  304.17A-600  
        New Information  304.17A-619  
    Kentucky Access, This Index
    Kentucky Childrens Health Insurance Program,  304.17A-340  
    Kentucky Risk Assessment And Risk Adjustment Plan,  806 KAR 17:110  
    Large Group Market, Rate Filings  806 KAR 17:150  
    Limited Health Service Benefit Plans, Generally, This Index
    Limited Health Service Organizations, Generally, This Index
    Long Term Care Insurance, Generally, This Index
    Mammography, Coverage  304.17A-133  
    Managed Care Plans  304.17A-500 et seq.  
        Administrative Regulations  304.17A-565  
        Contract, Most Favored Nation Provision Prohibited  304.17A-560  
            Payment Rates, Negotiation  304.17A-560  
            Performance Based Contract Terms  304.17A-560  
        Coverage  304.17A-515  
            Denial Letter  304.17A-540  
            Limitation Of Coverage  304.17A-540  
        Credentialing
            Applications  304.17A-576  
            Definitions  304.17A-575  
            Disclosure  304.17A-510  
            Medical Condition Or Treatment Options, Withholding Prohibited  304.17A-530  
        Definitions  304.17A-500  
        Directory, Notice  304.17A-590  
        Drug Utilization Review Program  304.17A-535  
        Effective Date  304.17A-570  
        Emergency Care  304.17A-515  
        Enforcement  304.17A-565  
        Financial Condition, Annual Statement  304.17A-510  
        Limitation Of Coverage  304.17A-540  
        Medical Director, Appointment  304.17A-545  
            Power And Duties  304.17A-545  
        Nonemergency Care  304.17A-515  
        Out Of Network Benefits  304.17A-550  
        Participating Providers, Agreements, Changes  304.17A-578  
            Application  304.17A-525  
            Availability, Location And Appropriate Use Of Services,  304.17A-580  
            Credentialing  304.17A-575  
            Fees  304.17A-577  
            Removal  304.17A-525  
            Selection Process  304.17A-545    806 KAR 17:480  
            Withdrawal  304.17A-525  
        Patients Right To Privacy  304.17A-555  
        Primary Care Providers  304.17A-515  
            Choice  304.17A-520  
        Provider Agreements, Contents And Filing,  304.17A-527    806 KAR 17:300  
        Provider Networks  304.17A-515  
        Quality Assurance Or Improvement Standards  304.17A-545  
        Risk Sharing Arrangements, Filing  304.17A-527    806 KAR 17:300  
        Specialists  304.17A-515  
        Subcontract Agreements, Filing  304.17A-527    806 KAR 17:300  
        Terms And Conditions, Disclosure  304.17A-505  
        Utilization Management Program  304.17A-545  
    Mandated Benefits  304.17A-252  
    Mastectomy Coverage  304.17A-134  
    Medical Condition, Exclusionary Riders  806 KAR 17:510  
    Mental Health Conditions, Treatment  304.17A-660 et seq  
        Costs, Reports On Impact Of  304.17A-665  
        Definitions  304.17A-660  
        Exemptions  304.17A-669  
        Expenses Combined With Physical Health Condition Treatment Expenses  304.17A-661  
        Managed Care Plans, Through  304.17A-661  
        Not Mandated  304.17A-669  
        Preexisting Exclusions  304.17A-661  
        Terms And Conditions Same As For Treatment Of Physical Health Conditions
        Unfair Trade Practices  304.17A-661  
    Metabolic Disorders, Therapeutic Nutrition, Coverage  304.17A-258  
    Minors, Coverage Of Anesthesia And Hospitalization Connected With Dental Procedures  304.17A-149  
    Newborns, Coverage  304.17A-139  
    Notice, Overpayments  304.17A-714  
    Optometrists, Copayments, Limitations  304.17B-037  
    Osteopaths, Discrimination Based On Status Against, Prohibited  304.17A-275  
    Payment Of Claim, Prompt Payment Of Claims  806 KAR 17:310  
    Physicians, Discrimination Based On Status Against, Prohibited  304.17A-275  
    Poststabilization Treatment  304.17A-640 et seq.  
        Administrative Regulations  304.17A-649  
        Definitions  304.17A-640  
        Gynecologist, Access To  304.17A-647  
        Nonparticipating Hospital, Treatment In  304.17A-641  
        Nonprimary Care Physician Specialist, Access To  304.17A-645  
        Obstetrician, Access To  304.17A-647  
        Special Circumstances  304.17A-643  
    Powers And Duties  304.17A-150  
    Preexisting Conditions  304.17-100    304.17-110    304.17A-220  
    Premiums, Nonpayment, Grace Period  304.17A-243  
        Refunds  304.17A-245  
    Prohibited Acts  304.17A-150  
    Provider Networks, Use  304.17A-254  
    Providers, Credentialing  304.17A-575  
        Applications  304.17A-576  
    Rates  806 KAR 17:150  
        Premium Rates  304.17A-0952  
        Rate Filings  304.17A-095  
    Reforms, Definitions  304.17-100  
    Registration  806 KAR 17:280  
    Reinstatement  304.17A-245  
    Remedies, Unfair Trade Practices  304.17A-150  
    Renewal  304.17A-240  
        Exceptions  304.17-110  
    Reports  806 KAR 17:500  
    Retroactive Denial Of Coverage, Prohibited  304.17A-611  
    Riders, Exclusionary Riders  806 KAR 17:510  
    Risk Adjustment, Kentucky Risk Assessment And Risk Adjustment Plan  806 KAR 17:110  
    Small Group Market, Benefits  304.17A-250  
        Cancellation  304.17A-240  
        Continuance  304.17A-240  
        Denial Of Coverage  304.17A-200  
        Preexisting Condition Exclusion  304.17A-220  
        Premium Rates  304.17A-0952  
        Rate Filings  304.17A-095    806 KAR 17:150  
        Renewal  304.17A-240  
        Rules Of Eligibility, Discrimination Prohibited,  304.17A-200  
        Standard Health Benefit Plan  304.17A-250    806 KAR 17:180  
    Standard Health Benefit Plan  806 KAR 17:180  
    Telehealth Network, Claim Forms And Records  806 KAR 17:270  
        Deductibles, Copayments, Or Coinsurance,  304.17A-138  
        Exclusion Of Coverage, Prohibited  304.17A-138  
    Therapeutic Nutrition, Coverage  304.17A-258  
    Unfair Trade Practices  304.17A-150  
    Utilization Review  304.17A-600 et seq.    806 KAR 17:280  
        Administrative Regulations  304.17A-609  
            Registration  304.17A-613  
        Applicability Of Law  304.17A-603  
        Decisions  304.17A-607  
        Definitions  304.17A-600  
        Denial Of Coverage, Prohibitions  304.17A-615  
        Exemptions  304.17A-605  
        Procedures  304.17A-605    304.17A-607  
        Registration  304.17A-607  
            Administrative Regulations  304.17A-613  
        Requirements  304.17A-605  
        Retroactive Denial Of Coverage, Prohibited  304.17A-611  
    Violations, Penalties  304.17A-150  
HEALTH CARE IMPROVEMENT AUTHORITY
    Generally  304.17B-003  
HEALTH CARE PRACTITIONERS
    Physicians, Generally, This Index
HEALTH CARE SERVICE ORGANIZATIONS
        See, Also, Health Service Corporations, Generally, This Index
    Generally  304.32-010 et seq.  
HEALTH DATA COLLECTION
    Health Facilities And Services, This Index
HEALTH FACILITIES AND SERVICES
    Ambulatory Surgical Centers, Health Insurance Coverage  304.17-317    304.18-035  
        Health Service Corporation Contract, Coverage,  304.32-156  
    Health Data Collection, Advisory Committee  216.2923  
        Secretary, Powers And Duties  216.2923  
    Health Purchasing Alliance, Generally, This Index
    Insurance Code, Excepted From  304.1-120  
    Intraoperative Surgical Care Benefits Or Services, Health Insurance Plans Authorizing Surgical Assistants Or Medical Assistants To Provide  304.17A-1473  
    Itemized Statement Of Charges Available Upon Request, Prohibited Uses  304.14-410    304.32-1551  
    Kentucky Jurisdiction Over Providers Of Health Care Benefits  304.11-045  
    Liability Self Insurance Groups, Generally, This Index
    Projects, Proposed, Twenty Four Hour Coverage  806 KAR 17:130  
        Underserved Areas, 24 Hour Coverage  216.2960  
    Surgical First Assisting Benefits Or Services, Health Insurance Plans Authorizing Surgical Assistants Or Medical Assistants To Provide  304.17A-1473  
    Twenty-Four Hour Health Coverage  806 KAR 17:130  
    Underserved Areas, Coverage, 24 Hour  216.2960  
HEALTH INFORMATION OF CONSUMERS
    Confidential Or Privileged Information  806 KAR 3:220  
HEALTH INSURANCE
    Health And Hospitalization Insurance, Generally, This
    Health Benefit Plans, Generally, This Index
    Health Maintenance Organizations, Generally, This Index
    Index
HEALTH INSURANCE ADVISORY COUNCIL
    Generally  304.17A-080  
HEALTH MAINTENANCE ORGANIZATIONS
        Generally  304.38-010 et seq.    806 KAR 38:010 et seq  
        See, Also, Health And Hospitalization Insurance, Generally This Index
            Health Facilities And Services, Generally, This Index
            Insurance Companies, Generally, This Index
            Limited Health Service Organizations, Generally, This Index
    Advertising, False, Prohibition  304.38-180  
    Agents, Regulation  304.38-110  
        Continuing Education  304.38-110  
        License, Continuing Education  304.38-110  
    Alcoholism, Coverage  304.38-197  
    Annual Report  304.38-090  
    Annual Statement Convention Blanks, Filing,  304.38-095  
    Breast Cancer, Coverage  304.38-1936  
        Mastectomy And Breast Reconstruction Surgery,  304.38-1934  
    Business Practices, Determination  304.38-120  
    Bylaws  304.38-040  
    Cancellation Of Coverage Without Cause Prohibited,  304.38-180  
    Certificate Of Authority, Application  806 KAR 38:010  
        Issuance  304.38-060  
        Required  304.38-035  
        Revocation Or Suspension  304.38-130  
    Children, Newly Born, Optional Nursery Care Coverage,  304.38-198  
    Chiropractors Services, Coverage  304.38-196  
    Civil Penalties  304.99-020  
    Claims, Payment  304.38-196  
    Complaint Against Insurer  304.2-165  
    Conservation  304.38-140  
    Consumers Guide To Long Term Care Insurance  304.14-560  
    Continuation Of Group Coverage After Termination Of Employment Or Membership  304.38-191  
    Contract Filing, Approval  304.38-050  
    Conversion Privilege Upon Termination Of Group Coverage,  304.38-191  
    Coordination Of Benefits  304.38-185  
    Corporations, Articles Of Incorporation, Filing  304.38-040  
        Capital Stock And Surplus Requirements  304.38-070  
    Coverage, Autism  304.17A-143  
        Bone Density Testing  304.38-1934  
        Breast Reconstruction Surgery Following Mastectomy,  304.38-1934  
        Diabetes  304.17A-148  
        Endometriosis  304.38-1934  
        Endometritis  304.38-1934  
        Evidence  304.38-050  
        Mammography  304.17A-133  
        Mastectomy  304.38-1934  
    Definitions  304.38-030  
    Denial Of Coverage, Prohibited, Mastectomy And Breast Reconstruction Surgery  304.38-1934  
    Dental Services, Coverage  304.38-195  
    Deposit Of Cash Or Securities, Insurance Director, With  304.38-073  
    Detoxification, Coverage  304.38-197  
    Documents, Public  304.38-170  
    Establishment  304.38-040  
    False Advertising Prohibited  304.38-180  
    Financial Condition, Determination  304.38-120  
        Examination  304.38-120    806 KAR 38:050  
    Financial Projections, Area Overlapping  806 KAR 38:040  
    Forms, Approval  304.38-050  
    Funding Of Benefits By Employer Or Group Contract Holder  304.38-230  
    Governing Body, Names And Addresses  304.38-040  
    Group Coverage, Compliance With Statutes  304.38-098  
        Continuation After Termination Of Employment Or Membership  304.38-191  
        Conversion Privilege Upon Termination  304.38-191  
    Hearing On Form Approval  304.38-050  
    Home Health Care Coverage, Conditions  304.38-210  
    Information To Enrollees  304.38-080  
    Insolvency, Protection Against  304.38-070  
    Insurance, Psychologist  304.38-1933  
        Social Workers  304.38-1933  
    Insurers, Powers  304.38-190  
    Investments  304.38-100  
    Kentucky Childrens Health Insurance Program  304.17A-340  
    Legislative Purpose  304.38-020  
    Limited Liability Companies, Capital Stock And Surplus Requirements  304.38-070  
        Certificates Of Authority  304.38-040  
    Liquidation  304.38-140  
        Claims, Order Of Payment  304.33-430  
    Long Term Health Care, Coverage  304.38-220  
    Mammography Coverage  304.17A-133    304.38-1935  
    Market Conduct, Determination  304.38-120  
    Mental Health Coverage  304.38-193  
    Newborn Child, Coverage  304.38-199  
        Optional Nursery Care Coverage  304.38-198  
    Optometric Services, Coverage  304.38-1955  
    Osteopaths Services, Coverage  304.38-196  
    Partnerships, Agreement, Filing  304.38-040  
        Capital Accounts, Requirements  304.38-070  
    Penalties For Violations, Civil Penalties  304.99-020  
    Physicians’ Services, Coverage  304.38-195    304.38-196  
    Podiatrists Services, Coverage  304.38-196  
    Powers Of Insurers  304.38-190  
    Prohibited Practices  304.38-180  
    Protection Against Insolvency  304.38-070  
    Psychologist, Insurance  304.38-1933  
    Public Documents  304.38-170  
    Purpose, Legislative  304.38-020  
    Rehabilitation  304.38-140  
    Relationship To Other Laws  304.38-200  
    Report, Annual  304.38-090  
    Reserve Funds  806 KAR 38:080  
    Risk, Transfer To Providers  304.38-075  
    Rules And Regulations  304.38-150  
    Service Charges, Evidence  304.38-050  
    Single Service, Conversion To Limited Health Service Organizations  304.38A-110  
    Skeletal Disorders, Covered Procedures And Services  304.38-1937  
    Social Workers, Insurance  304.38-1933  
    Statutory Construction  304.38-170  
    Subscriber Fee Filings  806 KAR 38:070  
    Transfer Of Risk To Providers  304.38-075  
    Utilization Review  304.38-225  
    Violations, Penalties, Civil Penalties  304.99-020  
HEALTH PURCHASING ALLIANCE
    Accountable Health Plans, Certification  806 KAR 17:120  
        Examination Of Books And Records  806 KAR 17:120  
    Benefit Plans, Rates, Approval Or Rejection  304.17A-095  
            Withdrawal, Refund Ordered  304.17A-095  
        Attorney General Intervention  304.17A-095  
        Filing  304.17A-095  
        Increases  304.17A-095  
        Review, Health Insurance Advisory Council  304.17A-080  
        Waiting Period, Hearing  304.17A-095  
            Extension Of Time  304.17A-095  
    Integrated Health Delivery Network, Certification, Compliance  304.17A-300  
        Creation  304.17A-300  
        Fees  304.17A-300  
        Qualifications  304.17A-300  
    Termination  304.17A-071  
HEALTH SERVICE BENEFIT PLANS, LIMITED
    Limited Health Service Benefit Plans, Generally, This Index
HEALTH SERVICE CORPORATIONS
            Insurance Companies, Generally, This Index
            See, Also, Health And Hospitalization Insurance, Generally, This Index
        Generally  304.32-010 et seq.  
    Agent, See, Also, Agents, Generally, This Index
        Continuing Education  304.32-180  
        License  304.32-180  
            Continuing Education  304.32-180  
        Penalty, Late License Continuation Request  304.32-180  
        Qualifications  304.32-180  
    Alcoholism, Coverage  304.32-158  
    Ambulatory Surgical Center, Coverage  304.32-156  
    Annual And Quarterly Statements  304.32-090  
    Annual Statement Convention Blank, Filing  304.32-095  
    Application Of Laws  304.32-030  
    Approval  304.32-160  
    Articles Of Incorporation  304.32-040  
        Amendment  304.32-050  
    Benefits  304.32-150  
        Cash Payment  304.32-150  
        Coordination  304.32-145  
    Certificate Of Authority  304.32-050    304.32-110  
        Extension  304.32-120  
        Renewal Date  304.32-130  
        Suspension Or Revocation
            Limitations On Activity  304.32-235  
            Winding Up Affairs  304.32-235  
    Children, Newly Born, Coverage  304.32-153  
        Nursery Care, Optional  304.32-154  
    Chiropractors Services, Coverage  304.32-157  
    Civil Penalties  304.99-020  
    Claims, Payment  304.32-155    304.32-157  
    Complaint Against Insurer  304.2-165  
    Continuation Of Group Coverage After Termination Of Employment  304.32-151  
    Contract, Authorized  304.32-170  
        Conversion Privilege Upon Termination Of Group Coverage  304.32-151  
        Services, For  304.32-080    304.32-159  
            Alcoholism, Coverage  304.32-158  
            Ambulatory Surgical Centers, Coverage  304.32-156  
            Bone Density Testing  304.32-1593  
            Breast Cancer, Coverage  304.32-1595  
            Detoxification  304.32-158  
            Endometriosis  304.32-1593  
            Endometritis  304.32-1593  
            Long Term Health Care  304.32-290  
            Mastectomy And Breast Reconstruction Surgery,  304.32-1593  
            Mental Health Coverage  304.32-165  
            Newly Born Child, Coverage  304.32-153  
            Optional Nursery Care  304.32-154  
    Conversion Privilege Upon Termination Of Group Coverage  304.32-151  
    Coordination Of Benefits  304.32-145  
    Denial Of Coverage, Prohibited, Mastectomy And Breast Reconstruction Surgery  304.32-1593  
    Dental Services, Coverage  304.32-159  
    Deposit Of Assets. Assets, This Index
    Detoxification, Coverage  304.32-158  
    Directors  304.32-070  
    Dues, Approval  304.32-160  
        Schedule  304.32-130  
    Examination, Insurance Office, By  304.32-210  
    Exceptions To Insurance Code Provisions  304.32-030  
    Fees  304.4-010  
    Financial Condition, Examination, Insurance Office, By,  304.32-210  
    Forms, Approval  304.32-160  
    Grievance  304.32-240  
    Group Plan, Continuation And Conversion Privilege After Termination Of Employment  304.32-151  
    Guarantee Fund  304.32-140  
    Hearings, Forms  304.32-160  
    Home Health Care Coverage  304.32-280  
    Hospital Or Doctor, Selection  304.32-080  
    Indemnity Payable To Professional Personnel  304.32-157  
    Insurance Code, Excepted From  304.1-120  
    Insurance Office, Examination By  304.32-210  
    Insurance, Psychologist  304.32-166  
        Social Workers  304.32-166  
    Interpretation  304.32-020  
    Investments  304.32-140  
    Itemized Statement Of Charges, Prohibited Uses,  304.32-1551  
    Limitations Of Laws  304.32-260  
    Limited Operation, Certificate Of Authority, Suspension Or Revocation  304.32-235  
    Liquidation Or Rehabilitation, Generally, This Index
    Long Term Health Care, Coverage  304.32-290  
    Mammography Coverage  304.32-1591  
    Management  304.32-070  
    Medicare Supplement Coverage For Persons Ineligible For Medicare Due To Age  304.32-275  
    Member, Grievance  304.32-240  
    Mental Health Coverage  304.32-165  
    Mutual Insurance Company, Conversion To  304.32-045  
    Name  304.32-060  
    Newly Born Child, Coverage  304.32-153  
        Nursery Care, Optional  304.32-154  
    Optometrist Or Osteopath, Payment For Services Performed By  304.32-157  
    Osteopaths Services, Coverage  304.32-157  
    Payment Of Claims  304.32-155  
    Penalties For Violations, Civil Penalties  304.99-020  
    Physicians’ Services, Coverage  304.32-157    304.32-159  
    Podiatrists Services, Coverage  304.32-157  
    Political Subdivision, Contract With  304.32-170  
    Psychologist, Insurance  304.32-166  
    Purpose  304.32-020  
    Rates, Approval  304.32-160  
    Records And Reports, Examination  304.32-210  
    Reserves Required  304.32-140  
    Rules And Regulations  304.32-250  
    Scope Of Laws Applicable  304.32-260    304.32-270  
    Services Available  304.32-150  
    Skeletal Disorders, Covered Procedures And Services  304.32-1585  
    Social Workers, Insurance  304.32-166  
    Statements, Annual And Quarterly  304.32-090  
    Tax On Premiums, Exemption  136.395  
    Title Of Law  304.32-010  
    Trade Practices And Frauds  304.12-010 et seq.  
    Trustees, Board Of  304.32-070  
    Utilization Review, Requirements  304.32-147  
    Violations, Penalties, Civil Penalties  304.99-020  
HEALTH SERVICE ORGANIZATIONS, LIMITED
            
    Limited Health Service Organizations, Generally, This Index
HEARINGS
        Generally  304.2-310 et seq.  
    Agency Or Management Contract  304.24-280  
    Appeals, Generally, This Index
    Application For  304.2-310  
    Certificate Of Authority, On  304.3-080  
    Decision, Suspension During  304.2-310  
    Examination By Department  304.2-260  
    Health Care Improvement Authority, Expenditure Of Funds  304.17B-003  
    Immunity From Prosecution  304.2-350  
    Insurance Agent Licenses, Denial Or Suspension,  304.9-465  
    Insurance Rates  304.13-051    304.13-071  
    Liquidation, On  304.33-110    304.33-130    304.33-310  
    Management Or Exclusive Agency Contract  304.24-280  
    Mutual Insurer Becoming Stock Insurer  304.24-607  
    Notice Of  304.2-320  
    Orders  304.2-360  
    Perjury  304.2-340  
    Premium Finance Company License, On  304.30-040    304.30-050  
    Procedure  806 KAR 2:080  
    Stock Insurer, Affiliations  304.24-400  
        Management Or Exclusive Agency Contract  304.24-280  
        Mutual Insurer Becoming  304.24-607  
    Testimony, Compelling  304.2-350  
    Time Of  304.2-310  
    Witness  304.2-340  
HMO
    Health Maintenance Organizations, Generally, This Index
HOLDING COMPANIES
        Generally  304.37-010 et seq.    806 KAR 37:010  
    Acquisitions, Securities  304.37-130  
    Appeal  304.37-100  
    Costs, Examination  304.37-040  
    Definitions  304.37-010  
    Disclaimer Of Affiliation  304.37-020  
    Examination, Insurance Office, By  304.2-220 et seq    304.37-040    304.37-050  
        Information Confidential  304.37-050  
    Foreign Mutual Insurance Company, Reorganization  304.37-510  
    Foreign Or Alien Company  304.37-020  
    Form, Registration  304.37-020  
    Hearing, Record  304.37-090  
    Information Confidential  304.37-050  
    Injunctive Relief  304.37-100  
    Insurance Office, Examination By  304.2-220 et seq.    304.37-040    304.37-050  
    Insurer, Dividend Restrictions  304.37-030  
        License Revocation, Etc.  304.37-080  
        Registration  304.37-020  
        Surplus  304.37-030  
    Investments  304.37-110  
    License Revocation, Etc.  304.37-080  
    Liquidation Order  304.37-140  
    Membership Interest Not Constituting Security,  304.37-530  
    Mutual Insurance Holding Companies  304.37-500 et seq.  
        Annual Statement  304.37-540  
        Definitions  304.37-500  
        Demutualization  304.37-525  
        Domestic Mutual Insurance Company, Reorganization  304.37-505  
            Application  304.37-550  
            Approval  304.37-565  
            Articles Of Incorporation  304.37-515  
            Assets  304.37-520  
            Attorney General, Examination By  304.37-565  
            Capital Stock, Effect  304.37-535  
            Commissions Prohibited  304.37-575  
            Conditional Approval  304.37-565  
            Demutualization  304.37-525  
            Denial  304.37-565  
            Financial Condition, Demonstration  304.37-560  
            Hearing  304.37-565  
            Holding Company As Subsidiary  304.37-520  
            Kickbacks Prohibited  304.37-575  
            Notice  304.37-565  
            Plan Of Reorganization, Filing  304.37-555  
            Prohibited Practices  304.37-575  
            Special Fees Prohibited  304.37-575  
    Notice To, Insurance Director  304.37-030  
    Policy Credits, Dividends, Distributions, Limitations,  304.37-545  
    Prohibited Practices  304.37-575  
    Receivership  304.37-070  
    Records, Examination  304.37-040  
        Hearings  304.37-090  
        Preservation  806 KAR 2:070  
    Recoverable Distributions  304.37-140  
    Registration  304.37-020    806 KAR 37:010  
    Rehabilitation Order  304.37-140  
    Rules And Regulations  304.37-060  
    Securities, Acquisition  304.37-120    304.37-130  
    Standards Required  304.37-030  
    Statement, Annual  304.37-540  
    Stock Offering  304.37-570  
        Insider Trading Prohibited  304.37-580  
        Prohibited Practices  304.37-575  
    Stockholders Meeting, Voting Securities, Acquisition  304.37-150  
        Seizure  304.37-150  
    Subsidiaries, Acquisition  304.37-110  
    Transactions, Notice  304.37-030  
    Violations  304.37-070    304.37-080  
        Penalties  304.99-151    304.99-152  
HOME HEALTH CARE COVERAGE
    Health And Hospitalization Insurance, This Index
HOSPICES
    Health Benefit Plans, Coverage  806 KAR 17:490  
HOSPITAL SERVICE CORPORATIONS, NONPROFIT
        See, Also, Health Service Corporations, Generally, This Index
    Generally  304.32-010 et seq.  
HOSPITALIZATION INSURANCE
    Health And Hospitalization Insurance, Generally, This Index
HOSPITALS
        See, Also, Health Facilities And Services, Generally, This Index
    Health Facilities And Services, Generally, This Index
    Hospital Service Plan Corporations  304.32-010 et seq.  
        See, Also, Health Service Corporations, Generally, This Index
    Insurance. Health And Hospitalization Insurance, Generally, This Index
    Nonprofit Hospital Service Plan Corporations  304.32-010 et seq.  
        See, Also, Health Service Corporations, Generally, This Index
HOUSING, LOW INCOME
    Authority, Self Insurance  304.20-080  
HUSBAND AND WIFE
    Life Insurance, Rights  304.14-340  
ICARE PROGRAM
        Generally  806 KAR 17:540E et seq.  
    Applications  806 KAR 17:545    806 KAR 17:545E  
    Definitions  806 KAR 17:540E et seq.  
    Disclosure Requirements  806 KAR 17:555    806 KAR 17:555E  
    Eligibility  806 KAR 17:545    806 KAR 17:545E  
    Health Risk Assessments  806 KAR 17:555    806 KAR 17:555E  
    High Cost Conditions  806 KAR 17:540    806 KAR 17:540E  
    Incentive Payments  806 KAR 17:545    806 KAR 17:545E  
    Participating Insurers, Requirements  806 KAR 17:555    806 KAR 17:555E  
    Qualified Health Benefit Plans  806 KAR 17:555    806 KAR 17:555E  
    Renewal, Participation  806 KAR 17:545    806 KAR 17:545E  
    Reports  806 KAR 17:555    806 KAR 17:555E  
    Termination, Participation  806 KAR 17:545    806 KAR 17:545E  
IDENTIFICATION CARDS
    Agents  806 KAR 9:060  
    Bail Bondsmen  806 KAR 34:010  
    Solicitors  806 KAR 9:060  
INCOME TAX
        See, Also, Taxation, Generally, This Index
    Credits, Health Insurance Premiums  141.062  
        Skills Training Investment Credit, Bluegrass State Skills Corporation  141.405  
INCORPORATION
    Stock Insurers, Domestic, This Index
INDIVIDUAL MARKET
    Health And Hospitalization Insurance, This Index
INDORSEMENT
    Securities, Generally, This Index
INDUSTRIAL INSURED CAPTIVE INSURERS
    Captive Insurers, This Index
INDUSTRIAL LIFE INSURANCE
    Life Insurance And Annuities, This Index
INFANTS
        See, Also, Minors, Generally, This Index
    Health Insurance Coverage  304.17-042    304.18-032    304.32-153  
        Health Benefits Plans  304.17A-145  
        Nursery Care, Optional  304.17-185    304.18-033    304.32-154, 304.38-198  
INFIRMARIES
    Health Facilities And Services, Generally, This Index
INJUNCTIVE RELIEF
    Code Violation, Against  304.2-130  
    Company Liquidation Or Rehabilitation  304.33-050    304.33-110  
    Fraternal Benefit Society, Against  304.29-301    304.29-321  
    Holding Company  304.37-100  
    Life Settlement Contracts, Violations  304.15-709  
    Unauthorized Insurers  304.11-030  
INJURIES
    Employes. Workers Compensation, Generally, This Index
INLAND MARINE AND TRANSPORTATION INSURANCE
    Definitions  806 KAR 5:040  
INSOLVENCY
    Insurer, Casualty  304.20-020  
        Declaration  304.33-200  
        Guaranty Association  304.36-010 et seq.  
        Liquidation Or Rehabilitation, Generally, This Index
INSTITUTIONS
    Health Facilities And Services, Generally, This Index
    Higher Education. Universities And Colleges, Generally, This Index
INSTRUCTIONS TO JURY
    Malpractice Action  304.40-290  
INSURANCE
    Actions Existing Prior To Code  304.1-180  
    Adjusters, Generally, This Index
    Administrators, Generally, This Index
    Agents, Generally, This Index
    Alien Insurers, Generally, This Index
    Annuities. Life Insurance And Annuities, Generally, This Index
    Application Of Code  304.1-120  
        Charitable Organizations  304.1-120  
    Arbitration Association  304.39-290  
    Assessment Or Cooperative  299.010 et seq.  
    Assets, Generally, This Index
    Attorney, Liability Insurance  304.41-010 et seq.  
        Tax On, For Exchange Of Reciprocal Or Interinsurance Contracts  136.370  
    Authorized Insurer, Definitions  304.1-100  
    Automobile. Casualty Insurance, Generally, This Index
    Benefits. Contracts, This Index
    Blind Persons, Discrimination Prohibited  304.12-215  
    Boiler And Machinery Insurance, Definitions  304.5-070  
    Broker. Surplus Lines Insurers, This Index
    Burglary Insurance, Definitions  304.5-070  
    Burial  304.31-010  
    Caption, Effect  304.1-140  
    Captive Insurers, Generally, This Index
    Cargo And Transportation Unearned Premium Reserve  304.6-060  
    Casualty Insurance, Generally, This Index
    Certificates Of Authority, Generally, This Index
    Charitable Organizations, Application Of Code  304.1-120  
    Chiropractors Services, Health Insurance Coverage  304.17-305    304.18-095  
    Civil Penalties  304.99-020  
    Claims, Unfair Settlement Practices  304.12-230  
    Code, Kentucky Insurance Code, Applicability,  304.1-120  
    Coercion In Requiring  304.12-140  
        Penalties  304.99-110  
    Commissioner, Executive Director. Insurance Office, This Index
    Companies, Holding Companies, Generally, This Index
        Insurance Companies, Generally, This Index
        Premium Finance Companies, Generally, This Index
    Congenital Defects Insurance, Definitions  304.5-070  
    Conservation Of Assets, Foreign Or Alien Insurer  304.33-510  
    Consultants, Generally, This Index
    Contracts, Generally, This Index
    Cooperative Insurance. Assessment Or Cooperative Insurance,
    Credit Life And Health Insurance, Generally, This Index
    Definitions  304.1-020 et seq.    .304.5-010 et seq.  
              304.5-070  
    Denial, Discriminatory, Prohibited  304.12-085  
    Dental Plan Organizations. Prepaid Dental Plan Organizations,
    Department. Insurance Office, Generally, This Index
    Directory Of Authorized Insurers  304.2-190  
    Disability, Casualty Insurance, Generally, This Index
        Credit Life And Health Insurance, Generally, This Index
        Health And Hospitalization Insurance, Generally, This Index
    Discrimination, Generally, This Index
    Documents, Insurance Against, Failure To Record  304.5-070  
    Domestic, Mutual Insurers, Domestic, Generally, This Index
        Stock Insurers, Domestic, Generally, This Index
    Domicile, Definitions  304.1-080  
    Elevator Insurance, Definitions  304.5-070  
    Enforcement  304.2-100  
    Entertainment Insurance, Definitions  304.5-070  
    Equity Securities, Insider Trading  304.26-010 et seq.  
    Errors And Omissions Insurance, Surplus Lines Brokers,  304.10-140  
    Excepted Organizations  304.1-120  
    Failure To Record Documents Insurance, Definition,  304.5-070  
    Fair Plan  304.35-010 et seq.  
    Felonies, Permitting Persons Convicted Of To Engage In
    Financial Institutions, Authority To Sell Insurance  304.9-135  
        Authorized To Engage In Insurance Agency Activities  304.9-135  
    Fire Loss  304.20-150 et seq.  
    Forms Existing Prior To Code, Continued Use  304.1-170  
    Fraternal Benefit Society  304.29-011 et seq.  
    Free Insurance, Prohibited Practices  304.12-112  
    Generally, This Index
            
    Glass Insurance, Definitions  304.5-070  
    Group Insurance, Generally, This Index
    Guaranty Association, Generally, This Index
    Headings Of Act, Effect  304.1-140  
    Health And Hospitalization Insurance, Generally, This Index
    Health Maintenance Organization  304.38-010 et seq.  
    Health Service Corporations, This Index
    Holding Company  304.37-010 et seq.  
        See, Also, Holding Companies, Generally, This Index
    Hospitalization, Health And Hospitalization Insurance, Generally, This Index
        Health Benefit Plans, Generally, This Index
        Health Service Corporations, Generally, This Index
    Inland Marine And Transportation, Definitions  304.5-080  
    Insolvency. Guaranty Association, Generally, This Index
    Insurance Business  304.47-025  
    Insurance Contracts. Contracts, Generally, This Index
    Insurance Office, Generally, This Index
    Insurance Regulatory Trust Fund  304.2-400 et seq.  
    Insurer. Insurance Companies, Generally, This Index
    Interstate Insurance Product Regulation Compact  304.51-010  
    Investments, Generally, This Index
    Kentucky Insurance Code, Applicability  304.1-120  
    Law Enforcement Authorities, Furnishing Information To, No Civil Liability  304.1-190  
    Leakage And Fire Extinguishing Equipment Insurance,
    Legal Professional Liability Joint Underwriting Association  304.41-010 et seq.  
        See, Also, Malpractice Insurance, Legal, Generally, This Index
    Liability Insurance, Generally, This Index
    Liability Self Insurance Groups, Generally, This Index
    License, Examination, Contents  304.9-180  
    Life Insurance And Annuities, Generally, This Index
    Livestock Insurance, Definitions  304.5-070  
    Lloyds Plan Insurers, Generally, This Index
    Long Term Care Insurance, Generally, This Index
    Long Term Care Partnership Insurance Program. Long Term Care Insurance, This Index
    Malpractice Insurance, Legal, Generally, This Index
    Malpractice, Medical, This Index
    Marine And Transportation, Inland, Definitions  304.5-080  
    Medicare Supplemental Insurance  304.14-500 et seq.  
    Mine Subsidence Insurance, Generally, This Index
    Minor Contracting  304.14-070  
    Miscellaneous Loss, Damage Or Liability Insurance  304.5-070  
    Mortgage Guaranty  304.23-010 et seq.  
    Motor Vehicle, No-Fault Insurance, Limitation On Claim For Loss Of Use Of  304.39-115  
    Multiple Line Insurer, Definitions  304.5-110  
    Mutual Insurers, Domestic, Generally, This Index
    No Fault  304.39-010 et seq.  
    Notice, Certificate Of Authority, Revocation, Etc.  304.3-210  
        Hearing, Of  304.2-320  
        Insurance Director, Of  304.2-120  
    Office, Insurance Office, Generally, This Index
        Principal, Definitions  304.1-090  
    Particular Provisions Of Code Prevail  304.1-130  
    Penalties  304.2-110    304.99-010 et seq  
    Policy. Contracts, Generally, This Index
    Premium Finance Company  304.30-010 et seq.  
        See, Also, Premium Finance Companies, Generally, This Index
    Premiums, Generally, This Index
    Prepaid Dental Plan Organizations, Generally, This Index
    Principal Office, Definition  304.1-090  
    Producers. Controlled Producers, Generally, This Index
    Product Liability Risk Retention Groups  304.45-010 et seq  
    Property, See, Also, Casualty Insurance, Generally, This Index
        Definition, Property Insurance  304.5-050  
        Personal Property Insurance, Generally, This Index
        Real Property Insurance, Generally, This Index
        Title Insurance  304.22-010 et seq.  
    Public Liability. Surety Insurance, Generally, This Index
    Purchaser As Policyholder, Service Contracts  304.5-070  
    Rates  304.13-011 et seq.  
    Rating Organization, Insurance Contracts, Captive Insurers, Membership Not Required  304.49-120  
    Real Estate Titles  304.22-010 et seq.  
        See, Also, Title Insurance, Generally, This Index
    Reciprocal  304.27-010 et seq.  
    Reinsurance, Generally, This Index
    Risk Limits  304.5-120  
    Rules And Regulations  304.2-110  
        Enforcement  304.2-130  
        Penalty  304.2-110  
        Violations  304.2-140  
    Seal On Documents  304.2-040    304.2-050  
    See, Also, Contracts, Generally, This Index
            
        Insurance Companies, Generally, This Index
    Self-Insurers, Generally, This Index
    Settlements, Generally, This Index
    Short Term Nursing Home Insurance  304.14-650 et seq.  
    Solicitors. Agents, This Index
    Specific Provisions Prevail  304.1-130  
    Stock Insurers, Domestic, Generally, This Index
    Subtitles  304.1-010  
        Definitions  304.1-150  
    Surety Insurance, Generally, This Index
    Surplus Lines Brokers  304.10-010 et seq.  
    Taxation, Premium Surcharge  136.392  
        Exemption  136.395  
    Title Of Code  304.1-010  
    Transportation Insurance, Definitions  304.5-080  
    Travel Accident Insurance, Machine  304.9-240  
    Twisting Prohibited  304.12-030  
    Vehicle Insurance, Definitions  304.5-070  
    Vending Machines  304.9-240  
    Venue Statutes  304.14-380  
    Violation  304.2-140  
    Wash Transaction  304.6-030  
        Generally  304.1-010 et seq.  
    Wet Marine And Transportation Insurance, Definitions  304.5-080  
    Workers Compensation, This Index
INSURANCE AGENTS
    Agents, Generally, This Index
INSURANCE ARBITRATION ASSOCIATION
        Generally  304.39-290  
    No-Fault Insurance  304.39-290  
INSURANCE COMMISSIONER
    Executive Director. Insurance Office, This Index
INSURANCE COMPANIES
        See, Also, Insurance, Generally, This Index
    Action Against, Venue  304.14-380  
    Actuarial Opinion And Memorandum  806 KAR 6:100  
    Address, Filing With, Insurance Office  304.2-120  
    Adjusters, Generally, This Index
    Administrators, Generally, This Index
    Advertisements  304.12-020    304.12-050  
    Advisory Organization, Fees  806 KAR 4:010  
        License Application And Renewal Fee  304.4-010  
        Records And Reports, Preservation  806 KAR 2:070  
    Agent For Process, Insurance Director, As  304.11-020  
        Secretary Of State As  304.3-230    304.11-040  
    Agents, Generally, This Index
    Alien Insurers, Generally, This Index
    Annual Statement Convention Blank, Filing With National Association Of Insurance Commissioners  304.2-205  
    Annual Statements  304.3-240  
        Actuarial Opinion And Memorandum  806 KAR 6:100  
        Audited Financial Reports  806 KAR 3:170  
        Compliance Standard  304.3-241  
        Forms  806 KAR 3:070  
        Synopsis  806 KAR 3:020  
    Appeals, Commissioner'S Orders  304.2-370  
        License Taxes  91A.0804  
    Assessment Or Cooperative Insurance, Generally, This Index
    Assessments  304.2-440  
    Assets, Generally, This Index
    Attorney General, Action Against  299.190  
    Attorney, Tax On, For Exchange Of Reciprocal Or Interinsurance Contracts  136.370  
    Audit Committees, Audited Financial Reports, Powers And Duties  806 KAR 3:170  
    Authorized Insurers, Directory  304.2-190  
    Automobile Glass Repair And Replacement Services, Unfair Practices  304.9-470  
    Boycott, Coercion, Intimidation  304.12-070  
    Bylaws, Emergency  304.25-030  
    Capital And Surplus, Additional, Regulations  304.3-125  
        Bonafide Surplus, Definitions  806 KAR 3:050  
        Captive Insurers, Generally, This Index
        Casualty Insurance, Generally, This Index
        False Statement  304.12-050  
        Risk Based Capital Requirements  806 KAR 3:190  
        Stock Insurers, Domestic, Impairments  304.24-350  
        Stock Or Surplus Required, Schedule  304.3-120    806 KAR 3:040    806 KAR 3:050  
    Charter, Definitions  304.3-050  
    Cities, Boundaries, Verification  91A.0806  
    City License Tax. License Taxes, Generally, This Index
    Claim Against  304.33-360 et seq.  
        See, Also, Liquidation Or Rehabilitation, Generally, This Index
    Coercion  304.12-070  
        Insurance, To Acquire  304.12-140  
            Penalties  304.99-110  
    Combination Of Insuring Powers  304.3-110  
    Complaint Against  304.2-160  
        Health Insurer, Regarding  304.2-165  
    Confidential Or Privileged Information, Investigations, Records And Reports  304.47-055  
    Confidentiality Of Consumer Information, Financial Information  806 KAR 3:210  
        Health Information  806 KAR 3:220  
        Information Security Program  806 KAR 3:230  
    Consumer Financial Information, Information Security Program  806 KAR 3:230  
        Privacy  806 KAR 3:210  
    Contracts, Generally, This Index
    County License Tax. License Taxes, Generally, This Index
    Coverage, Discriminatory Denial Prohibited  304.12-085  
    Creditor, Action By  304.33-040  
    Custodian Of Insurance Securities, Expenses  304.2-300  
    Deceptive Practices  304.12-010  
        Advertising, Standards  806 KAR 12:010  
        Disclosure To Consumers Required  806 KAR 12:020  
        Free Insurance  304.12-112  
        Military Personnel, Protection  304.12-257  
    Defamation, Unfair Practices  304.12-060  
    Default Judgment  304.11-040  
    Delinquency Proceedings, Continuation  304.33-100  
    Denial Of Coverage, Discriminatory, Prohibited  304.12-085  
    Dental Insurance. Prepaid Dental Plan Organizations, Generally, This Index
    Deposit Of Assets. Assets, This Index
    Directors Of Insurance Companies, Generally, This Index
    Directory Of Authorized Insurers  304.2-190  
    Disability Tables  304.6-140  
    Discharge From Claims Upon Payment  304.14-260  
    Disclosure To Consumers  806 KAR 12:020  
    Discrimination  304.12-080    304.12-100  
        Blindness As Basis For, Prohibition  304.12-215  
        Denial Of Coverage, Prohibited  304.12-085  
    Dissolution  304.33-220  
        Effect On Tax  136.381  
    Doing Business, Definitions  304.11-030  
    Domestic Insurers, Foreign Insurer Becoming  304.24-500  
        Transfer Of Domicile To Another State  304.24-500  
    Domestic Mutual Insurers. Mutual Insurers, Domestic, Generally, This Index
    Domestic Stock Insurers. Stock Insurers, Domestic Generally, This Index
    Domicile, Alien Insurer  304.3-270  
        Transfer To Another State  304.24-500  
    Early Warning Analyst, Financial Condition  304.2-065  
        Loans, Past Due And Foreclosed  304.3-330  
    Educational Institution, Nonprofit, Aiding  304.11-020  
    Emergency, Management Continuity During  304.25-010 et seq.  
    Equity Securities, Insider Trading See, Also, Stock Insurers, Domestic, Generally, This Index  304.26-010 et seq.  
    Examination By Insurance Office, Generally, This Index
    Examination Expense Revolving Fund  304.2-300  
        Payments Into  304.8-190  
    Federal Law, Powers Equal To Financial Institutions Regulated By  304.2-105  
    Federal Receivership  304.33-230  
    Fees  304.4-010    806 KAR 4:010  
        Disposition  304.4-020  
        Revocation Of Authority For Failure To Pay  304.4-040  
    Felonies, Permitting Persons Convicted Of To Engage In Insurance Business  304.47-025  
    Financial Condition, Defamation  304.12-060  
        Determination. Assets, Generally, This Index
        Early Warning Analyst  304.2-065  
            Loans, Past Due And Foreclosed  304.3-330  
    Financial Institutions Regulated By Federal Law, Powers Equal To  304.2-105  
    Financial Statement, Annual And Quarterly, Filing With, Insurance Office  304.3-240  
        False  304.12-040  
        Publication  304.3-240  
    Foreign Insurers, Generally, This Index
    Fraternal Benefit Societies, Generally, This Index
    Fraud. Unfair Practices And Frauds, Generally, This Index
    Free Insurance, Deceptive Practices  304.12-112  
    Funds, Fraternal Benefit Society, Investment, Use  304.29-211    304.29-221  
    Group Insurance, Generally, This Index
    Group Life Insurance, Generally, This Index
    Group Life Tables  304.6-140  
    Guaranty Association, Generally, This Index
    Hazardous Financial Condition, Standards  806 KAR 3:150  
    Health Information, Confidentiality Of Consumer Information,  806 KAR 3:220  
    Health Maintenance Organizations, Generally, This Index
    Health Service Corporations, Generally, This Index
    Holding Company  304.37-010 et seq.  
        See, Also, Holding Companies, Generally, This Index
    Illegal Inducements  304.12-110  
    Injunction, Unauthorized Business  304.11-030  
    Insolvency, Declaration  304.33-200  
        Guaranty Association  304.36-010 et seq.  
        Liquidation Or Rehabilitation, Generally, This Index
    Insurance Fraud Investigation Division, Designation Of Contact Person  806 KAR 47:010  
    Insurance Office, Executive Director, Expenses, Deposit Of Assets  304.8-190  
    Interlocking Ownership  304.12-180  
    Intimidation  304.12-070  
    Investments, Generally, This Index
    Joint Underwriters, Examination, Insurance Office, By  304.13-141  
        Participation  304.13-151  
    Judgment By Default  304.11-040  
    Legal Investments. Investments, Generally, This Index
    Liabilities  304.6-040  
        Advertisement  304.12-050  
        Agents Actions, For  304.9-035  
    Liability Self Insurance Groups, Generally, This Index
    License  304.3-150 et seq.  
        Certificates Of Authority, Generally, This Index
    License Taxes, Generally, This Index
    Life Insurance And Annuities, Generally, This Index
    Liquidation  304.33-010 et seq.  
        See, Also, Liquidation Or Rehabilitation, Generally, This Index
    Lloyds Plan Insurers, Generally, This Index
    Loans, Generally, This Index
    Location, Emergency Change  304.25-040  
    Loss Reserve Specialist, Qualified, Definitions  304.3-242  
        Requirement To Engage  304.3-242  
    Loss, Reserves, Casualty Insurance  304.6-100  
        Mortgage Guaranty Insurance  304.6-110  
        Statement Of Opinion
            Content  304.3-242  
            Filing Exception  304.3-242  
    Mail Business  304.11-030  
    Management Continuity During Emergency  304.25-010 et seq.  
        Board Of Directors  304.25-040  
            Powers  304.25-060  
        Bylaws  304.25-030  
        Definitions  304.25-020  
        Governor, Authority  304.25-070  
        Insurance Office, Executive Director, Powers,  304.25-050  
        Interpretation Of Subtitle  304.25-020  
        Location, Change  304.25-040  
        Presumption  304.25-060  
    Management Eligibility  304.3-080  
    Managing Employees, Administrative Regulations  806 KAR 9:250 et seq.  
        Rental Vehicles  806 KAR 9:265  
        Specialty Credit Producers  806 KAR 9:250  
    Mandatory Securities Valuation Reserve  806 KAR 6:050  
    Medicaid Program, Submission Of Information On Coverage And Claims Paid, Refusal To Provide  304.12-255  
    Military Personnel, Deceptive Practices, Protection,  304.12-257  
    Monopolies, Prohibited  304.13-131  
    Mortality Tables  304.6-140  
    Mutual Insurers, Domestic, Generally, This Index
    Name, Deceptive Use  304.12-200  
        Limitations  304.3-100  
    National Association Of Insurance Commissioners, Annual Statement Convention Blank, Filing With,  304.2-205  
    New Insurers, Capital Or Surplus Requirements,  304.3-120  
    Notice, Generally, This Index
    Officers, Financial Interest, Prohibited Transactions  304.7-365  
        Investments, Guarantee Or Benefit In Favor Of, Prohibited,  304.7-363    304.7-365  
    Ownership Eligibility  304.3-080  
    Paid Up Capital, Requirements  304.3-120  
    Payment Into Examination Expense Revolving Fund,  304.8-190  
    Penalties  304.99-010    304.99-020  
    Policies. Contracts, Generally, This Index
    Pools, Examination, Insurance Office, By  304.13-141  
        Participation  304.13-151  
    Premium Finance Company  304.30-010 et seq.  
        See, Also, Premium Finance Companies, Generally, This Index
    Premium Reserve, Unearned  304.6-050 et seq.  
    Premiums, Generally, This Index
    Prepaid Dental Plan Organizations, Generally, This Index
    Privacy, Consumer Financial Information  806 KAR 3:210  
        Information Security Program  806 KAR 3:230  
    Proxies, Examination  304.2-220 et seq.  
    Qualification And Licensing  304.3-070 et seq.  
    Quarterly Statements  304.3-240  
        Compliance Standard  304.3-241  
    Rates, Generally, This Index
    Rebates  304.12-090    304.12-100  
    Reciprocal Insurers, Generally, This Index
    Records And Reports, Generally, This Index
    Redomestication  304.24-500  
    Regulations, Emergency  304.25-050  
    Rehabilitation  304.33-010 et seq.  
        Liquidation Or Rehabilitation, Generally, This Index
    Reinsurance Intermediary-Brokers. Agents, This Index
    Reinsurance Intermediary-Managers. Agents, This Index
    Release Of Assets  304.8-170  
    Replacement Life Insurance, Conditions  304.12-030  
    Reports. Records And Reports, Generally, This Index
    Reserves, Generally, This Index
    Residual Markets, Examination, Insurance Office, By  304.13-141  
        Kentucky Automobile Insurance Plan  304.13-151  
        Participation  304.13-151  
    Restraint Of Trade  304.13-131  
    Retaliatory Provision  304.3-270  
    Risk Based Capital Requirements  806 KAR 3:190  
    Risk Location Systems And Programs  91A.0806  
        Verification, Criteria,  91A.0806  
    Securities, Generally, This Index
    Solicitor, License, Requirements  304.9-080 et seq.  
    Special Investigative Units  806 KAR 47:030  
    Specialty Credit Insurance Producers, Business Entity Election  806 KAR 9:280  
        Licenses  304.9-485  
    Stock Insurers, Domestic, Generally, This Index
    Subsidiaries  304.3-090  
    Surety Insurance, Generally, This Index
    Surplus Lines  304.10-010 et seq.  
        See, Also, Surplus Lines Insurers, Generally, This Index
    Tables  304.6-140  
    Taxation, Generally, This Index
    Transfer Of Domicile To Another State  304.24-500  
    Types Of Insurance, Combination  304.3-110  
    Unauthorized Insurers, Generally, This Index
    Underwriter, Tax  136.390  
    Unearned Premium Reserve  304.6-050 et seq.  
    Urban County License Tax. License Taxes, Generally, This Index
    Venue Of Action Against  304.14-380  
    Violations  304.11-030  
        Penalties For  304.99-010    304.99-020  
    Workers Compensation, This Index
INSURANCE DEPARTMENT
    Insurance Office, Generally, This Index
INSURANCE FRAUD INVESTIGATION DIVISION
    Insurance Office, This Index
INSURANCE GUARANTY ASSOCIATION
    Guaranty Association, Generally, This Index
INSURANCE HOLDING COMPANIES
    Holding Companies, Generally, This Index
INSURANCE OFFICE
        Generally  304.20-010 et seq.  
    Actuarial Opinion And Memorandum  806 KAR 6:100  
    Administrative Regulations, Insurance Purchasing Outlets  304.17A-752    304.17A-758    304.17A-762, 304.17A-768  
        Long Term Care Insurance  304.14-630    304.14-635  
        Short Term Nursing Home Insurance  304.14-660    304.14-665  
    Annual And Quarterly Financial Statements Of Company, Filing  304.3-240  
    Annual Financial Statements Of Company, Filing  304.3-240    304.3-241  
        Actuarial Opinion And Memorandum  806 KAR 6:100  
        Audited Financial Reports  806 KAR 3:170  
        Forms  806 KAR 3:070  
        Synopsis  806 KAR 3:020  
    Appraisals, Annual Evaluation  304.6-190  
    Attorney General As Legal Advisor  304.2-130  
    Branch Offices  304.2-100  
    Captive Insurers, Generally, This Index
    Casualty Insurance, Generally, This Index
    Complaints, Filing  304.2-160    806 KAR 2:050  
        Health Insurer, Against, Review  304.2-165  
    Confidential Or Privileged Information, Investigations, Records And Reports  304.47-055  
    Conflict Of Interest  304.2-080  
        Affidavits Of Department Employees  806 KAR 2:020  
    Consumer Information System  304.13-081  
    Consumer Protection And Education Division,  304.2-063  
    Consumers Guide To Long Term Care Insurance,  304.14-560  
    Continuation  304.2-010  
    Contract For Outside Services  304.2-070  
    Copies, Fees  304.2-150  
        Regulations  806 KAR 2:030  
    Definitions  304.1-050  
    Division Directors  304.2-060  
    Early Warning Analyst, Powers And Duties  304.2-065  
    Employee, Conflict Of Interest Affidavits  806 KAR 2:020  
        Holding Company  304.2-220 et seq.    304.37-040    304.37-050  
        Insurance Companies  304.13-141  
        Life And Health Insurance Guaranty Association,  304.42-150  
        Relicensing Upon Termination  304.9-170  
    Executive Director  304.20-010 et seq.  
        Administrators, Examination Of Books And Records Maintained By  304.9-373  
        Appeal From Order Of  304.2-370  
        Bond  304.2-030  
            Rehabilitation And Liquidation Proceedings, Responsibility Under  304.33-080  
        Certificate Of Authority, Issuance, Etc., Conflict Of Interest  304.2-080  
        Consumers Guide To Long Term Care Insurance,  304.14-560  
        Definitions  304.1-050  
        Deputies  304.2-060  
        Duties, General  304.2-100  
        Emergency Powers  304.25-050  
        Enforcement Powers  304.2-130  
        Equity Security, Insider Trading, Regulations,  304.26-090  
        Examinations  304.2-100  
            Holding Company  304.2-220 et seq.    304.37-040    304.37-050  
            Life And Health Insurance Guaranty Association,  304.42-150  
        Fire Losses, Information, Power To Require Insurer To Furnish  304.20-160  
            Reports  304.13-390  
        Fire Protection Classification Rating Organization, Investigation  304.13-360  
        Fire Protection Classification Review And Appeal  304.13-350 et seq.  
        Fraternal Benefit Certificate, Approval, Withdrawal  304.29-191  
        Group Plans, Approval  806 KAR 14:090  
        Guaranty Association, Powers And Duties As To,  304.36-100  
        Hazardous Financial Conditions Of Insurer, Failure To Act, Penalties  304.99-015  
        Health Care Improvement Authority, Membership,  304.17B-003  
        Health Maintenance Organization, Licensing, Etc.,  304.38-010 et seq.  
        Holding Company, Examination  304.2-220 et seq.    304.37-040    304.37-050  
        Injunction Action  304.2-130  
        Insurance Guaranty Association, Powers And Duties As To  304.36-100  
        Insurance Securities  304.8-010  
        Interstate Cooperation  304.2-200  
        Inventory Of Assets On Deposit  304.8-110  
        Investigation  304.2-100    304.11-040    304.13-360  
        Liability Self Insurance Groups  304.48-010 et seq.  
        Life And Health Insurance Guaranty Association, Duties And Powers As To  304.42-110    304.42-120  
            Examination Of Association  304.42-150  
        Liquidation Or Rehabilitation Of Company, Duties As To  304.33-040 et seq.  
        Management Of Company, Powers As To  304.25-050  
        Notice  304.2-120  
        Oath  304.2-030  
        Orders  304.2-120  
        Outside Interests Prohibited  304.2-080  
        Penalties, Hazardous Financial Conditions Of Insurer, Failure To Act  304.99-015  
        Policy, Cover Sheet, Approval  304.14-430  
            Type Face Style, Approval  304.14-450    806 KAR 14:121  
        Powers  304.2-100  
            Delegation  304.2-090  
        Premium Finance Company Application, Action On,  304.30-040  
        Product Liability Risk Retention Groups, Powers And Duties As To  304.45-040  
        Professional Association Membership  304.2-200  
        Records And Reports  304.2-150  
            Fire Losses  304.13-390  
        Successor In Office, Records To Be Turned Over To,  304.2-150  
        Term  304.2-020  
    Fees, Copies  304.2-150  
        Disposition  304.4-020  
        Records  304.2-150  
        Regulations  806 KAR 2:030  
    Funds, Disposition  304.4-020  
        Records  304.2-150  
        Sale Of Directory  304.2-190  
    Health Benefit Plans, Claims, Administrative Regulations  304.17A-720    304.17A-722  
        External Review, Administrative Regulations  304.17A-629    304.17A-631  
            Records And Reports  304.17A-633  
        Poststabilization Treatment, Administrative Regulations  304.17A-649  
        Utilization Review, Administrative Regulations  304.17A-609    304.17A-613  
    Health Insurance Advisory Council, Payment Of Expenses By Department  304.17A-080  
    Hearings, Generally, This Index
    Information Confidential  304.2-150  
    Injunction Against Violation  304.2-130  
    Insurance Fraud Investigation Division, Attorney General, Report To  304.47-050  
        Commonwealth Attorney, Report To  304.47-050  
        Contact Person To Communicate With, Insurers To Designate  806 KAR 47:010  
        Creation  304.47-040  
        Fees And Costs  304.47-070  
        Investigations  304.47-050  
        Life Settlement Contracts, Investigation Of Violations,  304.99-126  
        Powers And Duties  304.47-040  
        Prosecuting Attorney, Report To  304.47-050  
        Records And Reports  304.47-050  
            Confidentiality  304.47-055  
            Insurers Report Of Fraudulent Acts  806 KAR 47:020  
        Resisting Arrest  304.47-040  
        Special Investigators  304.47-040  
        Workers Claims Department Providing Access To Information,  304.47-050  
            Immunity From Liability  304.47-060  
        Workers Compensation Branch  304.47-040  
    Insurance Regulatory Trust Fund  304.2-400 et seq.  
    Interest Of Employee Or Officer, Prohibitions,  304.2-080    806 KAR 2:020  
    Interstate Cooperation  304.2-200  
    Investigation, Unauthorized Insurer  304.2-100    304.11-040  
    Investments By Insurance Companies  304.7-367  
        Orders  304.7-014  
    Jurisdiction  806 KAR 2:050  
    Kentucky Access, This Index
    Legal Counsel  304.2-130  
    Liability Self Insurance Groups, Generally, This Index
    Local Government Premium Taxes, Assessment For Administration,  91A.0812  
    Local Premium Tax Advisory Council,  91A.0808  
    Medical Malpractice, Review Of Premiums  304.40-075  
        Charitable Health Care Provider Registrations  806 KAR 40:020  
    Mortgage Loan Appraisals, Annual Evaluation,  304.6-190  
    Mutual Insurer Becoming Stock Insurer, Approval  304.24-607  
        Findings  304.24-609  
        Hearings  304.24-607  
    Notices  304.2-120  
        Hearing  304.2-320  
        Life Insurance And Annuities, Policy, Paid Up,  304.15-175  
    Orders  304.2-120  
        Appeal  304.2-370  
        Certificate Of Authority, Revocation, Etc.  304.3-210  
        Hearing, On  304.2-360  
        Insurance Companies, Investments  304.7-014  
        Suspension Pending Hearing  304.2-310  
        Violation  304.2-140  
    Pilot Programs, By, Underserved Areas, Health Coverage  216.2960  
        Twenty-Four Hour Health Coverage  806 KAR 17:130  
    Pools, Approval  304.13-151  
    Professional Services, Outside, Contract  304.2-070  
    Records And Reports  304.2-150  
        Certificates Of Authority And Licenses  806 KAR 2:040  
        Complaint, Of  304.2-160  
        Copies  304.2-170  
        Deposit Of Assets  304.8-100  
        Destruction  304.2-150  
        Evidence, Use As  304.2-170  
        Examination Reports  304.2-250    304.2-260  
        Fire Losses  304.13-390  
        Health Benefit Plans, External Review  304.17A-633  
        Kentucky Access  304.17B-023    304.17B-029  
        Open To Public  304.2-150  
        Preservation  806 KAR 2:070  
    Reports. Records And Reports, Generally, Ante
    Residual Markets, Approval  304.13-151  
    Rules And Regulations  304.2-110  
        Enforcement  304.2-130  
        Long Term Care Insurance  304.14-620  
        Rates, Records And Reports  304.13-061  
        Violations  304.2-140  
    Seal  304.2-040    304.2-050  
        Facsimile  806 KAR 2:010  
    Statistical Agents, Fees  806 KAR 4:010  
    Stock Insurer, Mutual Insurer Becoming, Approval  304.24-607  
        Findings  304.24-609  
        Hearings  304.24-607  
    Technical Services, Contract For  304.2-070  
    Testimony Compelled  304.2-350  
    Twenty-Four Hour Health Coverage  806 KAR 17:130  
    Underserved Areas, Health Coverage, 24 Hour  216.2960  
    Workers Claims Department, Information Provided To Insurance Fraud Investigation Division  304.47-050  
        Immunity From Liability  304.47-060  
    Workers Compensation Branch Of Fraud Investigation Division  304.47-040  
INSURANCE PREMIUM FINANCE COMPANIES
    Premium Finance Companies, Generally, This Index
INSURANCE PRODUCERS
    Producers, Generally, This Index
INSURANCE PURCHASING OUTLETS
    Health And Hospitalization Insurance, This Index
INSURANCE RATES
    Rates, Generally, This Index
INTANGIBLE PROPERTY
    Personal Property, Generally, This Index
    Securities, Generally, This Index
INTEREST
    Health Benefit Plans, Claims, Failure To Pay Or Settle,  304.17A-706    304.17A-730  
    Life Insurance Policy Loan, Rate  304.15-115  
INTERSTATE AGREEMENTS
    Insurance Companies, Certificate Of Authority, Authority To Enter  304.2-195  
    Insurance Product Regulation Compact  304.51-010  
INVESTMENT ADVISERS
    Criminal Complaints, Notice To Commissioner,  304.9-467  
    Disciplinary Proceedings, Notice To Commissioner,  304.9-467  
INVESTMENT POOLS
    Insurance Companies, Investments  304.7-407  
INVESTMENTS
        Generally  304.7-010 et seq.    806 KAR 7:010 et seq.  
    Administrative Regulations  304.7-367  
    Admitted Assets, Qualifications  304.7-014  
    Aggregate Amounts, Ratios, Limitations  304.7-413    304.7-465  
    Alien Insurer  304.7-330  
    Amortization Of Bond  806 KAR 7:070  
    Annual Statements  304.7-453  
    Annuity Funds  304.7-240  
    Applicability Of Law  304.7-014    304.7-401    304.7-451  
    Application Of Law  304.7-010  
    Asset Requirements  304.7-453  
    Assets, Valuation  304.7-350  
    Board Of Directors, Powers And Duties  304.7-361  
    Business Entities, Equity Interests In  304.7-409    304.7-461  
    Captive Insurers, Limitations  304.49-100  
    Casualty Insurance  304.7-451 et seq.  
    Conversion To Prohibited Type  304.7-280  
    Counterparty Exposure Amounts  304.7-419    304.7-471  
    Credit Lease Transactions  304.7-413    304.7-465  
    Custodial Accounts For Securities  806 KAR 7:090  
    Definitions  304.7-012  
        Equipment Trust Obligations  806 KAR 7:050  
        Exchange Traded Call Options  806 KAR 7:080  
        Person  806 KAR 7:020  
    Derivative Transactions  304.7-419    304.7-471  
    Directors, Financial Interest, Prohibited Transactions  304.7-365  
        Guarantee Or Benefit In Favor Of, Prohibited,  304.7-363    304.7-365  
        Powers And Duties  304.7-361  
    Dollar Roll Transactions  304.7-415    304.7-467  
    Equipment Securities  806 KAR 7:050  
    Equity Interests, Acquisition  304.7-411    304.7-463  
        Business Entities  304.7-409    304.7-461  
    Exchange Traded Call Options  806 KAR 7:080  
    Foreign Currency Transactions  304.7-417    304.7-469  
    Foreign Insurer  304.7-330  
    Foreign Investments  304.7-417    304.7-469  
    Fraternal Benefit Societies  304.29-211  
    General Partner, Investing As, Prohibited  304.7-363  
    Government Obligations, In, Proposal Required  806 KAR 3:120  
    Hazardous Financial Condition  304.7-453  
    Health And Hospitalization Insurance  304.7-401 et seq.  
    Hedging Transactions  304.7-419    304.7-471  
    Housing Development  806 KAR 7:060  
    Income Generation Transactions  304.7-419    304.7-471  
    Insurance Holding Companies  304.37-110  
    Insurance Office, Orders  304.7-014  
    Insurance Policies, Loans Secured By  304.7-421  
    Investment Pools  304.7-407    304.7-459  
    Investment Subsidiaries, Stock, Acquisition  304.7-413    304.7-465  
        Personal Property Or Equity Interests  304.7-411    304.7-463  
    Joint Ventures, Acquisition  304.7-413    304.7-465  
        Personal Property Or Equity Interests  304.7-411    1304.7-463  
    Life Insurance  304.7-401 et seq.  
    Life Insurance Funds  304.7-240  
    Limitations  304.7-014    304.7-403  
    Limited Liability Companies, Membership Interests, Acquisition,  304.7-413    304.7-465  
        Personal Property Or Equity Interests  304.7-411    304.7-463  
    Loan To Value Ratios  304.7-413    304.7-465  
    Loans, Approval  806 KAR 7:030  
        Early Warning Analyst, Report Of Past Due And Foreclosed Loans  304.3-330  
        Mortgage Loan, Appraisal Required  304.6-190  
        Relatives, To  806 KAR 7:010  
        Secured By Insurance Policies  304.7-421  
    Mine Subsidence Insurance Fund Moneys  304.44-115  
    Mortgage Guaranty Insurance  304.7-451 et seq.  
    Mortgage Loans  304.7-413    304.7-465  
    Officers, Financial Interest, Prohibited Transactions  304.7-365  
        Guarantee Or Benefit In Favor Of, Prohibited,  304.7-363    304.7-365  
    Options, Exchange Traded  806 KAR 7:080  
    Own Stock As Security, Prohibited  304.7-363  
    Pension Funds  304.7-240  
    Permissible Investment Practices  304.7-423    304.7-473  
    Personal Property, Acquisition  304.7-411    304.7-463  
    Profit Sharing Funds  304.7-240  
    Prohibited  806 KAR 7:010  
    Prohibited Activities  304.7-363  
    Protective Agreements  304.7-320  
    Rated Credit Instruments  304.7-405    304.7-457  
    Real Property  304.7-413    304.7-465  
    Records And Reports, Admitted Assets, Qualifications,  304.7-014  
    Reorganization Securities  304.7-320  
    Repurchase Transactions  304.7-415    304.7-467  
    Reserve Requirements  304.7-453  
    Reverse Repurchase Transactions  304.7-415    304.7-467  
    Scope Of Laws  304.7-010  
    Securities Lending Transactions  304.7-415    304.7-467  
    Securities, Advance Purchases  304.7-014  
        Custodial Accounts  806 KAR 7:090  
        Insider Trading  806 KAR 26:020  
    Title Insurance  304.7-451 et seq.  
    Title Insurer  304.7-250  
    Trust Certificates, Acquisition  304.7-413    304.7-465  
        Personal Property Or Equity Interests  304.7-411    304.7-463  
    Unqualified Investments, Acquisition  304.7-014  
    Venture Capital Funds Or Pools  304.7-263  
JOINT VENTURES
    Insurance Companies, Acquisition  304.7-413    304.7-465  
        Personal Property Or Equity Interests  304.7-411    304.7-463  
JUDGMENTS
    Injunctive Relief, Generally, This Index
    Liquidation, Insurance Company  304.33-370    304.33-430  
    Reciprocal Insurer, Against  304.27-130  
    Unauthorized Business  304.11-040  
JURISDICTION
    Health Care Benefits, Providers Of  304.11-045  
    Insurance Company Liquidation Or Rehabilitation,  304.33-040  
    Insurance Contract Action  304.14-370  
    Insurance Department  806 KAR 2:050  
JURY TRIALS
    Instructions To Jury, Malpractice Action  304.40-290  
JUVENILES
    Minors, Generally, This Index
KENTUCKY ACCESS
        Generally  304.17B-001 et seq.  
    Administrative Regulations  304.17B-031    806 KAR 17:320  
    Annual Reports  304.17B-011  
    Appeals, Eligibility For Coverage  806 KAR 17:320  
    Applicability Of Law  304.17B-031  
    Assessments On Insurers  304.17B-021  
    Audits  304.17B-029  
    Case Management  304.17B-019  
    Coinsurance Amounts, Establishment  304.17B-013  
    Copayment Amounts, Establishment  304.17B-013  
    Coverage, Effectiveness  304.17B-019  
        Eligibility  304.17B-015  
    Creation  304.17B-005  
    Deductible Amounts, Establishment  304.17B-013  
    Definitions  304.17B-001  
    Duplication Of Benefits  806 KAR 17:320  
        Electronic Records And Reports, Guaranteed Acceptance Program  806 KAR 17:350  
    Eligibility For Coverage  304.17B-015    806 KAR 17:320  
    Examination Of Insurers  304.17B-021    304.17B-023  
    Fund  304.17B-021  
    Guaranteed Acceptance Program, Definitions  304.17B-001  
        Effectiveness  304.17B-025  
        Electronic Records And Reports  806 KAR 17:350  
        Losses, Funding  304.17B-021    304.17B-023  
        Participating Insurers, Definitions  304.17B-001  
            Records And Reports  304.17B-023    806 KAR 17:350  
    Health Benefit Plans, Case Management  304.17B-019  
        Definitions  304.17B-001    806 KAR 17:330  
        Evaluation And Revision  304.17B-017  
        Preexisting Condition Exclusions, Prohibited,  304.17B-019  
        Renewal  304.17B-025  
        Riders  806 KAR 17:330  
        Types Of Plans Offered  304.17B-019    806 KAR 17:330  
        Utilization Review  304.17B-019  
    High Cost Conditions, Review And Recommendations Of Advisory Council  304.17B-033  
    Immunities  304.17B-005  
    Insurance Office, Administrative Regulations  304.17B-031  
        Division Of  304.17B-005  
        Powers And Duties  304.17B-007    304.17B-009  
        Records And Reports  304.17B-023    304.17B-029  
        Taxation, Exemptions  304.17B-027  
    Insurers, Assessments  304.17B-021  
        Examinations  304.17B-021    304.17B-023  
    Preexisting Condition Exclusions, Prohibited,  304.17B-019  
    Premiums, Notice  806 KAR 17:320  
        Rates, Establishment  304.17B-013  
            Evaluation And Revision  304.17B-017  
    Purposes  304.17B-005  
    Records And Reports  304.17B-011    304.17B-023    304.17b-029, 806 KAR 17:320  
    Taxation, Exemptions  304.17B-027  
    Termination, Eligibility For Coverage  806 KAR 17:320  
    Third-Party Administrator  304.17B-011    806 KAR 17:320  
    Utilization Review  304.17B-019  
KENTUCKY EMPLOYERS MUTUAL INSURANCE AUTHORITY
    Workers Compensation Insurance Plan, Phase Out Procedures,  304.13-340  
KENTUCKY INVESTMENT FUND
    Insurance Company Investing In  304.7-263  
LABOR DEPARTMENT
    Kentucky Employers Mutual Insurance Authority, Workers Compensation Insurance Plan, Phase Out Procedures  304.13-340  
LAND
    Real Property, Generally, This Index
LAND TITLES
    Title Insurance, Generally, This Index
LAW, PRACTICE OF
    Attorneys, Generally, This Index
LAWSUITS
    Actions, Generally, This Index
LAWYERS
    Attorneys, Generally, This Index
LEASES
    Motor Vehicles, Insurance Sold By Agents  304.9-501 et seq.  
LEGAL ADVERTISING
    Notice, Generally, This Index
LEGAL COUNSEL
    Attorneys, Generally, This Index
LEGAL PROFESSIONAL LIABILITY JOINT UNDERWRITING ASSOCIATION
        See, Also, Malpractice Insurance, Legal, Generally, This Indes
    Generally  304.41-010 et seq.  
LEVIES
    Taxation, Generally, This Index
LHSB
    Limited Health Service Benefit Plans, Generally, This Index
LHSO
    Limited Health Service Organizations, Generally, This Index
LIABILITY INSURANCE
        See, Also, Casualty Insurance, Generally, This Index
    Casualty Insurance, Generally, This Index
    Definition  304.5-070  
    Groups, Generally, This Index
    Kentucky Experience, Rates Based On  304.13-335  
    Rates, Kentucky Experience, Based On  304.13-335  
    Rental Vehicle Agents, Sale Of Insurance  304.9-503  
    Schools Posting Ten Commandments, Failure To Pay Under Policy Prohibited  304.12-260  
    Self Insurance Groups. Liability Self Insurance
LIABILITY SELF INSURANCE GROUPS
        Generally  304.48-010 et seq.  
    Administrative Regulations, Agents, Licenses And Permits  304.48-100  
        Insurance Office, Promulgation  304.48-230  
    Administrator  304.48-160  
        Conflict Of Interest  304.48-160  
    Agent’S License, Administrative Regulations  304.48-100  
    Application, Certificate Of Filing  304.48-050  
    Assessments  304.48-250  
    Audit, Financial Condition Statement  304.48-170    806 KAR 46:010  
    Casualty Insurance, Motor Vehicle Liability  304.48-210  
    Certificate Of Filing  304.48-040  
        Application  304.48-050  
        Financial Strength Required  304.48-070  
        Issuance By Commissioner  304.48-060  
        Penalties  304.48-260  
        Suspension And Revocation  304.48-220  
            Hearings  304.48-220  
        Termination  304.48-130  
    Conflict Of Interest, Administrator  304.48-160  
        Service Companies  304.48-160  
    Contribution And Assessment Payment Plans,  304.48-190  
    Definitions  304.48-020  
    Evidence Of Coverage, Disclosure Requirements  304.48-200  
        Filing  304.48-180  
            Fees And Costs  304.48-180  
        Governmental Entities, Disclosure  304.48-200  
        Terms, Conditions And Exclusions  304.48-200  
        Written Evidence Required  304.48-200  
    Fees And Costs, Certificate Of Filing, Application  304.48-050  
        Evidence Of Coverage, Filing  304.48-180  
        Rates, Filing  304.48-180  
        Underwriting Guidelines, Filing  304.48-180  
    Financial Condition Statement  304.48-170    806 KAR 46:010  
        Audit  304.48-170  
    Financial Condition, Affairs And Management, Examination,  304.48-110  
    Groups Covered  304.48-030  
    Hearings, Certificate Of Filing, Suspension And Revocation,  304.48-220  
    Investments  304.48-090  
    Licenses Of Agents, Administrative Regulations,  304.48-100  
    Membership, Application  304.48-150  
        Assessments  304.48-250  
        Cancellation  304.48-150  
        Deceptive Statements, To Solicit  304.48-240  
        Liability  304.48-150  
        Solicitation Of  304.48-240  
    Merger  304.48-130  
    Motor Vehicle Liability  304.48-210  
    No-Fault Insurance, Motor Vehicle Liability  304.48-210  
    Notification Of Change Of Information  304.48-080  
    Purpose  304.48-010  
    Rates, Filing  304.48-180  
        Fees And Costs  304.48-180  
    Secretary Of State, Service Of Process  304.48-120  
        Statutory Agent, As  304.48-120  
    Service Companies  304.48-160  
        Conflict Of Interest  304.48-160  
    Service Of Process, Secretary Of State As Attorney,  304.48-120  
    Statutory Agent, Secretary Of State, As  304.48-120  
    Termination  304.48-130  
    Trustees, Board, Powers And Duties  304.48-140  
    Underwriting Guidelines, Filing  304.48-180  
        Fees And Costs  304.48-180  
    Unfair Claims Settlement Practices  304.48-240  
    Unfair Or Deceptive Acts Or Practices  304.48-240  
    Violations, Correction, Reasonable Time For  806 KAR 46:030  
LIBEL AND SLANDER
    Insurance Company, Against  304.12-060  
    Unfair Practices And Frauds, Exemption  304.47-050    304.47-060  
LICENSE TAXES
        Generally  91A.080 et seq    806 KAR 2:092E et seq.  
    Appeals,  91A.0804  
    Assessments  91A.0804  
    Collection  806 KAR 2:092E et seq.  
        Fee  806 KAR 2:090  
    Credits, Requests  91A.0804  
    Definitions  91A.0802  
    Delinquency In Payment  136.980  
    Determination Of Amount  91A.080  
    Failure To File Return  136.985  
    Hearings  91A.0804  
    Penalties For Nonpayment  136.990  
    Refunds, Requests  91A.0804  
    Returns, Amendment  91A.0804  
        Failure To File  136.985  
LICENSES AND PERMITS
    Agents, This Index
    Apprentice Adjuster  304.9-432  
    Certificates Of Authority, Generally, This Index
    Criminal Background Checks, Forms  806 KAR 9:340  
    Fraternal Benefit Societies, This Index
    Health Service Corporation Agent  304.32-180  
    Liability Self Insurance Group Agents, Administrative Regulations  304.48-100  
    Life Settlement Contracts, Providers  304.15-700  
        Suspension Or Revocation, Termination Of Business  304.99-126  
    Motor Vehicle Registration And Titling, Generally, This Index
    Premium Finance Company  304.30-030 et seq.  
LIENS
    Fire Insurance Proceeds Subject To Tax Lien On Real Estate  304.20-200 et seq.  
    Insurance Company Liquidation  304.33-310  
    Tax Liens, Enforcement, Fire Insurance Law As To Payment Of Proceeds Not To Affect Governments Right  304.20-250  
        Fire Insurance Proceeds Subject To  304.20-200 et seq.  
LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION
        Generally  304.42-010 et seq.  
    Accounts  304.42-060  
    Administration  304.42-100  
    Advertising Restrictions  304.42-190  
    Assessments  304.42-090  
    Board Of Directors  304.42-070  
    Certificate Of Contribution  304.42-090  
    Classification Of Assessments  304.42-090  
    Court Proceedings, Stay  304.42-180  
    Creation  304.42-060  
    Definitions  304.42-050  
    Detection And Prevention Of Insurer Insolvencies And Impairments  304.42-120  
    Examination, Insurance Office, By  304.42-150  
    Immunity From Liability  304.42-170  
    Impaired Insurer, Detection And Prevention,  304.42-120  
    Insolvencies, Detection And Prevention  304.42-120  
    Insurance Office, Powers And Duties  304.42-110    304.42-120  
    Limitations  304.42-030  
    Liquidation Or Rehabilitation Proceedings  304.42-110    304.42-140  
    Membership  304.42-060  
    Plan Of Operation  304.42-100  
    Powers And Duties  304.42-080  
    Purpose  304.42-020  
    Regulation, Insurance Office, By  304.42-150  
    Rehabilitation Proceedings  304.42-140  
    Scope Of Laws Applicable  304.42-030    304.42-040  
    Stay Of Court Proceedings  304.42-180  
    Structured Settlement Annuities, Applicability,  304.42-030  
    Supervision By, Insurance Office  304.42-060  
    Tax Exemption  304.42-160  
    Tax, Offset Of Liability  304.42-130  
    Title Of Law  304.42-010  
LIFE INSURANCE AND ANNUITIES
        Insurance, Generally, This Index
        See, Also, Group Life Insurance, Generally, This Index
    Accelerated Death Benefits  806 KAR 12:160  
    Accounts And Accounting  304.6-005  
    Action On Policy, Limits  304.15-260  
    Actuarial Opinion And Memorandum  806 KAR 6:100  
    Adjusted Premiums  304.15-340    304.15-342  
    Age, Misstatement  304.15-090    304.15-220  
    Agents, Limited License  304.9-030  
    Aids, Unfair Or Deceptive Practices Prohibited,  304.12-013  
        Penalties  304.99-115  
    Annuities And Pure Endowment Contracts  304.14-330  
        Accounts, Separate  304.15-390  
        Age, Misstatement  304.15-090    304.15-220  
        Assignability, Rights And Benefits  304.14-330  
        Definitions  304.5-030    304.14-330  
        Disclosures  806 KAR 12:150  
        Dividends  304.15-100    304.15-230  
        Exemption Of Proceeds  304.14-330  
        Grace Period  304.15-190  
        Incontestability  304.15-200  
        Individual Deferred  304.15-315    304.15-365  
        Nonforfeiture Law  806 KAR 15:070  
        Payment Discharges Insurer  304.14-260  
        Policy Constituting Entire Contract  304.15-070    304.15-210  
        Proceeds As Liability For Debt  304.14-330  
        Recommendations, Suitability  806 KAR 12:120  
        Reinstatement  304.15-240  
            Incontestability After  304.15-270  
            Limitation Of Liability After  304.15-270  
        Replacement  304.12-030    806 KAR 12:080  
        Reserves, Annuity And Endowment Contracts Other Than Group Annuity  304.6-155  
            Valuation  806 KAR 6:070  
        Reversionary Annuities  304.15-250  
        See, Also, Contracts, Generally, This Index
        Separate Accounts  304.15-390  
        Standard Provisions  304.15-180 et seq.  
            Grace Period  304.15-190  
        Structured Settlement Annuities, Life And Health Insurance Guaranty Association, Applicability,  304.42-030  
        Valuation Method  304.6-140    304.6-155  
    Application Of Subtitle  304.15-010  
    Armed Forces, Solicitation  806 KAR 12:180  
    Assets, Valuation  304.15-390  
    Attorney General, Proceedings Against  299.190  
    Beneficiary, Industrial Policy  304.15-150  
    Benefits. Proceeds, Generally, Post
    Blind Persons, Discrimination Prohibited  304.12-215  
    Cash Surrender Value  304.15-320    806 KAR 6:060  
        Individual Deferred Annuities  304.15-365  
        Notice To Insured  304.15-322  
        Policy Without
            `  304.15-312  
    Certificates Of Authority, Generally, This Index
    Claims, Unfair Settlement Practices  806 KAR 12:092  
    College Life Insurance  304.15-020    304.15-045  
    Combinations Of Insuring Powers  304.3-110  
    Combined Stock And Mutual Insurer, Formation  304.3-070  
        Separate Accounting  304.3-070  
    Commissioners Reserve Valuation Method  304.6-150  
    Contents, Law Of Other Jurisdiction, Required By  304.15-290  
        Prohibited Provisions  304.15-280  
    Contracts, See, Also, Group Life Insurance, Generally, This Index
        Application For  806 KAR 12:070  
        Cash Surrender Value  304.15-320  
            Notice To Insured  304.15-322  
            Without  304.15-312  
        Collateral, Premiums, Financing, Life Settlement Contracts,  304.15-702  
        Consent Of Insured  304.14-080  
        Entire Contract, Policy Constituting  304.15-070    304.15-210  
        Excluded Or Restricted Coverage Clauses  304.15-170  
        Exemption Of Proceeds  304.14-300  
        Forms, Filing  806 KAR 14:005  
        Future Sales, Life Settlement Contracts, Certifications,  304.15-702  
        Illustrations, Formats And Standards  806 KAR 12:140  
        Industrial, Beneficiary  304.15-150  
        Insurable Interest  304.14-050  
        Limitation Of Liability  304.15-260  
        Loan On  304.15-110  
        Married Woman, Rights Of  304.14-340  
        Nonparticipating  304.15-380  
        Paid Up, Notice  304.15-175    806 KAR 15:080E  
        Participating  304.15-380  
        Payment Discharges Insurer  304.14-260  
        Proceeds, Exempt From Execution  304.14-300  
        Prohibited Plans  304.15-400  
        Reinstatement  304.15-130  
        Replacement Life Insurance  304.12-030  
        Return By Policy Owner  304.15-050  
        Surrender Of Policy, Generally, Post
        Title To Be On  304.15-160  
        Universal Life Insurance Policies  806 KAR 15:060  
            Mandatory Provisions  806 KAR 15:060  
        Variable Annuity Contracts  806 KAR 15:010  
        Variable Life Insurance Contracts  806 KAR 15:030  
        Without Cash Surrender Value  304.15-312  
    Coverage, Excluded Or Restricted  304.15-170  
    Credit Life Insurance  304.19-010 et seq.  
    Default In Premium  304.15-310 et seq.  
    Deferred Annuities, Individual  304.15-315    304.15-365  
    Definitions  304.5-020, 304.5-030    304.14-330, 304.15-020, 304.15-030    806 KAR 6:070  
    Deposit Of Assets. Assets, This Index
    Disclosures  806 KAR 12:170  
        Universal Life Insurance Policies  806 KAR 15:060  
    Discrimination  304.12-080  
        Blindness As Basis Of, Prohibition  304.12-215  
    Dividends  304.15-100    304.15-230  
        Options  304.15-100  
        Payment  304.15-370  
        Reserves For  806 KAR 6:040  
        Wholesale Life Insurers  806 KAR 15:020  
    Domestic Life Insurance. Mutual Insurers, Domestic, Generally, This Index
    Employees, Contracts Upon Life Of  304.14-040  
    Excluded Coverage  304.15-170  
    Financing Agreement, College Life Insurance Policy,  304.15-045  
    Foreign Insurers, Guaranty Fund Deposit  304.3-320  
        Penalty For Nonpayment Of Tax,  136.990  
        Provisions Required By Law Of Other Jurisdiction,  304.15-290  
    Forfeiture. Nonforfeiture Law, Generally, Post
    Forms, Accelerated Death Benefits  806 KAR 12:160  
        Filing  806 KAR 14:005  
    Fraternal Benefit Society, Conversion To Mutual Life
        Company  304.29-151  
    Future Premium Determination  304.15-344  
    Grace Period  304.15-060  
        Annuities And Pure Endowment Contracts,  304.15-190  
    Group  304.16-010 et seq.  
    Guaranty Association  304.42-010 et seq.  
    Illustrations, Formats And Standards  806 KAR 12:140  
    Impaired Insurer, Detection And Prevention,  304.42-120  
    Incontestability  304.15-080    304.15-200  
        Reinstatement, After  304.15-270  
    Industrial Life Insurance, See, Also, Group Life Insurance, Generally, This Index
        Beneficiary  304.15-150  
        Construction  304.15-030  
        Definition  304.15-020  
        Grace Period  304.15-060  
        Nonforfeiture Law, Standard  304.15-300 et seq.  
        Prohibited Provisions  304.15-280  
    Insurable Interest  304.14-050  
        Lacking, Premiums, Payment In Exchange For Ownership In Death Benefits, Violations  304.14-085  
    Interest On  304.15-390  
    Interest-Indexed Universal Life Insurance Policy  806 KAR 15:060  
    Interstate Insurance Product Regulation Compact,  304.51-010  
    Investments  304.7-240    304.7-401 et seq.  
    Liability, Limitation Of  304.15-260  
        Reinstatement, After  304.15-270  
    Life Settlements, Generally, This Index
    Lloyds Plan Transaction Prohibited  304.3-110  
    Loan Obligation, As Security For, Interest Rates,  304.15-115  
    Loan On Policy  304.15-110  
    Married Woman, Rights  304.14-340  
    Military Personnel, Solicitation  806 KAR 12:180  
    Mutual Insurers, Domestic, Generally, This Index
    Nonforfeiture Law  304.15-300 et seq.    806 KAR 6:110  
        Adjusted Premiums  304.15-340    304.15-342  
        Annuities And Pure Endowment Contracts  806 KAR 15:070  
        Cash Surrender Value  304.15-320  
            Calculation  304.15-350    304.15-352  
            Notice To Insured  304.15-322  
        Exceptions  304.15-360  
        Individual Deferred Annuities  304.15-315    304.15-365  
        Paid Up Benefits  304.15-330    806 KAR 6:060  
            Calculation  304.15-350  
        Required Provisions  304.15-310  
        Universal Life Insurance Policies  806 KAR 15:060  
    Nonparticipating Policy  304.15-380  
    Notice, Paid-Up Policies  806 KAR 15:080E  
    Ordinary, Construction  304.15-030  
    Paid-Up Policies  304.15-175    806 KAR 15:080E  
    Participating Policy  304.15-380  
    Pension Agreement  304.15-390  
    Policies. Contracts, Generally, Ante
    Premiums, Adjusted  304.15-340    304.15-342  
        Default  304.15-310 et seq.  
        Fraud Of Creditors  304.14-300  
        Future Premium Determination  304.15-344  
        Life Settlement Contracts, Financing, Policies As Collateral,  304.15-702  
        Paid Up, Notice  304.15-175  
        Payment In Exchange For Ownership In Death Benefits,Insurable Interest, Lacking, Violations,  304.14-085  
        Payment Provision  304.15-050  
    Preneed Funeral Contract Or Prearrangement, Disclosure Of Use Of Funds For  304.12-240    806 KAR 12:131  
    Proceeds, Company Retaining  304.14-350  
        Exemption From Liability For Debt  304.14-300  
        Installment Payments  304.15-120  
        Miscellaneous, Disposition  304.15-370  
        Paid-Up Nonforfeiture Benefits  304.15-330  
            Calculation  304.15-350  
            Who Entitled  304.14-300  
    Profit Sharing Agreement  304.15-390  
    Prohibited Policy Plans  304.15-400  
    Prohibited Provisions  304.15-280  
    Provisions, Prohibited  304.15-280  
        Required By Law Of Other Jurisdiction  304.15-290  
        Standard  304.15-040 et seq.  
    Rates, Filing  806 KAR 14:005  
    Rebates  304.12-090    304.12-100  
    Reciprocal Insurer, Prohibition  304.3-110  
    Reinstatement  304.15-130    304.15-240  
        Incontestability, After  304.15-270  
    Reinsurance Agreements  806 KAR 3:160  
    Replacement Life Insurance  304.12-030    806 KAR 12:080  
    Reports, Viatical Settlement Agreements  806 KAR 15:050  
    Reserves, Aggregate  304.6-160  
        Annual Valuation  304.6-130 et seq.  
        Annuity And Endowment Contracts Other Than Group Annuity  304.6-155  
        Calculation  304.6-170    806 KAR 6:110    806 KAR 6:120  
            Submission Of Actuarial Opinion, Provisions,  304.6-171    806 KAR 6:100  
        Deficiency  304.6-180  
        Minimum  304.15-410  
        Valuation  304.6-150    806 KAR 6:070  
    Restricted Coverage  304.15-170  
    Retirement Plan Agreement  304.15-390  
    Reversionary Annuities  304.15-250  
    Scope Of Subtitle  304.15-010  
    See, Also, Life And Health Insurance Guaranty Association, Generally, This Index
    Separate  304.15-390  
    Separate Accounts  304.15-390  
        Variable Annuity Contracts  806 KAR 15:010  
        Variable Life Insurance Contracts  806 KAR 15:030  
    Service Of Process  304.11-020  
    Settlement Of Claims, Unfair Practices  806 KAR 12:092  
    Sex, Misstatement  304.15-090    304.15-220  
    Standard Nonforfeiture Law  304.15-300 et seq.  
        Individual Deferred Annuities  304.15-315    304.15-365  
    Standard Provisions  304.15-040 et seq.  
        Annuities And Pure Endowment Contracts,  304.15-180 et seq.  
        Grace Period  304.15-060    304.15-190  
        Incontestability  304.15-080    304.15-200  
        Installments, Table  304.15-120  
        Loan On Policy  304.15-110  
        Reversionary Annuities  304.15-250  
    Standard Valuation  304.6-120 et seq.    806 KAR 6:075  
        Aggregate Reserves  304.6-160  
        Annual  304.6-130 et seq.  
        Annuities And Pure Endowment Contracts  304.6-155  
        Deficiency Reserve  304.6-180  
        Group Contracts, Reserve Valuation Method,  304.6-140  
        Individual Contracts, Reserve Valuation Method,  304.6-140  
        Interest Rates  304.6-145  
        Minimum Standards  304.6-140  
        Mortality Tables  304.6-140  
        Reserves  304.6-150  
            Annual Valuation  304.6-130 et seq.  
            Calculation  304.6-170  
            Liabilities, Calculation  304.6-130    806 KAR 6:110    806 KAR 6:120  
        Universal Life Insurance Policies  806 KAR 15:060  
    Surrender Of Policy  304.15-350  
        Cash Value  304.15-320  
            Notice To Insured  304.15-322  
            Policy Without  304.15-312  
        Reinstatement  304.15-130    304.15-240  
        Value, Calculation  304.15-350    304.15-352  
    Taxation  136.330  
        Delinquency In Payment  136.980  
        Domestic Company  136.320  
        Elections, Irrevocable  136.335  
        Failure To File Return  136.985  
        Foreign Insurer, Penalty For Nonpayment  136.990  
        Return, Failure To File  136.985  
    Title On Policy  304.15-160  
    Twisting Prohibited  304.12-030  
    Unauthorized Insurers Law, Exemptions  304.11-020  
    Unfair Practices And Frauds, Military Personnel, Solicitation,  806 KAR 12:180  
    Universal Life Insurance Policies  806 KAR 15:060  
    Valuation. Standard Valuation, Generally, Ante
    Variable Annuities Contracts  304.15-390    806 KAR 15:010  
        Standard Nonforfeiture Law, Applicability,  304.15-315  
    Variable Annuity Contracts  806 KAR 15:010  
    Variable Life Insurance  806 KAR 15:030  
    Variable Life Insurance Contracts  806 KAR 15:030  
    Viatical Settlements. Life Settlements, Generally, This Index
    Wholesale Life Insurance, Dividends  806 KAR 15:020  
        Employer’S Contribution  806 KAR 15:020  
    Wholesale, Definition  304.15-020  
LIFE SETTLEMENTS
        Generally  304.15-700 et seq.  
        Restrictions  304.42-190    806 KAR 15:050  
    Administrative Regulations  304.15-720  
    Advertising  304.15-712  
    Applicability  304.15-725  
    Beneficiary, Time  304.15-715  
    Brokers, Advertising  304.15-712  
            Penalties, Civil Penalties  304.99-020  
        Annual Statements  304.15-719  
        Continuing Education  806 KAR 9:310  
        Criminal Complaints, Notice To, Insurance Director,  304.9-467  
        Definitions  304.15-020    806 KAR 9:310  
        Examination, Insurance Office, By  304.15-705  
        Fees  304.4-040    806 KAR 4:010  
        Financial Responsibility, Proof  304.15-700  
        Licenses  304.15-700    806 KAR 9:310  
            Applications  304.9-150  
            Business Entities, Designated Persons  304.9-133  
            Continuation, Expiration  304.9-260  
            Continuing Education  304.9-260    806 KAR 9:070  
            Denial, Suspension, Or Revocation  304.9-440  
            Examinations  304.15-700    806 KAR 9:070  
            Fees  806 KAR 4:010  
            Renewal,
        Renewal,
            Fees  304.9-260  
            Late Payment Penalty  304.99-100  
        Reporting Requirements  806 KAR 15:050  
        Violations  304.9-440  
    Cease And Desist Orders  304.15-708  
    Certifications, Policy, Future Sales  304.15-702  
    Conflict Of Interest, Unlawful Transactions  304.15-717  
    Consent, Viator  304.15-715  
    Consideration, Failure, Effect  304.15-715  
    Contracts, Collateral, Premiums, Financing  304.15-702  
        Future Sales, Certifications  304.15-702  
        Requirements  806 KAR 15:050  
    Definitions  304.15-020    806 KAR 9:310    806 KAR 9:320  
    Disclosure  304.15-710    806 KAR 15:050  
        Premiums, Financing, Policies As Collateral,  304.15-702  
    Discrimination, Prohibitions  806 KAR 15:050  
    Emergency Cease And Desist Orders  304.15-708  
    Escrow Agents, Powers And Duties  304.15-718  
    Execution Of Contracts  304.15-718  
    Fraudulent Viatical Settlement Acts  304.15-717  
    Health Status Contacts, Time  304.15-715  
    Injunctive Relief Against Violations  304.15-709  
    Insurance Office, Powers And Duties  304.15-720  
    Issuance, Limitations  304.15-716  
    Medical Information Of Viator  304.15-715  
    Misrepresentation, Unlawful Transactions  304.15-717  
    Notice  304.15-715  
        Life Settlement Agreements  806 KAR 15:050  
    Ownership, Time  304.15-715  
    Penalties For Violations  304.99-126  
    Premiums, Financing, Policies As Collateral  304.15-702  
    Provider, Advertising  304.15-712  
        Annual Statements  304.15-719  
        Antifraud Initiatives  304.15-717  
        Definitions  304.15-020  
        Examination, Insurance Office, By  304.15-705  
        Financial Responsibility, Proof  304.15-700  
        License  304.15-700    806 KAR 9:320  
            Fees  806 KAR 4:010  
            Suspension Or Revocation, Termination Of Business  304.99-126  
            Violations  304.9-440  
        Reports  806 KAR 15:050  
        Violations  304.9-440  
            Civil Penalties  304.99-020  
    Records  304.15-705    806 KAR 15:050  
    Reports, Annual  806 KAR 15:050  
    Required Disclosures  304.15-710    806 KAR 15:050  
    Rescission, Rights  304.15-715  
    Unlawful Transactions  304.15-717  
    Verification Of Coverage By Insurer  304.15-715  
    Violations  304.15-717  
        Licenses, Revocation Or Suspension  304.9-440  
        Penalties  304.99-126  
LIMITATION OF ACTIONS
    Blanket Health Policy  304.18-070  
    Company, Rehabilitation  304.33-170  
    Equity Securities, Insider Trading, Action To Recover Profit  304.26-040  
    Health Policy  304.17-060    304.17-150    304.18-070  
        Overpayments, Actions For Reimbursement,  304.14-375  
    Infants, Generally, This Index
    Life Policy, On  304.15-260  
    Liquidation Of Company  304.33-270  
    Malpractice  304.40-310  
    Policy, On  304.14-370  
LIMITED HEALTH SERVICE BENEFIT PLANS
        See, Also, Health And Hospitalization Insurance, Generally, This Index
            Health Benefit Plans, Generally, This Index
            Insurance Companies, Generally, This Index
    Agreements, Provisions And Filing Of  806 KAR 17:440  
    Availability Of Information  806 KAR 17:440  
    Chiropractors, Copayments, Limitations  304.17C-110  
    Definitions  304.17C-010  
    Dental Only Plans, Claims, Payment  304.17C-090    806 KAR 17:310    806 KAR 17:360  
    Discrimination  304.17C-020  
    Filing, Agreements  806 KAR 17:440  
        Risk Sharing Arrangements And Subcontracts
    Optometrists, Copayments, Limitations  304.17C-110  
        Coverage Of Services Performed By, Standard Of Payment,  304.17C-100  
    Participating Providers, Application  304.17C-050  
        Availability And Location  304.17C-040  
        Contracts, Contents And Filing  304.17C-060  
        Disclosure, Medical Condition Or Treatment Options, Withholding Prohibited  304.17C-070  
        Hold Harmless Clauses, Provider Agreements,  304.17C-060  
        Provider Agreements, Contents And Filing,  304.17C-060  
        Reevaluation Process  304.17C-080  
        Removal  304.17C-050  
        Risk Sharing Arrangements, Filing  304.17C-060  
        Selection Process  304.17C-080  
        Standards  304.17C-050  
        Subcontract Agreements, Filing  304.17C-060  
        Withdrawal  304.17C-050  
    Provider Agreements  806 KAR 17:440  
    Provider Networks, Location  304.17C-040  
    Risk Sharing Arrangements And Subcontracts, Filing Of,  806 KAR 17:440  
    Subcontracts, Filing Of Risk Sharing Arrangements And Subcontracts  806 KAR 17:440  
    Terms And Conditions, Disclosure Standards,  304.17C-030  
    Utilization Review  304.17A-605  
LIMITED HEALTH SERVICE ORGANIZATIONS
            Health Maintenance Organizations, Generally, This Index
            See, Also, Health And Hospitalization Insurance, Generally, This Index
        Generally  304.38A-010 et seq.  
    Application Of Laws  304.38A-070  
    Certificate Of Authority  304.38A-020 et seq.  
        Application  304.38A-030  
        Conversion From Single Service Health Maintenance Organizations  304.38A-110  
        Designation  304.38A-040  
        Eligibility, Maintaining  304.38A-050  
        Issuance  304.38A-040  
        Revocation Or Suspension  304.38A-090  
        Services Provided, Addition  304.38A-060  
    Conversion From Single Service Health Maintenance Organizations  304.38A-110  
    Definitions  304.38A-010  
    Deposit Of Cash Or Securities With Commissioner, Converted Single Service Hmo  304.38A-110  
    Deposit Of Cash Or Securities, Insurance Office, With,  304.38A-080  
    Financial Assets, Criteria  304.38A-080  
        Converted Single Service Hmo  304.38A-110  
    Liquidation, Claims, Order Of Payment  304.33-430  
    Risk Based Capital Requirements  304.38A-080  
        Converted Single Service Hmo  304.38A-110  
    Risk, Transfer To Providers  304.38A-100  
    Services Provided, Addition  304.38A-060  
        Designation  304.38A-040  
    Transfer Of Risk To Providers  304.38A-100  
LIMITED LIABILITY COMPANIES
    Health Maintenance Organizations, Capital Stock And Surplus Requirements  304.38-070  
        Certificates Of Authority  304.38-040  
    Membership, Insurance Companies, Acquisition Of Interests,  304.7-413    304.7-465  
        Personal Property Or Equity Interests  304.7-411    304.7-463  
    Sponsored Captive Insurers, Eligibility To Participate,  304.49-210  
LIMITED PARTNERSHIPS
    General Partners, Insurance Companies Investing As, Prohibited  304.7-363  
LIQUIDATION OR REHABILITATION
        Generally  304.33-010 et seq.  
    Action By And Against Rehabilitator  304.33-170  
    Actions, Insurance Office, By  304.33-040  
    Administration Costs, Distribution Of Claims,  304.33-430  
    Agent, Duties  304.33-260  
    Alien Insurer  304.33-200  
    Ancillary Proceeding  304.33-540    304.33-550  
    Application For Termination  304.33-470  
    Application To Proceedings Commenced Prior To July 13, 1990  304.33-105  
    Assessments  304.33-340  
    Assets, Distribution  304.33-450  
        Liquidation  304.33-280  
        List  304.33-280  
    Attachment Action  304.33-580  
    Bond, Director And Deputies  304.33-080  
    Claims, Contingent On Judgment  304.33-380  
        Cumulation  304.33-430  
        Deduction  304.33-430  
        Disputed  304.33-400  
        Distribution Order  304.33-430  
        Filing  304.33-250    304.33-360  
        Immature  304.33-380  
        Insured, Of  304.33-390  
        Insurers In Reciprocal States  304.33-570  
        Interest On  304.33-430  
        Interstate Priorities  304.33-590  
        Judgment  304.33-430  
            Conclusiveness  304.33-370  
        Late Filing  304.33-360  
        Losses, For  304.33-430  
        Multiple  304.33-390  
        Nonresident, By  304.33-560  
        Policy Limits  304.33-440  
        Preferred Ownership  304.33-430  
        Priorities, Interstate  304.33-590  
        Proof  304.33-370  
        Proprietary  304.33-430  
        Recommended  304.33-440  
        Rejection, Notice Of  304.33-400  
        Residents Against Insurers In Reciprocal States,  304.33-570  
        Residual Classification  304.33-430  
        Secured Creditor  304.33-420  
        Special  304.33-380  
        Subordinated  304.33-430    304.33-600  
        Surety, Of  304.33-410  
        Terminated Policy, Under  304.33-380  
        Third Party  304.33-390  
        Time To File  304.33-360    304.33-560    304.33-570  
        Void Or Voidable Rights, Holders Of  304.33-320  
    Conservation Of Property Of Foreign Or Alien Insurer,  304.33-510  
    Construction Of Laws  304.33-010  
    Costs Of Litigation  304.33-060  
    Counterclaim  304.33-330  
    Creditor, Action By  304.33-040  
        Notice To  304.33-250  
        Payment To  304.33-450  
    Definitions  304.33-030  
        Preference  304.33-310  
    Delinquency Proceedings, Activities Prohibited Until Repayment  304.33-075  
        Commencement Prior To July 13, 1990, Application Of Current Law  304.33-105  
        Continuation  304.33-100  
        Liability Of, Insurance Director  304.33-115  
    Discharge, Application For  304.33-470  
    Dissolution Of Insurer  304.33-220  
        Distribution, Interstate Priorities  304.33-590  
        Order Of  304.33-430    304.33-431  
    Emergency Order  304.33-110  
    Employes, Cooperation  304.33-070  
    Execution, Levy Of  304.33-580  
    Executive Director, Emergency Order  304.33-110  
        Special Deputy  304.33-160  
    Expense Of Litigation  304.33-060  
    Federal Receivership  304.33-230  
    Foreign Domiciliary Receiver  304.33-530  
    Foreign Insurers’ Property
        Liquidation  304.33-520  
    Foreign Insurers’ Property, Conservation  304.33-510  
    Fraudulent Transfers  304.33-160    304.33-290    304.33-300  
    Funds, Unclaimed And Withheld  304.33-460  
    Garnishment Proceeding  304.33-580  
    Grounds For, Liquidation  304.33-190  
        Rehabilitation  304.33-140  
    Hearing  304.33-110  
        Liquidation, On  304.33-310  
        Request For  304.33-400  
        Summary Proceeding  304.33-130  
    Information Confidential  304.33-130  
    Injunction  304.33-050    304.33-110  
    Insolvency Declaration  304.33-200  
    Insurance Office, Action By  304.33-040  
    Insurer, Activities Prohibited Until Repayment  304.33-075  
        Covered  304.33-020  
        Reciprocal States, Claims Against  304.33-570  
    Interstate Priorities  304.33-590  
    Judgment, Effect  304.33-370  
    Jurisdiction  304.33-040  
    Levy, Assessment  304.33-340  
        Execution, Of  304.33-580  
    Liability Of, Insurance Director  304.33-115  
    Liability, Reinsurer  304.33-350  
    Lien, Voidable  304.33-310  
    Life And Health Insurance Guaranty Association, Powers And Duties As To  304.42-140  
    Limitation Of Action, Liquidation  304.33-270  
        Rehabilitation  304.33-170  
    Liquidation, Grounds For  304.33-190  
        Notice  304.33-250  
        Orders  304.33-200  
        Proceeding  304.33-240  
        Reopening  304.33-480  
        Termination  304.33-470  
    Liquidator, Action By Or Against  304.33-270  
        Application For Discharge  304.33-470  
        Powers  304.33-240  
        Recommendations To The Court  304.33-390    304.33-440  
        Reports  304.33-340  
    Multiple Claims  304.33-390  
    Nonresident, Claim By  304.33-560  
    Notice, Hearing  304.33-400  
        Liquidation  304.33-250  
        Order To Show Cause  304.33-340  
        Policyholder, To  304.33-260  
        Rejection Of Claim  304.33-400  
    Officers, Cooperation  304.33-070  
    Order, Distribution, Of  304.33-430    304.33-431  
        Emergency  304.33-110  
        Liquidation  304.33-200  
        Rehabilitation  304.33-150  
        Seizure, Insurance Director, For  304.33-120  
        Show Cause  304.33-340  
    Persons Covered  304.33-020  
    Policy, Continued Coverage  304.33-210  
    Policyholder, Notice To  304.33-260  
    Preference, Voidable  304.33-310  
    Priorities, Interstate  304.33-590  
    Purpose Of Laws  304.33-010  
    Receiver, Ancillary  304.33-540  
        Appointment For Life Or Casualty Insurance Company,  299.190  
        Books, Audit  304.33-500  
        Federal  304.33-230  
        Foreign Domiciliary, In Other States  304.33-530  
        Holding Company  304.37-070  
    Recommendations To Court By Liquidator  304.33-390    304.33-440  
    Records, Disposition After Termination  304.33-490  
    Rehabilitation, Grounds For  304.33-140  
        Orders  304.33-150  
        Standards For Insurer In Hazardous Financial Condition,  806 KAR 3:150  
        Transformation To Liquidation  304.33-180  
    Rehabilitator, Action By Or Against  304.33-170  
        Appointment  304.33-150  
        Order For Termination  304.33-180  
        Powers And Duties  304.33-160  
        Report To Committee  304.33-165  
    Reinsurance, Fraud  304.33-290  
    Reinsurer, Liability  304.33-350  
    Reopening Liquidation  304.33-480  
    Reorganization Plan  304.33-160  
    Reports, Liquidator, Of  304.33-240    304.33-340  
    Residents, Claims Against Insurers In Reciprocal States,  304.33-570  
    Residual Classification Of Claims  304.33-430  
    Secured Creditor, Claim  304.33-420  
    Seizure Order  304.33-120  
    Service Of Process  304.33-040  
    Setoff  304.33-330  
    Summary Proceeding  304.33-130    304.33-550  
    Surety, Claim Of  304.33-410  
        Liability, Discharge  304.33-310  
    Termination Of Liquidation Proceedings  304.33-470  
        Disposition Of Records After  304.33-490  
    Termination Of Rehabilitation  304.33-180  
    Third Party Claims  304.33-390  
    Time To File Claims  304.33-360  
    Title Of Law  304.33-010  
    Transfer, Voidable  304.33-310  
    Unclaimed And Withheld Funds  304.33-460  
    Unearned Premiums  304.33-430  
    Unpaid Premiums, Obligation  304.33-215  
    Venue  304.33-040  
    Voidable Transfer  304.33-310  
    Wages  304.33-430  
LLOYDS PLAN INSURERS
        Generally  304.28-010 et seq.  
    Action On Policy  304.28-070  
    Admission Of Additional Underwriters  304.28-050  
    Agent For Service Of Process, Secretary Of State As,  304.3-230  
    Application For License  304.28-030  
    Attorney, Definitions  304.28-020  
        Office  304.28-020  
    Authorization Of Underwriters  304.28-040  
    Capital Funds Required  304.3-120  
    Certificate Of Authority  304.28-040  
    Definitions  304.3-040  
    Deposit Required  304.3-140    806 KAR 3:060  
    Examination By Insurance Office, Generally, This Index
    Examination Of Affairs Prior To Certification,  304.28-040  
    Foreign  304.28-080  
        Capital Funds Required  304.3-120  
    Liabilities, Reserve  304.28-060  
    Liability Of Substitutes, Etc.  304.28-050  
    Life Insurance Transaction, Prohibition  304.3-110  
    Policy, Action On  304.28-070  
    Reserve Liabilities  304.28-060  
    Service Of Process  304.3-230  
    Substituted Underwriters, Liability  304.28-050  
    Taxation,  136.350  
    Underwriters, Additional, Liability  304.28-050  
        Application, Requirements  304.28-030  
        Authorization  304.28-040  
        Certificate Of Authority  304.28-040  
        Definition  304.28-010  
        Nonresident  304.28-080  
        Substituted, Liability  304.28-050  
LOANS
    Appraisal Required  304.6-190  
    Appraiser, Qualifications  304.6-190  
    Approval  806 KAR 7:030  
    Captive Insurers, Limitations  304.49-100  
    Coercion In Requiring  304.12-140  
        Penalties  304.99-110  
    Credit Insurance  304.19-010 et seq.  
    Early Warning Analyst, Report Of Past Due And Foreclosed Loans  304.3-330  
    Fee For Handling  304.12-160  
    Free Choice Of Agent Or Insurer  304.12-150  
    Insurance Companies, Investments, Insurance Policies, Secured By  304.7-421  
    Life Insurance Policy, On  304.15-110  
    Mortgage Insurer Investments, Guaranty Insurance, Limit  304.23-030  
    Mortgage Loan, Appraisal Required  304.6-190  
    Relatives, To, Prohibition  806 KAR 7:010  
LOCAL GOVERNMENTS
    Cities, Generally, This Index
    Consolidated Local Governments, Generally, This Index
    Counties, Generally, This Index
    Urban County Government, Generally, This Index
LONG TERM CARE FACILITIES
    Insurance Coverage For Services  304.32-290    304.38-220  
    See, Also, Health Facilities And Services, This Index
LONG TERM CARE INSURANCE
    Acceleration Of Death Benefit, Monthly Report,  304.14-615  
    Administrative Regulations  304.14-630    304.14-635  
    Adult Day Care Facilities, Coverage For Services,  304.14-617  
    Advertising  806 KAR 17:081  
    Agents, Violations  806 KAR 17:081  
    Applicability Of Laws  304.14-605  
    Applications  806 KAR 17:081  
    Assisted Living Communities, Coverage For Services,  304.14-617  
    Benefits, Triggers  806 KAR 17:081  
    Cancellation, Refund Of Premium  304.14-622  
    Community Care Benefits  806 KAR 17:081  
    Coverage, Outline  806 KAR 17:081  
        Reduction  806 KAR 17:081  
    Definitions  304.14-600  
        Long Term Care Partnership Insurance Program,  304.14-640  
    Disclosure Requirements  806 KAR 17:081  
    Disclosure Standards  304.14-615  
    Eligibility  304.14-615  
    Fraternal Benefit Societies Issuing  304.29-600  
    Group Policies  304.14-610    304.14-615  
        Foreign States, Filing  806 KAR 17:081  
    Home Health Benefits  806 KAR 17:081  
    Incidental Benefits, Administrative Regulations,  304.14-635  
    Inflation Protection  806 KAR 17:081  
    Insurance Commissioner, Discretionary Powers  806 KAR 17:081  
    Interstate Insurance Product Regulation Compact,  304.51-010  
    Lapse, Unintentional  806 KAR 17:081  
    Long Term Care Partnership Insurance Program,  304.14-642  
              304.14-644  
              304.14-640 et seq.  
        Administrative Regulations  304.14-642  
        Coverage  304.14-642  
        Definitions  304.14-640  
        Insurance Agents  304.14-642  
            Disclosures  304.14-644  
        Notice  304.14-644  
        Records And Reports  304.14-642  
    Loss Ratio  806 KAR 17:081  
    Loss Ratio Standards  304.14-615  
    Marketing Standards  806 KAR 17:081  
    Minimum Standards  806 KAR 17:081  
    New Services Or Providers, Availability, Notice  806 KAR 17:081  
    Nonforfeiture Benefits  806 KAR 17:081  
    Notice  806 KAR 17:081  
    Outline Of Coverage  304.14-615    806 KAR 17:081  
    Policies, Definitions  806 KAR 17:081  
        Provisions  806 KAR 17:081  
    Postclaims Underwriting, Prohibitions  806 KAR 17:081  
    Preexisting Conditions  304.14-615  
    Premium Rates, Administrative Regulations  304.14-630  
    Premiums, Increases  806 KAR 17:081  
        Reduction  806 KAR 17:081  
    Purpose Of Laws  304.14-605  
    Rates And Rating  806 KAR 17:081  
    Refund Of Premium, Policy Cancellation  304.14-622  
    Replacement Coverage  806 KAR 17:081  
    Reporting Requirements  806 KAR 17:081  
    Reserves  806 KAR 17:081  
    Return Rights  304.14-615  
    Rules And Regulations  304.14-620  
    Shoppers Guide, Applicants Provided With  806 KAR 17:081  
    Suitability Standards  806 KAR 17:081  
    Summary Of Policy  304.14-615  
    Title Of Act  304.14-625  
    Violations  806 KAR 17:081  
MALPRACTICE
    Legal, Insurance. Malpractice Insurance, Legal, Generally,
    Medical. Malpractice, Medical, Generally, This Index
    This Index
MALPRACTICE INSURANCE, LEGAL
        Generally  304.41-010 et seq.  
    Appeal  304.41-100  
    Application For Coverage  304.41-070  
    Cancellation Of Policies  304.41-050  
    Contributions By Members  304.41-050  
    Definitions  304.41-020  
    Joint Underwriting Association  304.41-010 et seq.  
        Annual Statement  304.41-110  
        Board Of Directors  304.41-090  
        Definitions  304.41-020  
        Examination, Annual  304.41-120  
        Exempted From Insurance Code  304.1-120  
        Insurance Code, Excepted From  304.1-120  
        Liability, Exemption  304.41-130  
        Members, Appeal  304.41-100  
            Participation  304.41-080  
    Legislative Policy  304.41-010  
    Plan Of Operation  304.41-040  
    Policy  304.41-050  
        Application  304.41-070  
    Powers  304.41-030  
    Report, Annual  304.41-110  
    Stabilization Reserve Fund  304.41-060  
        Board Membership, Effect  304.41-140  
    Termination Of Operations  304.41-030  
MALPRACTICE, MEDICAL
        Generally  304.40-010 et seq.  
    Advance Payment By Defendant  304.40-280  
    Appeal, Association, From  304.40-100  
    Availability, Charitable Health Care Provider Registrations,  806 KAR 40:020  
    Casualty Insurance, Definition  304.5-070  
    Claim, Adjudicated, Report  304.40-310  
        Settled, Report  304.40-310  
    Consent, Informed  304.40-320  
    Damages, Apportionment  304.40-290  
    Defendant, Advance Payment  304.40-280  
    Definitions  304.40-260  
    Guaranty, Warranty, Etc., Breach  304.40-300  
    Informed Consent  304.40-320  
    Instructions To Jury, Multiple Defendants  304.40-290  
    Insurance Director, Report Of Settlement  304.40-310  
    Insurance, Application For  304.40-070  
        Availability  304.40-075  
        Cancellation  304.40-050  
        Charges  304.40-060  
        Coverage, Application For  304.40-070  
        Definition  304.5-070  
        Independent Market  304.40-030  
        Limit  304.40-300  
        Policy By Joint Underwriters  304.40-050  
        Rate  304.40-050  
        Rating Plan  304.40-050  
    Joint Underwriting Association  304.40-010 et seq.  
        Annual Examination  304.40-120  
        Annual Statement  304.40-110  
        Appeal From  304.40-100  
        Approval Of Plan  304.40-040  
        Board Of Directors  304.40-090  
        Categories  304.40-030  
        Definitions  304.40-020  
        Liability, Exemption Of Member  304.40-130  
        Member Contributions  304.40-050  
        Member, Outside Employment  304.40-140  
        Participation, Determination  304.40-080  
        Plan Of Operation  304.40-040  
        Powers  304.40-030  
        Reserve Fund  304.40-060  
        Stabilization Reserve Fund  304.40-060  
    Judgment, Reduction By Advance Payment  304.40-280  
    Jury Instructions, Multiple Defendants  304.40-290  
    Legislative Intent  304.40-250  
    Limitation Of Action  304.40-310  
    Multiple Defendants  304.40-290  
    Patients Compensation Fund  304.40-250  
    Premiums, Registration  304.40-075  
        Charitable Health Care Provider Registrations  806 KAR 40:020  
    Review Of Premiums By Insurance Department, Charitable Health Care Provider Registrations  806 KAR 40:020  
    Review Of Premiums, Insurance Office, By  304.40-075  
    Stabilization Reserve Fund  304.40-060  
        Member, Exempt From Liability  304.40-140  
    Written Guaranty, Contract, Etc.  304.40-300  
MANAGED CARE PLANS
    Health Benefit Plans, This Index
MANAGEMENT CONTINUITY DURING EMERGENCY
    Insurance Companies, This Index
MARINE AND TRANSPORTATION INSURANCE
    Agents, Limited License  304.9-230  
    Contract Exceptions  304.14-010  
    Definitions  304.5-080    806 KAR 5:040  
    Unearned Premium Reserve  304.6-060  
MARKETING
    Medicare Supplemental Insurance, Marketing And Sales Practices  806 KAR 17:400  
MEDICAID
    Inclusion As First Payor In Contract Prohibited  806 KAR 17:050  
    Insurance Companies, Submission Of Information On Coverage And Claims Paid, Refusal To Provide  304.12-255  
    Insurance Contract Limiting Claim Payment  304.3-280  
    Long Term Care Partnership Insurance Program. Long Term Care Insurance, This Index
MEDICAL CLAIMS
    Malpractice, Medical, Generally, This Index
    Workers Compensation, Generally, This Index
MEDICAL DOCTORS
    Physicians, Generally, This Index
MEDICAL INSURANCE
    Health And Hospitalization Insurance, Generally, This Index
MEDICAL MALPRACTICE
    Malpractice, Medical, Generally, This Index
MEDICAL SERVICES
    Health Facilities And Services, Generally, This Index
MEDICAL SURGICAL SERVICE CORPORATIONS
        See, Also, Health Service Corporations, Generally, This Index
    Generally  304.32-010 et seq.  
MEDICARE ADVANTAGE PLAN
    Generally  806 KAR 17:400  
MEDICARE SELECT POLICY
    Generally  806 KAR 17:390    806 KAR 17:400  
MEDICARE SUPPLEMENTAL INSURANCE
        Generally  304.14-500 et seq.    806 KAR 17:390  
    Advertising  806 KAR 17:400  
    Application Forms  806 KAR 17:400  
    Benefits  806 KAR 17:390  
    Cancellation, Refund Of Premium  304.14-545  
    Claim Denial Restrictions  304.14-520  
    Claims Payment Practices  806 KAR 17:410  
    Definitions  304.14-500    806 KAR 17:390  
    Disclosure Requirements  806 KAR 17:390  
    Guaranteed Issue For Eligible Persons, Marketing And Sales Practices  806 KAR 17:400  
    Ineligible For Medicare Because Of Age  304.17-311    304.18-034    304.32-275, 304.38-205  
    Loss Ratios, Standards  304.14-530    806 KAR 17:420  
    Marketing And Sales Practices  806 KAR 17:400  
    Medicare Advantage Plan  806 KAR 17:400  
    Medicare Select Policy  806 KAR 17:390    806 KAR 17:400  
    Minimum Standards  806 KAR 17:390  
    Notice  806 KAR 17:390  
        Marketing And Sales Practices  806 KAR 17:400  
        Policy Return And Premium Refund Rights  304.14-550  
    Open Enrollment  806 KAR 17:400  
    Outline Of Coverage  304.14-540    806 KAR 17:390  
    Policies, Benefits And Disclosures  806 KAR 17:390  
        Claims Payment Practices  806 KAR 17:410  
        Delivery  806 KAR 17:400  
        Filing And Approval Of Policies  806 KAR 17:400  
        Marketing And Sales Practices  806 KAR 17:400  
        Rates, Premiums, And Loss Ratios  806 KAR 17:420  
        Reporting Requirements  806 KAR 17:430  
        Return Rights, Notice  304.14-550  
        Standards  304.14-510    806 KAR 17:390  
    Pooling Of Claims Experience Required  304.38-194  
    Premium Refund  806 KAR 17:420  
        Policy Cancellation  304.14-545  
        Rights, Notice  304.14-550  
    Rates, Filing  806 KAR 17:070    806 KAR 17:400    806 KAR 17:420  
    Replacement  806 KAR 17:400  
    Reporting Requirements  806 KAR 17:430  
    Sales And Marketing Practices  806 KAR 17:400  
    Standards  304.14-510    806 KAR 17:390  
        Loss Ratios  304.14-530    806 KAR 17:420  
MEDICINE, PRACTICE OF
    Physicians, Generally, This Index
MENTALLY ILL OR RETARDED
    Health Benefit Plans Treating  304.17A-660 et seq.  
    Health Insurance Coverage, Mental Health  304.17-318    304.18-036  
        Health Maintenance Organization  304.38-193  
        Health Service Corporations  304.32-165  
METABOLIC DISORDERS
    Therapeutic Nutrition, Health Benefit Plans, Coverage,  304.17A-258  
MILITARY SERVICE
    Automobile Insurance, Premium Reduction For Drivers Completing Defensive Driving Course  304.13-063  
    Insurance Companies, Deceptive Practices, Protection,  304.12-257  
    Life Insurance And Annuities, Solicitation  806 KAR 12:180  
MINE SUBSIDENCE INSURANCE
    Administration By Reinsurance Association  304.35-030  
    Administrator, Fund, Establishment And Management  304.44-120  
        Powers And Duties  304.44-100  
        Subrogation Rights  304.44-110  
    Ceding Commission  304.44-070  
    Commission, Ceding, Retained By Insurer  304.44-070  
    Counties Exempt From Regulations  304.44-060  
    Definitions  304.44-010  
    Delay Of Implementation Of Regulations  304.44-130  
    Exemptions From Regulations, Counties  304.44-060  
    Fraud, Recovery Of Payments  304.44-100  
    Fund, Establishment  304.44-020  
        Investments  304.44-115  
        Management By Administrator  304.44-120  
        Reimbursement Of Insurer From  304.44-050  
    Implementation Of Provisions Delayed  304.44-130  
    Investments  304.44-115  
    Payment Of Loss  304.44-050    304.44-080  
    Premium, Ceding Commission, Retention From  304.44-070  
        Collection Report  304.44-090  
        Separate For Subsidence Insurance  304.44-030  
    Refusal To Provide Coverage  304.44-040  
    Reinsurance Agreement  304.44-050  
    Reports To Administrator, Loss Report  304.44-080  
        Losses Paid  304.44-090  
        Premiums Collected  304.44-090  
        Subrogation Losses  304.44-110  
    Separate Premium For  304.44-030  
    Subrogation  304.44-110  
MINORITY GROUP RIGHTS
    Discrimination, Generally, This Index
MINORS
    Health Benefits Plans, Coverage  304.17A-140  
        Autism  304.17A-143    806 KAR 17:460  
        Gestational Diabetes  304.17A-148  
    Health Insurance Coverage, Newly Born Child,  304.17-042    304.18-032    304.32-153  
        Nursery Care, Optional  304.17-185    304.18-033    304.32-154, 304.38-198  
    Infants, Generally, This Index
    Insurance, Benefit On Life Of  304.29-161  
        Power To Contract  304.14-070  
    Kentucky Childrens Health Insurance Program,  304.17A-340  
    Newborns, Generally, This Index
MISREPRESENTATION
        See, Also, Fraud, Generally, This Index
    Fraternal Benefit Society, By  304.99-130  
    Insurance Contract, Effect  304.9-440  
    Life Settlement Contracts, Unlawful Transactions,  304.15-717  
    Motor Vehicle Insurance, Cancellation Or Nonrenewal,  304.20-040  
MONOPOLIES
    Insurance Companies, Prohibited  304.13-131  
MOPEDS
    Definitions  304.39-020  
MORTALITY TABLES
    Credit Life And Health Insurance, Valuation  806 KAR 6:010  
    Merged Gender  806 KAR 12:110  
    Smokers And Nonsmokers  806 KAR 6:060  
MORTGAGE GUARANTY INSURANCE
            Insurance Companies, Generally, This Index
            Insurance, Generally, This Index
            See, Also, Contracts, Generally, This Index
        Generally  304.23-010 et seq.  
    Advertising Restrictions  304.23-040  
    Agents, Generally, This Index
    Coercion In Requiring  304.12-140  
        Penalties  304.99-110  
    Contingency Reserve  304.6-090  
    Coverage Limitations  304.23-030  
    Definitions  304.5-100  
    Eligibility Of Insurer  304.23-020  
        Fees For Handling, Prohibition  304.12-160  
        Free Choice Of Agent Or Insurer, Notice Of  304.12-150  
    Insured Loan, Advertising  304.23-040  
    Insurer, Qualifications  304.23-020  
    Investments  304.7-451 et seq.  
    Liability, Outstanding, Limit On Amount  304.23-030  
    Loan Limitations  304.23-030  
    Loss Reserve  304.6-110  
    Reserves, Contingency  304.6-090  
        Loss  304.6-110  
    Scope, Contract Provisions  304.23-010  
    Stock Insurer Only  304.3-110  
MORTGAGES
    Guaranty Insurance. Mortgage Guaranty Insurance, Generally, This Index
    Insurance Companies, Investments  304.7-413  
MOTOR CYCLES
    Motorcycles, Generally, This Index
MOTOR VEHICLE INSURANCE
            See, Also, No-Fault Insurance, Generally, This Index
        Generally  304.20-010 et seq.  
    Accident Prevention Course For Aged Persons, Premium Reduction  304.13-063  
    Arbitration Provision  304.20-050  
    Cancellation Or Nonrenewal  304.20-040  
        Credit History  304.20-040  
            Prohibited  304.20-042  
        Notice By Insurer To Vehicle Regulation Department,  304.39-085  
        State Employees  304.20-043  
    Check Endorsement Not To Act As A Release From Further Liability  304.20-070  
    Complaint, Premium Increase  304.20-045  
    Defensive Driving Course For Military Personnel, Premium Reduction  304.13-063  
    Definitions  304.20-040  
    Discrimination Against Individual With Disability Prohibited,  304.20-040  
    Emblem Or Sticker Evidencing Coverage To Be Affixed To  304.39-085  
    Failure To Maintain Coverage  304.39-080    304.99-060  
        Penalties For Violations  304.99-151  
    Fraud, Cancellation Or Nonrenewal  304.20-040  
    Hearing On Cancellation Or Nonrenewal  304.20-040  
    Individual With Disability, Discrimination Prohibited,  304.20-040  
    Insurance Agents, Limited Licenses  304.9-230  
    Kentucky Automobile Insurance Plan, Residual Market Mechanism  304.13-151  
    Liability Self Insurance Groups  304.48-210  
    Loaner Vehicles, Negligence Coverage  304.20-065  
    Misrepresentation, Cancellation Or Nonrenewal,  304.20-040  
    No-Fault Insurance, Generally, This Index
    Personal Injury Claim, Check Endorsement Not To Act As Release From Further Liability  304.20-070  
    Policy  304.20-040  
        Uninsured Status, Refusal To Reissue Because Of Prohibited,  304.20-041  
    Premiums  304.2-400 et seq.  
        Aged Drivers Completing Accident Prevention Course, Reduction  304.13-063  
        Antitheft Devices, Vehicles Equipped With, Reduction,  304.20-400 et seq.  
        Increase  304.20-045  
        Military Personnel Completing Defensive Driving Course, Reduction  304.13-063  
    Replacement Vehicle Coverage  304.20-065  
    Retroactive Annulment Of Policy Prohibited,  304.20-030  
    Safety Equipment Coverage  304.20-060  
    Unfair Trade Practices, Rental Vehicle Reimbursement Coverage  304.12-270  
    Uninsured Vehicle Coverage  304.20-020  
    Vehicle Identification Numbers, Reports  304.39-087  
MOTOR VEHICLE MANUFACTURE AND SALE
    Dealers, Disclosure Of Damages  186A.540  
        Rebuilt Vehicles, Disclosure  186A.530  
    Disclosure, Damages,  186A.540  
    Owners, Rebuilt Vehicles, Disclosure  186A.530  
    Rebuilt Vehicles
        Previously Declared Unrebuildable Vehicles  186A.530  
    Rebuilt Vehicles, Disclosure  186A.530  
MOTOR VEHICLE REGISTRATION AND TITLING
    Application, Notice, Brand, Previously Affixed,  186A.525  
    Certificates Of Title, Brand, Previously Affixed  186A.525  
        Classic Motor Vehicle Projects  186A.535  
        Hail Damage, Designation  186A.555  
        New, Rebuilt Vehicles  186A.530  
        Previously Damaged Vehicles, Designation On Title,  186A.500  
        Previously Declared Unrebuildable Vehicles  186A.530  
        Rebuilt Vehicles, Designation On Title  186A.500  
        Salvage Titles  186A.520  
            Brand Affixed To  186A.525  
            Compliance With Federal Law  186A.550  
            Insurance Companies, Claim Settlements,  186A.530  
            Out Of State Junk Vehicles,  186A.530  
    Classic Motor Vehicle Projects,  186A.535  
    Definitions, Rebuilt Or Previously Damaged Vehicles,  186A.510  
    Hail Damage, Designation,  186A.555  
    Notice, Brand, Previously Affixed,  186A.525  
    Rebuilt Vehicles, New Certificate Of Title  186A.530  
        Previously Declared Unrebuildable Vehicles  186A.530  
    Salvage Titles  186A.520  
        Brand Affixed To  186A.525  
    Water Damaged Vehicles, Foreign Jurisdictions,  186A.530  
MOTOR VEHICLE REPARATIONS
        See, Also, No-Fault Insurance, Generally, This Index
    Generally  304.39-010 et seq.  
MOTOR VEHICLES
    Accidents, Defensive Driving Instruction, Insurance Premium Reduction  304.13-063  
        Insurance. No-Fault Insurance, Generally, This Index
        Personal Injury Claim, Check Endorsement Not To Act As Release From Further Liability  304.20-070  
        Prevention Training For Aged Drivers, Insurance Premium Reduction  304.13-063  
        Safety Equipment Coverage By Insurance  304.20-060  
    Antitheft Devices, Insurance Premium Discount,  304.2-400 et seq.    304.13-065    806 KAR 13:100  
    Casualty Insurance  304.20-010 et seq.  
        No-Fault Insurance  304.39-010 et seq.  
    Certificates Of Title. Motor Vehicle Registration And Titling, This Index
    Classic Motor Vehicle Projects, Certificates Of Title,  186A.535  
    Contract Of Sale. Motor Vehicle Manufacture And Sale, Generally, This Index
    County Clerk, Registration Duties. Motor Vehicle Registration And Titling, Generally, This Index
    Damages, Disclosure  186A.540  
    Dealers. Motor Vehicle Manufacture And Sale, This Index
    Definitions, Antitheft Devices  304.20-400  
        Reparations  304.39-020  
    Distributor. Motor Vehicle Manufacture And Sale, Generally, This Index
    Equipment, Insurance Coverage  304.20-060  
    Glass, Repair And Replacement Services, Unfair Practices,  304.9-470  
    Hail Damage, Designation  186A.555  
    Historic, Classic Motor Vehicle Projects, Certificates Of Title  186A.535  
    Identification Number, Reports, Insurance Companies,  304.39-087  
    Insurance, Motor Vehicle Insurance, Generally, This Index
        No-Fault Insurance, Generally, This Index
    Leases, Insurance Sold By Agents  304.9-501 et seq.  
    Liability Insurance. No-Fault Insurance, Generally, This Index
    Liability, Insurance. No-Fault Insurance, Generally, This Index
    Manufacture. Motor Vehicle Manufacture And Sale, Generally, This Index
    Motorcycles, Generally, This Index
    No-Fault Insurance, Generally, This Index
    Ownership, Title. Motor Vehicle Registration And Titling, Generally, This Index
    Rebuilt Or Previously Damaged  186A.500 et seq.  
        Designation On Title  186A.500  
    Rental Vehicle Agents  304.9-501 et seq.  
        Administrative Regulations  304.9-513  
        Commissions  304.9-425  
        Conditions Of Transacting Business  304.9-507  
        Consumer Protection Disclosures To Be Included With Agreements  304.9-509  
        Criminal Complaints, Notice To, Insurance Director,  304.9-467  
        Definitions  304.9-501  
        Educational Materials  304.9-513  
        Examination Of Accounts And Records  304.2-220  
        Fees  304.4-040    806 KAR 4:010  
        Forms  806 KAR 9:340  
        Insurance Not Sold In Conjunction With Vehicle Rental Prohibited  304.9-511  
        Licenses  304.9-505    304.9-507    806 KAR 9:265  
            Late Payment Penalty  304.99-100  
            Necessity  304.9-080  
            Renewal  304.9-513  
        Referrals  304.9-425  
        Registration Fee  304.9-505  
        Types Of Insurance  304.9-503  
            Prohibitions  304.9-511  
        Violations, Penalties  304.9-513  
            Civil Penalties  304.99-020  
    Repair, Glass Repair And Replacement Services, Unfair Practices  304.9-470  
        Loaner Vehicles, Casualty Insurance Coverage, Negligence Of Operator  304.20-065  
    Reparations  304.39-010 et seq.  
        See, Also, No-Fault Insurance, Generally, This Index
    Sale. Motor Vehicle Manufacture And Sale, Generally, This Index
    Salvaged Or Wrecked, Title
        Brand Affixed To  186A.525  
        Obtaining  186A.520  
    Theft, Antitheft Devices, Insurance Premium Reduction  304.13-065    304.20-400 et seq.    806 KAR 13:100  
    Titles. Motor Vehicle Registration And Titling, Generally This Index
    Warranties  806 KAR 5:050  
MOTORCYCLES
    Insurance, No-Fault Insurance  304.39-100  
        Required Minimum  304.39-110  
        Underinsured Motorist Coverage  304.39-040  
    Reparation Benefits  304.39-040    304.39-100  
        See, Also, No-Fault Insurance, Generally, This Index
    Tort Liability  304.39-060  
        Insurance, Required Minimum  304.39-110  
MULTIPLE–EMPLOYER WELFARE ARRANGEMENTS
    Generally  806 KAR 11:020  
MUTUAL INSURANCE HOLDING COMPANIES
    Holding Companies, This Index
MUTUAL INSURERS, DOMESTIC
        See, Also, Assessment Or Cooperative Insurance, Generally This Index
            Insurance Companies, Generally, This Index
    Additional Types Of Insurance  304.24-150  
    Agency Contract, Exclusive  304.24-280  
    Annual Meeting  304.24-190  
    Application For Insurance  304.24-120  
    Articles Of Incorporation  304.24-040    806 KAR 24:010  
        Amendment  304.24-080  
        Combined Stock And Mutual Life Insurers  304.24-095  
        Company Writing Insurance Other Than Life Becoming Mutual Insurer  299.550  
    Assets, Impairment  304.24-350  
        Share On Liquidation  304.24-440  
    Attorney General, Duties  304.24-050  
    Bond  304.24-110  
    Bulk Reinsurance  304.24-420  
    Bylaws  304.24-170    806 KAR 26:010  
    Capital Stock, Par Value  304.24-040  
    Capital, Impairment  304.24-350  
    Captive Insurers Incorporating As  304.49-060  
    Change Of Control Through Stock Acquisition  806 KAR 24:020  
    Combined Stock And Mutual Life Insurers
        Articles Of Incorporation  304.24-095  
        Definition  304.3-025  
    Conflict Of Interest, Officer, Etc.  304.24-270  
    Contingent Liability  304.24-220 et seq.  
    Control, Change By Stock Acquisition  806 KAR 24:020  
    Corporation Statutes, Applicability  304.24-030  
    Definitions  304.1-070    304.3-020    304.24-020  
        Combined Stock And Mutual Life Insurers  304.3-025  
        Domestic  304.1-070  
    Delinquency In Payment  136.980  
    Deposit In Lieu Of Bond  304.24-110  
    Deposit Required  304.3-140    806 KAR 3:060  
    Dissolution, Voluntary  304.24-430  
    Dividends  304.24-330  
    Effect  304.24-613  
    Examination, Insurance Office, By  304.2-210 et seq.  
    Failure To File Return  136.985  
    Failure To Qualify  304.24-140  
    Fee, Filing  304.4-010    304.4-040    806 KAR 4:010  
    Findings  304.24-609  
    Foreign, Taxation  136.350  
    Formation  304.24-100 et seq.  
    Funds, Borrowing  304.24-300  
    Health Service Corporation Converting To  304.32-045  
    Hearing, Management Or Exclusive Agency Contracts,  304.24-280  
    Impairment Of Capital Or Assets  304.24-350  
    Incorporation  304.24-040    304.24-100  
        Completion  304.24-070  
        General Corporation Laws, Applicability  304.24-030  
    Investments  304.7-010  
    Liability Of Members  304.24-220 et seq.  
    Liquidation, Share Of Assets  304.24-440  
        See, Also, Liquidation Or Rehabilitation, Generally, This Index
    Management Contract  304.24-280  
    Meeting, Annual  304.24-190  
        Special  304.24-200  
    Members  304.24-160  
        Dividends  304.24-330  
        Liability  304.24-220 et seq.  
        Rights Of  304.24-180  
        Voting Rights  304.24-210  
    New, Initial Qualifications  304.24-100  
    Nonassessable Policies  304.24-250  
        Revocation Of Authority To Issue  304.24-260  
    Nonparticipating Policies  304.24-310  
    Office, Principal  304.24-290  
    Officer, Conflict Of Interest  304.24-270  
    Participating Policy  304.24-310  
    Plan Of Conversion, Application For Approval  304.24-605  
        Approval  304.24-607  
        Contents  304.24-603  
        Definitions  304.24-601  
        Fairness  304.24-617  
        Hearings  304.24-607  
        Requirement  304.24-600  
        Securities, Sale Or Issuance  304.24-625  
        Stock, Sale Or Issuance  304.24-625  
        Vote Of Members  304.24-611  
              304.24-611  
        Voting Securities, Acquisition Of Beneficial Ownership,  304.24-623  
    Policy, Issuance In Other State  304.24-340  
    Policyholder, Dividends  304.24-330  
    Powers And Duties  304.24-070  
    Premiums, Trust Deposit  304.24-130  
    Proxies, Consents And Authorizations  806 KAR 26:010  
    Qualification, Failure To Qualify  304.24-140  
        Initial Qualifications  304.24-100  
        Procedures, Preliminary  304.24-050  
    Records  304.24-290  
    Reinsurance, Bulk  304.24-420  
    Reorganization, Mutual Insurance Holding Companies,  304.37-505  
    Reports, Disclosure Of Material Transactions,  304.24-415  
    Rights Of Member  304.24-180  
    Scope Of Subtitle  304.24-010  
    Service Of Process Against  304.3-230  
    Stock Insurer Becoming Mutual  304.24-360  
    Stock Insurer, Mutual Insurer Becoming  304.24-600 et seq.  
        Actuarial Opinions  304.24-605  
        Articles Of Incorporation, Amendment  304.24-600  
            Requirement  304.24-600  
            Resolutions  304.24-603  
            Vote Of Members  304.24-611  
        Beneficial Ownership Of Voting Securities, Acquisition,  304.24-623  
        Definitions  304.24-601  
        Distributions To Members  304.24-615  
            Dividend Preservation Provisions, Closed Block  304.24-621  
            Effect  304.24-619  
        Dividend Preservation Provisions, Close Block  304.24-621  
            Effect  304.24-619  
    Subsidiaries  304.3-090  
    Surplus Funds, Borrowed  304.24-300  
        Impairment  304.24-350  
    Tax  304.4-030    304.4-040  
        Premiums, Exemption  136.395  
    Trust Deposit Of Premiums  304.24-130  
    Voluntary Dissolution  304.24-430  
    Voting Rights Of Members  304.24-210  
NAMES
    Agents Assumed Business Name  806 KAR 9:130  
    Captive Insurers  304.49-030  
    Deceptive Use  806 KAR 9:020  
    False Or Deceptive  806 KAR 9:020  
    Health Service Corporation  304.32-060  
    Insurer, Deceptive Use  304.12-200  
        Limitations  304.3-100  
    Reciprocal Insurer  304.27-040  
    Reservation, Fee  806 KAR 3:010  
NEGLIGENCE
    Accidents. Motor Vehicles, This Index
    Casualty Insurance Coverage, Loaner Motor Vehicles,  304.20-065  
    Physicians. Malpractice, Medical, Generally, This Index
NEWBORNS
        See, Also, Minors, Generally, This Index
    Health Benefit Plans, Coverage  304.17A-139    304.17A-145  
    Health Insurance Coverage  304.17-042    304.18-032    304.32-153, 304.38-199  
        Health Benefits Plans  304.17A-139    304.17A-145  
        Nursery Care, Optional  304.17-185    304.18-033    304.32-154, 304.38-198  
NONFORFEITURE LAW
    Life Insurance And Annuities, This Index
NONPROFIT CORPORATIONS
            
        See, Also, Health Service Corporations, Generally, This Index
    Dental  304.32-010 et seq.  
    Educational Institution, Unauthorized Insurers Law, Exemptions,  304.11-020  
    Health Service  304.32-010 et seq.  
    Hospitals, Service Plan Corporations  304.32-010 et seq.  
        See, Also, Health Service Corporations, Generally, This Index
    Insurance Guaranty Association  304.36-010 et seq.  
    Medical Surgical Service  304.32-010 et seq.  
        See, Also, Health Service Corporations, Generally, This Index
    Universities And Colleges, Generally, This Index
NONRESIDENTS
    Insurance Agent  304.9-140  
        Countersignature On Business Of  806 KAR 3:100  
    Insurance Consultant, Service Of Process  304.9-370  
    Insurance Producers, Examinations, Exemption,  304.9-170  
    Insurers Domiciled In State, Claims Against  304.33-560  
NOTICE
    Claim, Rejection  304.33-400  
    Consumer Financial Information, Annual Privacy Notice To Customers  806 KAR 3:210  
    Health Benefit Plans, Cancellation  304.17A-245  
        External Review  304.17A-623  
        Overpayment Of Claim  304.17A-714  
    Hearing On Liquidation  304.33-400  
    Insurance Administrators Services Utilized, Notice To Insured  304.9-377  
    Insurance Agents, Appointment, Notice  304.9-270  
        Termination, Notice  304.9-280  
    Insurance Office, Hearings  304.2-320  
    Life Insurance And Annuities, Policy, Paid Up,  304.15-175    806 KAR 15:080E  
    Life Settlement Agreements  806 KAR 15:050  
    Liquidation  304.33-250  
    Long Term Care Insurance  806 KAR 17:081  
    Long Term Care Partnership Insurance Program  304.14-644  
    Notice—Cont’D
    Order To Show Cause, Liquidation Assessment  304.33-340  
    Policyholder, Of Liquidation  304.33-260  
        Premium Taxes, Local Government,  91A.0810  
    Records, Correcting  304.2-230  
    Rejection Of Claim  304.33-400  
    Review Of Examination Report  304.2-260  
    Service Of Process, Generally, This Index
    Transfer Of Domicile To Another State  304.24-500  
    Workers Compensation, Right To Seek Review Of Rates  806 KAR 13:140  
NO–FAULT INSURANCE
        Generally  304.39-010 et seq.    806 KAR 39:020 et seq  
    Actions, Limitations  304.39-230  
    Arbitration Association, Creation  304.39-290  
    Assigned Claims  304.39-160  
        Bureau  304.39-170  
        Plan  304.39-170  
        Time For Presenting  304.39-180  
    Assignment Of Benefits  304.39-241  
    Attorney For Claimant, Fees  304.39-220  
    Basic Reparation Benefits  304.39-030 et seq.  
    Benefits, Additional, Optional  304.39-140  
        Assignment  304.39-241  
        Basic Weekly Limit  304.39-130  
        Deduction From, Prohibited  304.39-250  
        Exemptions  304.39-260  
        Garnishment, Exempt From  304.39-260  
        Optional Additional  304.39-140  
        Payment Obligation  304.39-040  
            Priority Of Security Applicability  304.39-050  
        Rights To  304.39-030  
        Security Applicability, Priority For Payment,  304.39-050  
        Setoff Prohibited  304.39-250  
    Bureau, Assigned Claims  304.39-170  
    Calculation Of Net Loss  304.39-120  
    Cancellation, Notice By Agent To Vehicle Regulation Department, Binder Or Temporary Insurance Contract  304.39-083  
        Notice By Insurer To Vehicle Regulation Department,  304.39-085  
    Certificate Of Coverage  304.39-310  
    Claims, Assigned  304.39-160 et seq.  
        Mental Or Physical Examination, Petition For,  304.39-270  
        Obligor, Duty To Respond To  304.39-210  
    Converted Motor Vehicles  304.39-190  
    Coverage  304.39-100  
        Certificate  304.39-310  
        Exclusion As Operator By Agreement  304.39-045  
        Underinsured Motorist  304.39-320  
            Motorcycles  304.39-040  
            Settlements  304.39-320  
    Deduction From Benefits Prohibited  304.39-250  
    Definitions  304.39-020    304.39-070  
        Pedestrian  806 KAR 39:020  
    Disclosure Of Facts About Injured Person  304.39-280  
    Examinations, Mental Or Physical  304.39-270  
    Failure To Maintain Coverage  304.39-080    304.99-060  
    Fees Of Claimants Attorney  304.39-220  
    Forms, Approval  304.39-150  
        Rejection Form  806 KAR 39:030  
    Governmental Units Excluded  806 KAR 39:040  
    Included Coverages  304.39-100  
    Injured Person, Disclosure Of Facts About  304.39-280  
    Injuries, Intentional  304.39-200  
    Insurance Arbitration Association  304.39-290  
    Invalidity Of Provisions, Effect  304.39-340  
    Liability Self Insurance Groups, This Index
    Limitation Of Actions  304.39-230  
    Mandatory Rate Reduction  304.39-330  
    Mental Examinations  304.39-270  
    Motor Vehicle Insurance Card  304.39-117    806 KAR 39:070  
    Motor Vehicle, Limitation On Claim For Loss Of Use Of,  304.39-115  
    Motorist, Underinsured, Coverage  304.39-320  
        Motorcycles  304.39-040  
        Settlements  304.39-320  
    Net Loss, Calculation  304.39-120  
    Obligations Of Owner Or Registrant  304.39-310  
    Obligor, Duty To Respond To Claims  304.39-210  
        Reparation Obligor, Assignment Of Benefits  304.39-241  
            Reduction Or Modification Of Charges, Request For,  304.39-245  
        Rights To Recovery  304.39-070  
    Owners Obligations And Rights  304.39-310  
    Payment Obligation  304.39-040  
        Security Applicability Priority  304.39-050  
    Pedestrian, Definition  806 KAR 39:020  
    Penalty For Violation  304.99-060  
    Physical Examinations  304.39-270  
    Plan, Assigned Claims  304.39-170  
    Policy And Purpose, Legislative  304.39-010  
    Proof Of Insurance  806 KAR 39:070  
    Rate Reduction, Mandatory  304.39-330  
    Recovery, Obligors Right To  304.39-070  
    Registrant, Obligations And Rights  304.39-310  
    Rejection Form  806 KAR 39:030  
    Rules  304.39-300  
    Secured Person, Definition  304.39-070  
    Security, Applicability, Priority Of  304.39-050  
        Motor Vehicle, Covering  304.39-080  
            Failure To Maintain Coverage  304.99-060  
        Necessity  304.39-090  
        Penalty For Failure To Maintain  304.39-090  
    Self Insurance  304.39-080    806 KAR 39:050  
    Setoff From Benefits Prohibited  304.39-250  
    Severability Provisions  304.39-340  
    Terms, Approval  304.39-150  
    Tort Liability, Minimum Coverage  304.39-110  
        Partial Abolition, Acceptance Or Rejection  304.39-060  
    Unconstitutionality, Effect  304.39-340  
    Underinsured Motorist Coverage  304.39-320  
        Motorcycles  304.39-040  
        Settlements  304.39-320  
    Violation, Penalty  304.99-060  
NURSES AND NURSING
    Registered Nurse First Assistants, Health Insurance, Coverage Of Services  304.17A-146  
    See, Also, Health Facilities And Services, Generally, This Index
NURSING AND REST HOMES
    Long Term Care Insurance, Generally, This Index
    Short Term Nursing Home Insurance, Generally, This Index
OATHS AND AFFIRMATIONS
    Insurance Office, Executive Director  304.2-030  
OBSTETRICIANS AND GYNECOLOGISTS
    Health Benefit Plans, Poststabilization Treatment, Access To
    Physicians, Generally, This Index
OPTOMETRISTS
    Health Insurance Coverage Of Services Performed By,  304.17-305    304.18-095  
    Health Service Corporation, Indemnity Payable,  304.32-157  
ORDERS
    Injunctive Relief, Generally, This Index
    Insurance Office, This Index
OSTEOPATHY
        See, Also, Physicians, Generally, This Index
    Bone Density Testing, Health And Hospitalization Insurance  304.17-3163  
        Group Or Blanket Coverage  304.18-0983  
        Health Benefit Plans  304.17A-134  
        Health Service Corporations  304.32-1593  
    Health Benefit Plans, Discrimination Based On Status By, Prohibited  304.17A-275  
    Health Insurance Coverage Of Services  304.17-305    304.18-095  
    Health Maintenance Organization, Coverage  304.38-196  
    Health Service Corporation, Indemnity Payable  304.32-157  
PARTNERSHIPS
    Agreements, Health Maintenance Organizations, Filing,  304.38-040  
    Health Maintenance Organizations, This Index
    Sponsored Captive Insurers, Eligibility To Participate,  304.49-210  
PERJURY
    Insurance Hearing  304.2-340  
PERMITS
    Licenses And Permits, Generally, This Index
PERSONAL PROPERTY
    Fire Prevention And Protection, Generally, This Index
    Insurance Companies, Acquisition  304.7-411    304.7-463  
    Listing For Taxation. Taxation, Generally, This Index
PERSONAL PROPERTY INSURANCE
        See, Also, Casualty Insurance, Generally, This Index
    Cancellation, Nonrenewal, Or Refusal To Issue,  304.20-300 et seq.  
    Definitions  304.5-050  
    Fair Plan  304.35-010 et seq.  
    Finance Charges, Premiums  806 KAR 13:090  
    Floater Insurance, Definitions  304.5-070  
    Forms, Filing  806 KAR 14:006  
    Insurance, Generally, This Index
    Premium Finance Charges  806 KAR 13:090  
    Property Insurance, Definitions  304.5-050  
    Rate And Rule Filings  806 KAR 13:150  
PHARMACISTS AND PHARMACIES
    Health Benefit Plans, Claims Procedure, Electronic Submission,  304.17A-705  
PHYSICIAN ASSISTANTS
    Assistants. Physicians, This Index
PHYSICIANS
        See, Also, Health Facilities And Services, Generally, This Index
    Assistants, Surgical First Assisting Or Intraoperative Surgical Care Benefits Or Services, Health Insurance Plans Authorizing To Provide  304.17A-1473  
    Certified Surgical Assistants, Health Insurance, Coverage Of Services  304.17A-147  
    Health Benefit Plans, Discrimination Based On Status By, Prohibited  304.17A-275  
    Health Insurance Coverage Of Services Performed By,  304.17-305    304.18-095  
    Health Maintenance Organization, Coverage,  304.38-196  
    Health Service Corporation, Indemnity Payable,  304.32-157  
    Malpractice, Medical, Generally, This Index
    Negligence. Malpractice, Medical, Generally, This Index
    Osteopathy, Generally, This Index
    Rural Areas, Health Coverage, 24 Hour  216.2960  
    Twenty-Four Hour Health Coverage  806 KAR 17:130  
    Underserved Areas, Health Coverage, 24 Hour  216.2960  
PILOT PROGRAMS
    Twenty-Four Hour Pilot Insurance Program, Health Care  806 KAR 17:130  
PODIATRISTS
    Health Facilities And Services, Generally, This Index
    Health Insurance Coverage Of Services Performed By,  304.17-305  
    Health Service Corporation, Indemnity Payable,  304.32-157  
POLICIES
    Contracts, Generally, This Index
POLITICAL SUBDIVISIONS
    Counties, Generally, This Index
POPULAR NAME LAWS
    Business Transacted With A Producer Controlled Property Or Casualty Insurer Act  304.3-400 et seq.  
    Controlling Agents Act  304.3-500 et seq.  
    Fraudulent Insurance Act  304.47-010  
    Group Life Insurance Law  304.16-010 et seq.  
    Group Or Blanket Health Insurance Law  304.18-010 et seq.  
    Insurers Rehabilitation And Liquidation Law,  304.33-010 et seq.  
    Interstate Insurance Product Regulation Compact,  304.51-010  
    Long Term Care Insurance Act  304.14-600 et seq.  
    Nonprofit Hospital, Medical-Surgical, Dental And Health Service Corporation Law  304.32-010 et seq  
    Reinsurance Intermediary Act  304.9-700 et seq.  
    Standard Nonforfeiture Law For Individual Deferred Annuities Of 2005  304.15-365  
    Standard Nonforfeiture Law For Life Insurance,  304.15-300 et seq.  
    Standard Valuation Law  304.6-130 et seq.  
    Surplus Lines Law  304.10-020 et seq.  
    Unauthorized Insurers Law  304.11-010 et seq.  
    Uniform Health Policy Provision Law  304.17-010 et seq.  
POSTSECONDARY EDUCATION
    Universities And Colleges, Generally, This Index
POWER OF ATTORNEY
    Reciprocal Insurers  304.27-080    304.27-090  
PRACTICE OF MEDICINE
    Physicians, Generally, This Index
PREMIUM FINANCE COMPANIES
            See, Also, Insurance Companies, Generally, This Index
        Generally  304.30-010 et seq.  
    Account Receipt Statements  806 KAR 30:040  
    Agreement, Form  304.30-080  
    Appeal Of License Revocation, Suspension, Etc.,  304.30-050  
    Application Of Law  304.30-010  
    Cancellation Of Contract On Default  304.30-110  
        Notice, Proof Of Mailing  806 KAR 30:090  
    Charges, Late Payment  304.30-100  
    Default, Cancellation Of Contract  304.30-110  
        Notice, Proof Of Mailing  806 KAR 30:090  
    Definitions  304.30-020  
    Delinquency Charges  304.30-100  
    Fee  806 KAR 4:010  
        License  304.30-030  
    Financial Requirements  806 KAR 30:080  
    Forms, Approval  806 KAR 30:060  
    Hearing, License, Application  304.30-040  
        Revocation Or Suspension  304.30-050  
    Inquiries By Department, Time For Response  806 KAR 30:100  
    Inspection Of Records  304.30-060  
    Insurance Director, Action On Application  304.30-040  
        Rules And Regulations  304.30-070  
    Insurance Exceptions  304.1-120  
    Late Charges  304.30-100  
    License, Application  304.30-040  
        Business Without, Penalty  304.99-140  
        Fee  304.4-010    304.30-030  
        Issuance Or Renewal  304.30-040  
        Licensure, Representations  806 KAR 30:030  
        Procedure  806 KAR 30:010  
        Required  304.30-030  
        Revocation Or Suspension  304.30-050  
    Minimum Service Charge, Abuse  806 KAR 30:020  
    Notice, Cancellation Of Contract  304.30-110  
        Proof Of Mailing  806 KAR 30:090  
    Penalty For License Violation  304.99-140  
    Records  304.30-060  
        Inspection  806 KAR 30:070  
        Statement Of Account And Receipt  806 KAR 30:040  
    Refinancing, Prepayment  806 KAR 30:050  
    Representations By Licensee Limited  806 KAR 30:030  
    Response To Inquiries Of Department  806 KAR 30:100  
    Rules And Regulations  304.30-070  
    Secured Transaction, As  304.30-120  
    Service Charge, Maximum  304.30-090  
        Minimum, Abuse  806 KAR 30:020  
    Statement Of Account And Receipt  806 KAR 30:040  
    Time Limit For Responses To Department Inquiries  806 KAR 30:100  
    Violations  304.30-030    304.99-140  
PREMIUMS
    Finance Agreement  806 KAR 13:090  
    Health And Hospitalization Insurance, This Index
    Health Benefit Plans, Nonpayment, Grace Period  304.17A-243  
        Refunds  304.17A-245  
    Life Insurance And Annuities, This Index
    Premium Taxes, Local Government  91A.0810    806 KAR 2:095 et seq.  
        Advisory Council,  91A.0808  
        Disclosure  806 KAR 2:096  
        Ordinances, Filing  806 KAR 2:097  
    Surcharges  91A.080  
        Disclosure  806 KAR 2:100  
PRENEED CONTRACTS
    Funeral Contracts, This Index
PREPAID DENTAL PLAN ORGANIZATIONS
    Agents, Continuing Education  304.38-110  
        Registration And Licensing, Continuing Education,  304.38-110  
    Civil Penalties  304.99-020  
PRINCIPAL AND AGENT
    Statutory Agents, Generally, This Index
PRIVILEGES AND IMMUNITIES
    Confidential Or Privileged Information, Generally, This Index
    Health Care Improvement Authority  304.17B-003  
    Insurance Agents, Termination Of Appointment,  304.9-280  
    Insurance Companies, Examiners, Immunity From Civil Liability  304.2-230  
    Kentucky Access  304.17B-005  
PROCEEDINGS
    Actions, Generally, This Index
    Hearings, Generally, This Index
PROCESS
    Service Of Process, Generally, This Index
PROCESS AGENTS
    Statutory Agents, Generally, This Index
PRODUCERS
    Agents, Generally, This Index
    Business Entities, Active Lines Of Authority, Designated Persons To Be Licensees  304.9-133  
        Criminal Complaints, Notice To, Insurance Director,  304.9-467  
        Designated Persons To Be Licensed  304.9-133  
        Place Of Business  304.9-390  
        Records And Reports  304.9-390  
    Collected Premiums, Accounting For  304.9-400  
    Departmental Employee, Relicensing  304.9-170  
    Examination For License, Exemption  304.9-170  
    Illegal Inducements Prohibited  304.12-110  
    License, Business Entities, Designated Persons To Be Licensed  304.9-133  
        Departmental Employee, Relicensing  304.9-170  
        Examination, Exemption  304.9-170  
        Issuance Or Refusal  304.9-200  
        Nonresident, Examinations, Exemption  304.9-170  
        Refusal  304.9-200  
        Reinstatement  304.9-200  
        Renewal  304.9-200  
        Surrender, Relicensing Of Departmental Employee,  304.9-170  
        Term  304.9-200  
    Nonresident, License, Examinations, Exemption  304.9-170  
        Service Of Process On  304.9-370  
    Records And Reports  304.9-390  
    Service Of Process, For, Secretary Of State As  304.9-370  
    Solicitor, Illegal Inducements Prohibited  304.12-110  
    Specialty Credit Producers, Commissions  304.9-425  
        Criminal Complaints, Notice To, Insurance Director,  304.9-467  
        Examination Of Accounts And Records  304.2-220  
        Fees  304.4-040    806 KAR 4:010  
        Licenses  806 KAR 9:250  
            Forms  806 KAR 9:340  
            Necessity  304.9-080  
            Renewal, Late Payment Penalty  304.99-100  
        Referrals  304.9-425  
        Violations, Penalties, Civil Penalties  304.99-020  
PRODUCT LIABILITY RISK RETENTION GROUPS
        Generally  304.45-010 et seq.  
    Agents, License Required  304.45-130  
    Charters, Eligibility Requirements  304.45-030  
        Out Of State Groups  304.45-060  
    Definitions  304.45-020  
    Enforcement Of Laws  304.45-110  
    Examination By Insurance Commissioner  304.45-040  
    Exemptions  304.45-050  
    Fees  304.45-140  
    Insolvency Guaranty Funds Unavailable, Notice  304.45-130  
    Penalties For Violations  304.99-150  
    Policies, Countersignature Not Required  304.45-100  
    Prohibitions  304.45-070  
    Purpose Of Legislation  304.45-010  
    Regulations  304.45-150  
    Required Documents  304.45-040  
    Requirements For Doing Business  304.45-040    304.45-070  
    Taxation  304.45-080  
    Unfair Claims And Settlement Practices, Laws And Regulations Applicable  304.45-110  
    United States District Court Orders, Enforceability,  304.45-120  
    Violations, Penalties  304.99-150  
PROFESSIONAL SERVICE CORPORATIONS
    Group Life Insurance  304.16-080  
PROOF
    Service Of Process, Generally, This Index
PROPERTY
    Personal Property, Generally, This Index
    Real Property, Generally, This Index
PROPERTY INSURANCE
    Casualty Insurance, Generally, This Index
    Personal Property Insurance, Generally, This Index
PROSECUTORS
    Insurance Fraud Investigation Division, Report From,  304.47-050  
PROVISIONAL REMEDIES
    Garnishment, Generally, This Index
PROXIES
    Fraternal Benefit Society Members, Officers, Representatives, Delegates, Prohibition  304.29-031  
    Mutual Insurer Members, Use  304.24-210    806 KAR 26:010  
PSYCHOLOGISTS
    Group Or Blanket Insurance Coverage  304.18-0363  
    Health Maintenance Organizations, Insurance  304.38-1933  
    Health Service Corporations, Insurance  304.32-166  
    Mental Health Coverage  304.17-3185  
PUBLIC EMPLOYEES
    Health And Hospitalization Insurance, Optometrist, Coverage Of Services Performed By, Standard Of Payment  304.17A-173  
        Prescription Drugs, Dispensing  304.17A-165  
        State Employee Health Insurance Fund, Guaranteed Acceptance Program  304.17A-290  
    Insurance, Group  304.16-070  
PUBLIC FUNDS
    Funds, Public, Generally, This Index
PUBLIC HEALTH SERVICES
    Health Facilities And Services, Generally, This Index
PUBLIC HEARINGS AND MEETINGS
    Hearings, Generally, This Index
PUBLIC PROTECTION DEPARTMENT
    Insurance Office, Generally, This Index
PUBLIC SECURITIES
    Securities, Generally, This Index
PUBLIC UTILITIES
    Taxation, Penalty For Nonpayment  136.990  
PUBLICATION
    Notice, Generally, This Index
PUNISHMENT
    Fines And Forfeitures, Generally, This Index
PURCHASING OUTLETS
    Insurance Purchasing Outlets. Health And Hospitalization
    Insurance, This Index
RATES
        Generally  304.13-011 et seq.    806 KAR 13:020 et seq.  
    Appeals  304.13-161  
    Casualty Insurance, Filing Of Rates And Rules  806 KAR 13:150  
        Flex Rating  806 KAR 13:110  
    Competitive Market, Disapproval  304.13-071  
        Filing  304.13-051  
    Consent To Excess Rates  806 KAR 13:020  
    Consumer Information  304.13-081  
    Consumer Information System  304.13-081  
    Credit Life Or Health Insurance  304.19-080  
        Use Of Higher Premium Rates For Certain Credit Union Borrowers  304.19-082  
    Disapproval  304.13-071  
    Domestic Violence, Higher Rates Based On, Prohibited,  304.12-211  
    Examination, Insurance Office, By  304.13-141  
    Exceptions  304.13-021  
    Excess  304.13-100    806 KAR 13:020  
    False Information Regarding, Providing  304.13-169  
    Filing  304.4-010    806 KAR 4:010  
        Disapproval  304.13-071  
        Effective Date  304.13-051  
        Health And Hospitalization Insurance  806 KAR 14:007  
        Hearing On  304.13-051  
        Information To Support  304.13-061  
        Life Insurance  806 KAR 14:005  
        Property And Casualty Insurance  806 KAR 13:150  
        Reduction  304.13-055  
        Review  304.13-051  
    Finance Charges  806 KAR 13:090  
    Health And Hospitalization Insurance, Filing  806 KAR 14:007  
    Hearing  304.13-051    304.13-071  
    Increases, Restrictions  304.13-051  
    Kentucky Experience As Basis  304.13-057  
        Workers Compensation  806 KAR 13:130  
    Medicare Supplemental Insurance  806 KAR 17:070    806 KAR 17:420  
    Monitoring Market Competition  304.13-041  
    Noncompetitive Market, Disapproval  304.13-071  
        Filing  304.13-051  
        Standards  304.13-031  
    Penalties For Violations  304.99-120  
    Prohibited Activities  304.13-131  
    Public Inspection  304.13-081  
    Recording And Reporting  304.13-061  
    Reduction Effective Upon Filing  304.13-055  
    Residual Market Mechanisms  304.13-151  
    Scope Of Subtitle  304.13-021  
    Standards, Noncompetitive Market  304.13-031  
    Withholding Information Regarding  304.13-169  
    Workers Compensation  304.13-051    304.13-071  
        Experience Modification  806 KAR 13:130  
        Notice Of Right To Seek Review  806 KAR 13:140  
        Small Deductible Policies  806 KAR 13:120  
RATING ORGANIZATION
    Advisory Organization. Contracts, This Index
REAL ESTATE
    Real Property, Generally, This Index
REAL ESTATE BROKERS AND SALES ASSOCIATES
    Criminal Complaints, Notice To Commissioner  304.9-467  
    Disciplinary Proceedings, Notice To Commissioner  304.9-467  
REAL PROPERTY
    Assessment. Taxation, Generally, This Index
    Fire Prevention And Protection, Generally, This Index
    Insurance Companies, Investments  304.7-413    304.7-465  
    Insurance. Real Property Insurance, Generally, This Index
    Listing For Taxation. Taxation, Generally, This Index
    Purchase, Coercion To Acquire Insurance  304.12-140  
    Tax, Lien, Fire Insurance Proceeds Subject To,  304.20-200 et seq.  
    Title Insurance, Generally, This Index
    Valuation For Tax Purposes. Taxation, Generally, This Index
REAL PROPERTY INSURANCE
    Cancellation, Nonrenewal, Or Refusal To Issue,  304.20-300 et seq.  
    Definitions  304.5-050  
    Fair Plan  304.35-010 et seq.  
    Finance Charges, Premiums  806 KAR 13:090  
    Forms, Filing  806 KAR 14:006  
    Premium Finance Charges  806 KAR 13:090  
    Rate And Rule Filings  806 KAR 13:150  
    Title Insurance  304.22-010 et seq.  
    Unfair Claims Settlement Practices  806 KAR 12:095  
RECEIVERSHIP
    Fraternal Benefit Society, For  304.29-301  
    Liquidation Or Rehabilitation, Generally, This Index
RECIPROCAL INSURERS
            See, Also, Insurance Companies, Generally, This Index
        Generally  304.27-010 et seq.  
    Action By Or Against  304.27-040  
    Actuarial Opinion And Memorandum  806 KAR 6:100  
    Advisory Committee  304.27-180  
    Agent For Service Of Process, Secretary Of State As,  304.3-230  
    Annual And Quarterly Statements  304.3-240  
    Annual Statement  304.27-150  
        Actuarial Opinion And Memorandum  806 KAR 6:100  
        Forms  806 KAR 3:070  
        Synopsis  806 KAR 3:020  
    Application Of Subtitle  304.27-020  
    Assessments  304.27-210 et seq.  
        Aggregate Liability  304.27-230  
        Liquidation, Upon  304.27-280  
        Nonassessable Policy  304.27-240  
        Time Limit  304.27-220  
    Assets, Insufficient  304.27-280  
        Liquidation, Distribution On  304.27-260  
    Attorney, Action On Bond  304.27-120  
        Bond  304.27-100  
        Definitions  304.27-050  
        Deposit In Lieu Of Bond  304.27-110  
        Rights, Powers  304.27-080    304.27-090  
        Service On  304.27-130  
    Capital Funds Required  304.3-120  
    Certificate Of Authority  304.27-060    304.27-070  
    Contingent Assessment Liability  304.27-190  
    Contributions To  304.27-140  
    Conversion Or Merger  304.27-270  
    Declaration, Filing With Commissioner  304.27-060  
    Definitions  304.3-030    304.27-010  
    Deposit Required  304.3-140    806 KAR 3:060  
    Examination, Insurance Office, By  304.2-210 et seq.  
    Existing Insurers  304.27-020  
    Extinguishing  304.27-240  
    Financial Condition, Determining  304.27-160  
    Foreign, Capital Funds Required  304.3-120  
    Funds, Advancement To  304.27-140  
    Impaired Reciprocals  304.27-280  
    Insurer, Existing  304.27-020  
    Insuring Powers  304.27-030  
    Judgment, Effect On Subscribers  304.27-130  
        Liability Of Subscriber  304.27-200  
    Kinds Of Insurance Authorized  304.27-030  
    Liability Of Subscriber  304.27-190  
    Life Insurance Transaction  304.3-110  
    Liquidation, See, Also, Liquidation Or Rehabilitation, Generally, This Index
        Assessment For Debts  304.27-280  
        Share Of Assets  304.27-260  
    Merger Or Conversion  304.27-270  
    Name  304.27-040  
    Organization  304.27-060  
    Policy, Nonassessable  304.27-240  
    Power Of Attorney  304.27-080  
        Modification  304.27-090  
    Premium, Savings, Etc., Returning  304.27-250  
    Reinsurance  304.27-030  
    Savings Distribution  304.27-250  
    Scope Of Subtitle  304.27-020  
    Service Of Process On  304.3-230304.27-130  
    Statement, Annual  304.27-150  
    Subscribers  304.27-170  
        Advisory Committee  304.27-180  
        Aggregate Liability  304.27-230  
        Agreement, Modification  304.27-090  
        Assessments  304.27-210 et seq.  
        Assets, Share Upon Liquidation  304.27-260  
        Contingent Assessment Liability  304.27-190  
        Eligibility  304.27-170  
        Judgment, Effect On  304.27-130  
        Liability  304.27-190    304.27-200  
    Suits  304.27-040  
    Surplus, Impairment  304.27-240  
RECORDS AND REPORTS
    Access To  304.2-230  
    Agents  304.9-390  
        Violations  304.9-440  
    Annual Statement Convention Blank, Filing With National Association Of Insurance Commissioners,  304.2-205  
    Bail Bondsman  806 KAR 34:060  
        To Be Kept In Kentucky  806 KAR 34:065  
    Captive Insurers, Financial Statements  304.49-070  
    Confidential Or Privileged Information, Generally, This Index
    Deposit Of Assets  304.8-100  
    Disposition After Liquidation  304.33-490  
    Domestic Stock Or Mutual  304.24-290  
    False  304.12-040  
    Filing Fees  806 KAR 4:010  
    Fraternal Benefit Society  304.29-261  
    Guaranty Association  304.36-090    304.36-130    304.36-140  
    Health And Hospitalization Insurance  806 KAR 17:005  
    Health Benefit Plans, External Review  304.17A-633  
    Health Maintenance Organization, Annual  304.38-090  
    Health Service Corporation, Annual And Quarterly Statements,  304.32-090  
    Holding Company  304.37-040    304.37-090  
        Preservation  806 KAR 2:070  
    Industrial Insured, By  806 KAR 11:010  
    Insurance Office, This Index
    Insurance Purchasing Outlets  304.17A-760  
        Inspection  304.17A-758  
    Interstate Multiple Location Lines  806 KAR 3:100  
    Investments, Admitted Assets, Qualifications  304.7-014  
    Kentucky Access  304.17B-011    304.17B-023    304.17B-029  
    Life Settlement Agreements  806 KAR 15:050  
    Long Term Care Insurance  806 KAR 17:081  
    Long Term Care Partnership Insurance Program,  304.14-642  
    Malpractice Claim Settlement  304.40-310  
    Medicaid Program, Submission Of Information On Coverage And Claims Paid, Refusal To Provide,  304.12-255  
    Medicare Supplemental Insurance, Reporting Requirements,  806 KAR 17:430  
    Mine Subsidence Insurers, By  304.44-080    304.44-090  
        Loss Report  304.44-080  
        Losses Paid  304.44-090  
        Premiums Collected  304.44-090  
        Subrogation Losses  304.44-110  
    Premium Finance Company  304.30-060  
    Preservation  806 KAR 2:070  
    Reinsurance Intermediary-Brokers  304.9-715  
    Surplus Lines Broker  304.10-160    304.10-170    806 KAR 10:030  
    Twenty-Four Hour Pilot Insurance Program, Health Care  806 KAR 17:130  
    Workers Compensation, Experience  342.382  
REGIONAL OR COMPREHENSIVE HEALTH PLANNING COUNCIL
    Health Facilities And Services, Generally, This Index
REGISTRATION
    Motor Vehicle Registration And Titling, Generally, This Index
REGULATIONS, ADMINISTRATIVE
    Administrative Regulations, Generally, This Index
REHABILITATION
    Liquidation Or Rehabilitation, Generally, This Index
REINSURANCE
            See, Also, Fair Plan And Reinsurance Association,Generally, This Index
        Generally  304.5-130 et seq.  
    Accredited Reinsurer  304.5-140    806 KAR 5:025  
    Applicability  304.5-155  
    Assuming Insurer  304.5-140    806 KAR 5:025  
    Bulk  304.24-420  
    Captive Insurers, Authorization  304.49-110  
    Ceding Of Insurance Credit  304.5-140    806 KAR 5:025  
    Contract, Etc.  304.5-150  
        Filing  806 KAR 5:010  
        Illegitimate Use  806 KAR 5:020  
    Credit For Reinsurance  806 KAR 5:025  
    Credit, Ceding Of Insurance  304.5-140  
    Definitions  304.5-130    806 KAR 5:020  
    Foreign Insurers, Trust  304.5-140    806 KAR 5:025  
    Health Reinsurance Agreements  806 KAR 3:160  
    Illegitimate Use Of Agreements  806 KAR 5:020  
    Life Reinsurance Agreements  806 KAR 3:160  
    Reciprocal Insurer  304.27-030  
    Risk Limits  304.5-120  
    Treaties, Filing  806 KAR 5:010  
REINSURANCE ASSOCIATION
        See, Also, Fair Plan And Reinsurance Association, Generally, This Index
    Generally  304.35-010 et seq.  
REINSURANCE INTERMEDIARY ACT
    Generally  304.9-700 et seq.  
REINSURANCE INTERMEDIARY–BROKERS
    Agents, This Index
REINSURANCE INTERMEDIARY–MANAGERS
    Agents, This Index
RELEASES
    Surety Insurance, From Liability  304.21-050  
RELIGIOUS ORGANIZATIONS
    Nonprofit Corporations, Generally, This Index
    Publications, Insurance Code, Excepted From,  304.1-120  
REMEDIES
    Injunctive Relief, Generally, This Index
RENTAL VEHICLE AGENTS
    Motor Vehicles, This Index
REPORTS
    Records And Reports, Generally, This Index
    Workers Compensation, Insurance Carriers  342.382  
RESERVES
    Calculation, Merger Or Consolidation Of Companies  806 KAR 6:050  
        Mortality Tables  806 KAR 6:060  
    Dividends, For  806 KAR 6:040  
    Health Insurance Policies  806 KAR 6:080  
    Health Maintenance Organization  806 KAR 38:080  
    Life Insurance And Annuities, This Index
    Loss Reserve Specialist, Qualified, Definitions  304.3-242  
    Loss Reserves, Casualty Insurance  304.6-100  
        Discounting  806 KAR 6:090  
        Mortgage Guaranty Insurance  304.6-110  
    Mandatory Securities Valuation Reserve  806 KAR 6:050  
    Requirement To Engage  304.3-242  
    Unearned Premium  304.6-050 et seq.  
    Valuation, Life Insurance  806 KAR 6:070  
RESTRAINT OF TRADE
    Insurance Companies  304.13-131  
RETIREMENT PLANS
    Investment By Insurance Company  304.7-240  
REVENUE
    Funds, Public, Generally, This Index
    Taxation, Generally, This Index
REVENUE DEPARTMENT
    Casualty Insurance, Premium Surcharge Estimates,  136.392  
    See, Also, Taxation, Generally, This Index
REVENUES AND FUNDS
    Funds, Public, Generally, This Index
    Taxation, Generally, This Index
RISK RETENTION GROUPS
    Product Liability Risk Retention Groups, Generally, This Index
RULES, ADMINISTRATIVE
    Administrative Regulations, Generally, This Index
RULINGS
    Judgments, Generally, This Index
SAFETY
    Fire Prevention And Protection, Generally, This Index
SALES
    Motor Vehicle Manufacture And Sale, Generally, This Index
    Property. Personal Property, Generally, This Index
SAVINGS AND LOAN ASSOCIATIONS
    Insurance Agency Activities, Authority To Engage In
        Definitions  304.9-135  
        Requirements  304.9-135  
SCHOOLS AND SCHOOL DISTRICTS
            
    Higher Education. Universities And Colleges, Generally, This Index
    Ten Commandments, Posting, Liability Insurance, Failure To Pay Under Policy Prohibited  304.12-260  
SEALS
    Insurance Office  304.2-040    304.2-050    806 KAR 2:010  
SECRETARY OF STATE
    Statutory Agents, Fraternal Benefit Society  304.29-351  
        Insurance Administrator, Nonresident  304.9-052  
        Insurance Company  304.3-230  
        Liability Self Insurance Groups  304.48-120  
        Life Insurance Companies Aiding Educational Or Scientific Institutions, Nonprofit  304.11-020  
        Reciprocal Insurer  304.27-130  
        Unauthorized Insurer  304.11-040  
SECURED TRANSACTIONS
    Perfection Of Security Interests, Insurance Premium Finance Agreement  304.30-120  
SECURITIES
    Advance Purchases  304.7-014  
    Broker-Dealers, Criminal Complaints, Notice To Commissioner  304.9-467  
        Disciplinary Proceedings, Notice To Commissioner,  304.9-467  
    Deposit  304.7-360  
    Dividends, Generally, This Index
    Insider Trading  304.26-010 et seq.    806 KAR 26:020  
    Insurance Holding Companies, Acquisition  304.37-120    304.37-130  
        Stockholders Meeting, Voting  304.37-150  
    Mutual Insurer Becoming Stock Insurer, Sale Or Issuance Of Securities  304.24-625  
        Voting Securities, Acquisition Of Beneficial Ownership,  304.24-623  
    Stock, Generally, This Index
SELF INSURED GROUPS
    Workers Compensation, This Index
SELF–INSURERS
    Excepted From Insurance Code  304.1-120  
    Fees And Filings  304.4-010    806 KAR 4:010  
    Health Insurance Claim Forms, Uniformity  304.32-315  
    Motor Vehicle No Fault Insurance  806 KAR 39:050  
    Public Housing Authority As  304.20-080  
    Service Of Process  304.3-230  
SENTENCES
    Appeals, Generally, This Index
SERVICE
    Service Of Process, Generally, This Index
SERVICE OF PROCESS
        See, Also, Notice, Generally, This Index
    Agents For. Statutory Agents, Generally, This Index
    Fraternal Benefit Society, On  304.29-351  
    Insurance Administrator, Nonresident  304.9-052  
    Insurance Company Liquidation Or Rehabilitation,  304.33-040  
    Insurance Consultant, Nonresident  304.9-370  
    Insurance Director, Agent  304.11-020  
    Insurance Offices Hearing, Subpoena Of Witnesses And Evidence  304.2-340  
    Insurer, On  304.3-230  
    Life Insurance Company  304.11-020  
    Lloyds Plan Insurer, On  304.3-230  
    Mutual Insurance Company, On  304.3-230  
    Reciprocal Insurer, On  304.3-230    304.27-130  
    Secretary Of State As Agent  304.3-230    304.11-040  
    Statutory Agents. Secretary Of State, This Index
    Surplus Lines  304.10-200  
    Unauthorized Insurers  304.11-020    304.11-040  
SETOFFS
    Insurance Company Liquidation  304.33-330  
SETTLEMENTS
    No-Fault Insurance, Underinsured Motorist Coverage,  304.39-320  
    Structured Settlements, Annuities And Pure Endowment Contracts, Life And Health Insurance Guaranty Association, Applicability  304.42-030  
    Unfair Practices  304.12-230  
SEVERITY QUESTIONNAIRE
    Health Benefit Plans  806 KAR 17:205  
SHARES
    Stock, Generally, This Index
SHORT TERM NURSING HOME INSURANCE
        Generally  304.14-650 et seq.  
    Administrative Regulations  304.14-660    304.14-665  
    Applicability  304.14-655  
    Covered Services  304.14-675  
    Definitions  304.14-650  
    Disclosure, Administrative Regulations  304.14-660  
    Loss Ratio Standards, Administrative Regulations,  304.14-665  
    Minimum Standards  806 KAR 17:085  
    Premiums, Refunds  304.14-670  
    Return Of Policies, Rights  304.14-670  
    Standards, Minimum  806 KAR 17:085  
SICKNESS
    Health Facilities And Services, Generally, This Index
    Insurance. Health And Hospitalization Insurance, Generally, This Index
SIGNATURES
    Countersignature Requirements  806 KAR 3:100  
SMALL BUSINESS
    Icare Program, Generally, This Index
SMALL GROUP MARKET
    Health Benefit Plans, This Index
SOCIAL WORKERS
    Group Or Blanket Insurance Coverage  304.18-0363  
    Health Maintenance Organizations, Insurance,  304.38-1933  
    Health Service Corporations, Insurance  304.32-166  
    Mental Health Insurance Coverage  304.17-3185  
SOCIETIES
    Fraternal Benefit  304.29-011 et seq.  
    Nonprofit Corporations, Generally, This Index
SOLICITORS
    Agents, This Index
SPECIAL PURPOSE CAPTIVE INSURERS
    Captive Insurers, This Index
SPECIALTY CREDIT PRODUCERS
    Producers, This Index
SPONSORED CAPTIVE INSURERS
    Captive Insurers, This Index
SPRINKLER SYSTEMS
    Premium Credits Or Discount Provisions Required To Be Included In Casualty Insurance Rates For Buildings Equipped With  304.20-380  
        Applicable Date  304.20-385  
STATE DEPARTMENT
    Secretary Of State, Generally, This Index
STATE DEPOSITORIES
    Depositories, Generally, This Index
STATE FUNDS
    Funds, Public, Generally, This Index
STATE POLICE COMMISSIONER
    Fire Loss Information, Power To Require Insurer To Furnish  304.20-160  
STATUTORY AGENTS
    Fraternal Benefit Society  304.29-351  
    Insurance Administrator, Nonresident  304.9-052  
    Insurance Companies  304.3-230  
    Liability Self Insurance Groups  304.48-120  
    Life Insurance Companies Aiding Educational Or Scientific Institutions, Nonprofit  304.11-020  
    Reciprocal Insurers  304.27-130  
    Secretary Of State, This Index
    Unauthorized Insurer  304.11-040  
STOCK
        See, Also, Securities, Generally, This Index
    Captive Insurers  304.49-060  
    Investment Subsidiaries, Insurance Companies, Acquisition  304.7-413    304.7-465  
        Personal Property Or Equity Interests  304.7-411    304.7-463  
    Mutual Insurer Becoming Stock Insurer, Sale Or Issuance Of Stock  304.24-625  
STOCK INSURERS, DOMESTIC
        See, Also, Insurance Companies, Generally, This Index
    Affiliation  304.24-400  
    Agency Contract, Exclusive  304.24-280  
    Articles Of Incorporation  304.24-040    806 KAR 24:010  
        Amendment  304.24-090  
        Combined Stock And Mutual Life Insurers  304.24-095  
    Assets, Impairment  304.24-350  
    Attorney General, Duties  304.24-050  
    Bulk Reinsurance  304.24-420  
    Business Corporation, Conversion To  304.24-370  
    Capital Stock, Par Value  304.24-040  
    Capital, Impairment  304.24-350  
    Captive Insurers Incorporating As  304.49-060  
    Combined Stock And Mutual Life Insurers, Articles Of Incorporation  304.24-095  
        Definition  304.3-025  
    Conflict Of Interest, Officer, Etc.  304.24-270  
    Control Of, Change  806 KAR 24:020  
    Conversion To Ordinary Business Corporation,  304.24-370  
    Corporation Statutes, Applicability  304.24-030  
    Definition  304.1-070    304.3-010    304.24-020  
        Combined Stock And Mutual Life Insurers  304.3-025  
    Deposit Required  304.3-140    806 KAR 3:060  
    Dissolution, Voluntary  304.24-430  
    Dividends  304.24-320  
    Domestic, Definitions  304.1-070  
    Equity Securities  806 KAR 24:010  
        Insider Trading  304.26-010 et seq.    806 KAR 26:020  
            Arbitrage Transaction  304.26-070  
            Classification Of Insurers  304.26-090  
            Definition  304.26-020  
            Exceptions  304.26-080  
            Insurer, Recovery Of Profits  304.26-040  
            Investment Accounts And Transactions  304.26-060  
            Limitation Of Action, Suit To Recover Profit,  304.26-040  
            Omission In Good Faith  304.26-090  
            Owner, Statement Required  304.26-030  
            Profits, Recovery By Insurer  304.26-040  
            Regulations, Insurance Office  304.26-090  
            Sale, Unlawful  304.26-050  
            Scope Of Subtitle  304.26-010  
            Statement Of Owner  304.26-030  
    Examination, Insurance Office, By  304.2-210 et seq.  
    Fees, Filing, Etc.  304.4-010    304.4-040    806 KAR 4:010  
    Fire Prevention Laws, Administration, Tax To Defray Cost  136.360  
    Funds, Borrowing  304.24-300  
    Hearing, Affiliations  304.24-400  
        Management Or Exclusive Agency Contract,  304.24-280  
    Impairment Of Capital Or Assets  304.24-350  
    Incorporation  304.24-040  
        Completion  304.24-070  
        General Corporation Laws, Applicability  304.24-030  
    Investments, Generally, This Index
    Management Contract  304.24-280  
    Merger Or Consolidation  304.24-390  
    Mutual Insurer Becoming  304.24-600 et seq.  
    Mutualization  304.24-360  
    Newly Organized, Qualification  304.24-060  
    Nonparticipating Policy  304.24-310  
    Notice Of Intent To Convert To Ordinary Business Corporation,  304.24-370  
    Office, Principal  304.24-290  
    Officer, Conflict Of Interest  304.24-270  
    Participating Policy  304.24-310  
    Policy, Issuance In Other States  304.24-340  
    Powers And Duties  304.24-070  
    Procedures, Preliminary  304.24-050  
    Proxies, Consents And Authorizations  806 KAR 26:010  
    Qualification, Newly Organized Stock Insurer  304.24-060  
    Records  304.24-290  
    Reinsurance, Bulk  304.24-420  
    Reports, Disclosure Of Material Transactions,  304.24-415  
    Scope Of Subtitle  304.24-010  
    Stockholders, Dividends  304.24-320  
    Subsidiaries  304.3-090  
    Surplus Funds, Borrowed  304.24-300  
    Taxation, Other Than Life  136.340    136.360  
        Delinquency In Payment  136.980  
        Penalties For Nonpayment  136.990  
        Return, Failure To File  136.985  
    Voluntary Dissolution  304.24-430  
STOCKBROKERS
    Broker-Dealers. Securities, This Index
STOCKHOLDERS
        See, Also, Stock, Generally, This Index
    Dividends, Generally, This Index
    Meetings, Insurance Holding Companies, Voting Securities  304.37-150  
SUBPOENAS
    Insurance Hearing, Witness  304.2-340  
    See, Also, Service Of Process, Generally, This Index
SUBROGATION
    Salvage Or Subrogation Recoveries, Valuation  806 KAR 3:025  
SUBSTANCE ABUSE
    Alcoholism, Generally, This Index
SUICIDE
    Credit Life Or Health Insurance Clause  304.19-140  
SUITS
    Actions, Generally, This Index
SURETIES
    Bonds, Surety, Generally, This Index
    Insurance Company, Release  304.33-310  
SURETY INSURANCE
            No-Fault Insurance, Generally, This Index
            See, Also, Contracts, Generally, This Index
        Generally  304.21-010 et seq.  
    Agents, Generally, This Index
    Bail Bonds Not Included  806 KAR 5:030  
    Bond, Premium As Expense  304.21-070  
    Cancellation, Notice Of Intent  304.21-090  
    Certificate Of Authority  304.21-020  
        Effect  304.21-060  
        Evidence  304.21-040  
        Termination  304.21-030  
    Contracts, Laws Applicable  304.21-010  
        See, Also, Contracts, Generally, This Index
    Corporate Bonds As Surety  304.21-050  
    Definitions  304.5-060    806 KAR 5:030  
    Estoppel To Deny Power  304.21-080  
    Insurer, Withdrawal From State  304.21-030  
    Justification Of Surety  304.21-040  
    Limitation Of Liability  304.21-050  
    List, Authorized Insurers  304.21-020  
    Notice Of Cancellation, Termination, Or Nonrenewal,  304.21-090  
    Policy, Laws Applicable  304.21-010  
        See, Also, Contracts, Generally, This Index
    Release From Liability  304.21-050  
    Sole Insurer, Evidence Of Authority  304.21-060  
    Termination, Notice Of Intent  304.21-090  
SURGEONS, MEDICAL
    Physicians, Generally, This Index
SURGICAL ASSISTANTS
    Benefits Or Services, Health Insurance Plans Authorizing To Provide  304.17A-1473  
    Surgical First Assisting Or Intraoperative Surgical Care
SURGICAL SERVICE CORPORATIONS
            
        See, Also, Health Service Corporations, Generally, This Index
    Generally  304.32-010 et seq.  
SURPLUS LINES INSURERS
            Insurance Companies, Generally, This Index
            See, Also, Insurance, Generally, This Index
        Generally  304.10-010 et seq.  
    Broker, Affidavit  304.10-050    806 KAR 10:050  
            Late License Renewal Request  304.9-270  
            List  304.9-260  
        Annual Statement  806 KAR 10:030  
        Bond  304.10-140  
        Certificate, Delivery To Insured  304.10-080  
        Commissions, Dividing  304.9-421    304.9-425  
        Continuing Education  304.9-260  
        Denial, Suspension, Revocation  304.9-440  
        Errors And Omission Insurance Policy  304.10-140  
        Evidence Of Financial Responsibility  806 KAR 9:210  
        Fees  806 KAR 4:010  
        Illegal Inducements Prohibited  304.12-110  
        Licenses  304.10-120  
            Applications  304.9-150  
            Continuation Of Appointment Fee  304.9-260  
            Continuation, Expiration  304.9-260    304.99-100  
        Penalty, Late License Continuation Request  304.9-260  
        Prohibited Conduct  304.10-130  
        Quarterly Statement  304.10-170  
        Records  304.10-160  
        Renewal  304.10-120  
            Expiration, List  304.9-270  
            Fees  304.9-260  
        Report, Quarterly  304.10-170  
        Revocation, Suspension  304.10-130  
        Rights Under  304.9-250  
        Statement, Annual  806 KAR 10:030  
        Surrender  304.10-120  
        Tax, Failure To Pay  304.99-085  
        Term  304.9-260  
        Transfer  304.9-250  
        Violations  304.99-085  
    Business From Agents, Acceptance  304.10-150  
    Certificate, Delivery To Insured  304.10-080  
    Changes  304.10-080  
    Commissions  304.9-425  
    Conditions For Export  304.10-040  
    Contract, Endorsement  304.10-090  
    Criminal Complaints, Notice To, Insurance Director,  304.9-467  
    Definitions  304.10-030  
    Eligibility  304.10-070  
    Evidence Of Insurance  304.10-080  
    Examination, Insurance Office, By  304.2-220 et seq.  
    Exemptions From Law  304.10-020  
    Export, Conditions For  304.10-040  
        Eligible Lines For  304.10-060  
    Fees  304.4-010    304.4-040  
    Legal Process Against  304.10-200  
    Liability For Losses  304.10-110  
    Licenses. Broker, Ante
    List Of Eligible Insurers  304.10-070  
    Loss, Liability  304.10-110  
    Open Lines For Export  304.10-060  
    Policy, Issuance  304.10-080  
    Premiums, Tax On  304.10-180    806 KAR 10:030  
        Unearned, Liability For  304.10-110  
    Records And Reports  806 KAR 10:030  
    Referrals  304.9-425  
    Rules And Regulations  304.10-210  
    Service Of Process Against  304.10-200  
    Taxation  304.10-180  
    Title Of Law  304.10-010  
    Unauthorized Business  304.11-030  
        See, Also, Insurance Companies, Generally, This Index
    Unauthorized Insurer, From  304.10-040  
        Validity Of Contracts  304.10-100  
    Unearned Premiums, Liability For  304.10-110  
    Validity Of Contracts  304.10-100  
    Violations, Penalties, Civil Penalties  304.99-020  
SURVIVING SPOUSE
    Health Insurance, Converted Policy  304.32-300  
SWINDLING
    Fraud, Generally, This Index
TAXATION
        Generally,  136.320 et seq.  
    Adjustments,  136.377  
    Assessment,  136.390  
    Attorney, For Exchange Of Reciprocal Or Interinsurance Contract,  136.370  
        Interinsurance Or Reciprocal Contract,  136.370  
    Bail Bondsmen, Fees,  136.410  
    Captive Insurers  304.49-220  
    City License Tax, Collection  806 KAR 2:092E et seq.  
    College. Universities And Colleges, Generally, This Index
    Declaration Of Estimated Tax Required,  136.377  
    Delinquency In Payment,  136.980  
    Dental Service Corporation,  136.395  
    Dissolution Or Termination Of Company, Effect,  136.381  
    Domestic Life,  136.320  
    Estimate From Stock And Foreign Mutual Companies,  136.377  
    Exemptions, Dental Service Company  136.395  
        Fraternal Benefit Society  304.29-241  
        Hospital Service Company,  136.395  
        Insurance Guaranty Association  304.36-150  
        Kentucky Access  304.17B-027  
        Life And Health Insurance Guaranty Association,  304.42-160  
        Medical Service Company,  136.395  
        Premium Tax, From,  136.395  
    Failure To File Return,  136.985  
    Failure To Pay  304.4-040  
    Fire Insurance Proceeds, Payment By Insurer Directly To Taxing Authority  304.20-210  
    Foreign Mutual Insurer,  136.350  
    Fraternal Benefit Societies  304.29-241  
    Health Service Corporation,  136.395  
    Hospital Service Corporation,  136.395  
    Insurance Premium Surcharge,  136.392  
    Kentucky Access, Exemptions  304.17B-027  
    License Taxes, Generally, This Index
    Life Insurance Company  136.320    136.330  
        Elections, Irrevocable,  136.335  
    Lloyd’S Insurer,  136.350  
    Medical Service Corporation,  136.395  
    Nonpayment,  136.377  
    Payment, Fire Insurance Proceeds, Payment By Insurer Directly To Taxing Authority  304.20-210  
    Penalty,  136.377  
    Premium Surcharge,  136.392  
        Exemption,  136.395  
    Premium Taxes, Local Government  91A.0810  
        Advisory Council,  91A.0808  
        Unauthorized Insurer  304.11-050  
    Product Liability Risk Retention Groups  304.45-080  
    Reinsurance, Unauthorized, As To  304.4-030  
    Return, Failure To File,  136.985  
    Stock Company, Other Than Life  136.340    136.360  
    Surplus Lines Insurers  304.10-180  
    Tax Liens. Liens, This Index
    Triannual Payment,  136.377  
    Unauthorized Insurer  304.11-050  
    Underwriter  136.390  
    Urban County Government, This Index
TELEHEALTH NETWORK
    Health Benefit Plans, Claim Forms And Records  806 KAR 17:270  
        Deductibles, Copayments, Or Coinsurance,  304.17A-138  
        Exclusion Of Coverage, Prohibited  304.17A-138  
TEMPOROMANDIBULAR JOINT DISORDER
    Preauthorization Requirements  806 KAR 17:090  
TEN COMMANDMENTS
    Schools Posting, Liability Insurance, Failure To Pay Under Policy Prohibited  304.12-260  
TERM INSURANCE
    Group Life Insurance, Generally, This Index
TESTING
    Bone Density Testing. Osteopathy, This Index
THEFT
    Motor Vehicles, Antitheft Devices, Insurance Premium Reduction  304.13-065    304.20-400 et seq.    806 KAR 13:100  
TITLE INSURANCE
            Insurance Companies, Generally, This Index
            Insurance, Generally, This Index
            See, Also, Contracts, Generally, This Index
        Generally  304.22-010 et seq.  
    Application Of Act  304.22-010  
    Bonds Of Others, Guaranteeing  304.22-040  
    Contract  304.22-010 et seq.  
    Definitions  304.5-090  
    Deposit Required  304.3-140    806 KAR 3:060  
    Guaranty, Obligation Executed By Others  304.22-040  
    Insurable Interest Exception  304.14-060  
    Investments By Title Insurers  304.7-250    304.7-451 et seq.  
    Powers Of Insurer  304.22-030  
    Rates, Filing  304.22-020  
        Standard  304.22-020  
    Reserves  304.6-080  
    Stock Insurer Only  304.3-110  
TITLE TO PROPERTY
    Insurance  304.22-010 et seq.  
        See, Also, Title Insurance, Generally, This Index
    Motor Vehicle Registration And Titling, Generally, This Index
TRADE PRACTICES
    Free Insurance, Prohibited Practices  304.12-112  
              304.12-112  
    Insurance Companies,
    Military Personnel, Protection  304.12-257  
    Unfair Practices And Frauds, Generally, This Index
TRAFFIC OFFENSES
    Accidents. Motor Vehicles, This Index
TRUST COMPANIES
    Insurance Agency Activities, Authority To Engage In, Definitions  304.9-135  
        Requirements  304.9-135  
TRUSTS
    Sponsored Captive Insurers, Eligibility To Participate,  304.49-210  
TWENTY-FOUR HOUR PILOT INSURANCE PROGRAM, HEALTH CARE
    Generally  806 KAR 17:130  
UNAUTHORIZED INSURERS
            See, Also, Insurance Companies, Generally, This Index
        Generally  304.11-010 et seq.  
    Action Against  304.11-040  
    Agent,
        Disclosure Agreements, Placement Of Insurance And Services For Client, Compensation  304.11-020  
        Service On  304.11-040  
    Business Prohibited  304.11-030  
    Certificate Of Authority, Doing Business Without,  304.11-030  
    Exempt Commercial Policyholder, Exemptions,  304.11-020  
    Exemptions  304.11-020  
    Forfeiture  304.11-040  
    Government Entity Insured, Exemptions  304.11-020  
    Industrial Insured  806 KAR 11:010  
        Exemptions  304.11-020  
    Injunction  304.11-030  
    Investigation  304.11-040  
    Judgment  304.11-040  
    Jurisdiction Of, Insurance Director  304.11-020  
    Life Insurance Company, Nonprofit, Exemption,  304.11-020  
    Premium Tax  304.11-050  
    Registration Fee  304.4-010    806 KAR 4:010  
    Service Of Process  304.11-040  
    Title Of Law  304.11-010  
    Violation  304.11-030  
UNDERINSURED MOTORIST COVERAGE
    Generally  304.39-320  
UNDERWRITERS
    Health Care Malpractice Insurance  304.40-010 et seq.  
    Legal Professional Liability Joint Underwriting Association,  304.41-010 et seq.  
    Lloyds Plan Insurers, This Index
    Policies, Joint Issue  304.14-200  
    Tax,  136.390  
UNFAIR PRACTICES AND FRAUDS
        Generally  806 KAR 12:010 et seq.  
    Advertisements  304.12-020    806 KAR 12:010  
        Assets And Liabilities  304.12-050  
    Appeal  304.12-120  
    Application, Required Statement, Exceptions,  304.47-030  
    Automobile Glass Repair And Replacement Services,  304.9-470  
    Blindness, Discrimination Based On  304.12-215  
    Boycott, Coercion, Intimidation  304.12-070  
    Claims Form  304.47-030  
    Claims Settlement Practices  304.12-230  
        Life And Health Insurance  806 KAR 12:092  
        Time Restrictions  304.12-235  
    Coercion To Acquire Insurance  304.12-140  
    Confidential Or Privileged Information  304.47-055  
    Creditor, Fee For Handling Insurance  304.12-160  
    Curtailment Of Undefined Practices  304.12-130  
    Damages  304.47-020  
    Deceptive Acts  304.12-010  
    Defamation  304.12-060  
    Definitions  304.47-010  
    Desist Order  304.12-120  
    Directorship, Multiple  304.12-180  
    Disclosure Of Information  304.47-050    806 KAR 12:010  
    Discrimination  304.12-080  
        Exceptions  304.12-100  
    Failure To Settle In Good Faith, Time Restrictions,  304.12-235  
    Felonies, Permitting Persons Convicted Of To Engage In Insurance Business  304.47-025  
    Financial Statements, False  304.12-040  
    Fraud Investigation Units  304.47-080  
    Fraudulent Insurance Laws  304.47-020  
    Free Choice Of Agent Or Insurer, Notice Of  304.12-150  
    Handling Premium Monies  304.12-190  
    Health Benefit Plans  304.17A-150  
    Illegal Inducements  304.12-110  
    Insurance Fraud Investigation Division,
        Attorney General, Report To  304.47-050  
        Commonwealth Attorney, Report To  304.47-050  
        Contact Person To Communicate With, Insurers To Designate  806 KAR 47:010  
        Creation  304.47-040  
        Fees And Costs  304.47-070  
        Investigations  304.47-050  
        Powers And Duties  304.47-040  
        Prosecuting Attorney, Report To  304.47-050  
        Records And Reports  304.47-050  
            Confidentiality  304.47-055  
        Resisting Arrest  304.47-040  
        Special Investigators  304.47-040  
    Insurer, Interference With Free Choice  304.12-150  
    Interlocking Ownership  304.12-180  
    Intimidation  304.12-070  
    Libel And Slander, Exemption  304.47-050    304.47-060  
    Medicaid Program, Submission Of Information On Coverage And Claims Paid, Refusal To Submit  304.12-255  
    Military Personnel, Solicitation, Life Insurance And Annuities,  806 KAR 12:180  
    Penalties  304.47-020    304.99-110  
    Premium Monies, Handling  304.12-190  
    Rebates Prohibited  304.12-090  
        Exceptions  304.12-100  
    Records And Reports,
        Confidentiality  304.47-055  
        Law Enforcement Agency, Report To  304.47-050  
    Special Investigative Units  806 KAR 47:030  
    Twisting  304.12-030  
    Undefined Practice, Curtailment  304.12-130  
    Unfair Competition  304.12-010  
    Wash Transactions Disallowed  304.6-030  
UNIFORM ACTS
    Health Policy Provision Law  304.17-010 et seq.  
UNIONS
    Life Insurance  304.16-050    304.16-060  
        See, Also, Group Life Insurance, Generally, This Index
UNITED STATES
    Fire Loss Information, Power Of Federal Agency To Require Insurer To Furnish  304.20-160  
UNIVERSITIES AND COLLEGES
    Credit Life And Health Insurance, Student  304.19-040  
    Life Insurance  304.15-020    304.15-045  
    Students,
        Credit Life And Health Insurance  304.19-040  
        Life Insurance  304.15-020    304.15-045  
URBAN COUNTY GOVERNMENT
    Financial Administration,
        Definitions  91A.0802  
        Expenses And Expenditures, Assessments,  91A.0812  
    Taxation, Insurance Companies  91A.0804 et seq.  
        License Taxes  91A.080  
            Collection  806 KAR 2:092E et seq.  
        Premium Taxes  91A.0810  
UTILIZATION REVIEW
    Health And Hospitalization Insurance  304.17-412  
        Group Or Blanket  304.18-045  
        Registration  806 KAR 17:280  
    Health Benefit Plans, This Index
    Health Service Corporations  304.32-147  
    Self Insured Employers  304.32-330  
VEHICLES
    Motor Vehicles, Generally, This Index
    Motorcycles, Generally, This Index
VENDING MACHINES
    Insurance  304.9-240  
VENUE
    Insurance Company, Action Against  304.14-380  
        Liquidation Or Rehabilitation  304.33-040  
VIATICAL SETTLEMENT BROKERS
    Brokers. Life Settlements, This Index
VIATICAL SETTLEMENTS
    Life Settlements, Generally, This Index
VOUCHERS
    Insurance Purchasing Outlets,
        Collections  304.17A-758  
        Redemption  304.17A-768  
WAGES AND HOURS
    Insurance Company Liquidation, Order Or Distribution,  304.33-430  
WET MARINE AND TRANSPORTATION INSURANCE
    Definitions  806 KAR 5:040  
WITNESSES AND TESTIMONY
    Insurance Offices Hearing  304.2-340    304.2-350  
    Privileged Information. Confidential Or Privileged Information, Generally, This Index
WORDS AND PHRASES
    Definitions, Generally, This Index
WORKERS CLAIMS OFFICE
    Insurance Department Fraud Investigation Division, Providing Access To Information  304.47-050  
        Immunity From Liability  304.47-060  
WORKERS COMPENSATION
    Administrative Regulations, Experience Modification Factor, Explanation To Insured  304.13-415  
        Rating System Application, Notice Of Insureds Rights,  304.13-161  
        Self Insured Groups  304.50-010  
            Excess Insurance Coverage  304.50-120  
    Advisory Organization Filings  806 KAR 52:030  
    Casualty Insurance, Proof Of Coverage  304.20-090  
    Coal Severance Or Processing Employers, Drug Free
        Workplace Programs, Credit On Insurance Premium,  304.13-412  
    Coverage, Exemptions  304.12-250  
    Definitions, Self Insured Groups  304.50-015  
    Drug Free Workplace Programs, Credit On Insurance Premium  304.13-167  
        Coal Severance Or Processing Employers  304.13-412  
    Fraud, Insurance Offices Fraud Investigation Division, Workers Compensation Branch  304.47-040  
    Insurance, Coverage, Work Related Conditions, Exclusion Prohibited  304.12-250  
        Deductible Policies, Optional Deductibles  304.13-400  
            Policyholder Financial Requirement  304.13-420  
            Premiums, Reduction  806 KAR 13:120  
        Experience Modification Factors, Rates  806 KAR 13:130  
        Guaranty Association, Liability  304.36-080  
        Insurer Compliance Information  304.13-057  
        Premium, Experience Modifications  304.13-415  
            Reduction, Deductible Policies  304.13-410    806 KAR 13:120  
        Rates  304.13-051    304.13-071  
            Adjustment To Reflect Effect Of 1996 1st Extraordinary Session  304.13-053  
            Filing Procedures, Rates In Use After December 31,1998  304.13-053  
            Insureds Rights, Notice Upon Policy Issuance Or Renewal,  304.13-161  
            Notice Of Right To Seek Review  806 KAR 13:140  
        Records And Reports  304.13-167  
            Annual Report  342.382  
            Experience  342.382  
        Self Insured Groups, Generally, Post
        Uniform Classification And Experience Rating Systems,  304.13-167  
    Kentucky Employers Mutual Insurance Authority,
        Workers Compensation Insurance Plan, Phase Out Procedures  304.13-340  
    Liability, Insurance Guaranty Association  304.36-080  
    Rates,
        Increases, Retroactive Increases Prohibited,  304.13-058  
        Insurance, Ante
    Reports, Insurance Carriers  342.382  
        Experience  342.382  
    Safety Programs, Credit On Insurance Premium,  304.13-167  
    Self Insured Groups  304.50-005 et seq.    806 KAR 52:010 et seq.  
        Administration, Change, Filing  304.50-060    304.50-065  
        Administrative Regulations  304.50-010  
            Excess Insurance Coverage  304.50-120  
        Agents, Licenses  304.50-070  
        Applicability Of Law  304.50-020    304.50-155  
        Assessments, Collection, Plans  304.50-055  
        Authorization To Form  304.50-010  
        Board Of Trustees  304.50-085  
        Bonds  304.50-045  
        Bulk Reinsurance  304.50-115  
        Certificates Of Filing  304.50-025 et seq.  
            Applications  304.50-030  
            Fees  304.50-030  
            Financial Responsibility  304.50-035    304.50-045  
            Revocation Or Suspension  304.50-140  
            Termination  304.50-040  
            Validity  304.50-040  
        Claim Reserves, Discounting  304.50-125  
        Compliance, Statutory Provisions  304.50-145  
            Time For  304.50-020  
        Conflicts Of Interest  304.50-105  
        Conservatorship, Certificates Of Filing, Revocation Or Suspension  304.50-140  
        Coverage Forms, Filing  304.50-115    806 KAR 52:030  
        Custodians Of Assets  304.50-050  
        Deficit, Fund Balance  304.50-135  
        Definitions  304.50-015  
        Delinquency Proceedings  304.50-135  
            Certificates Of Filing, Revocation Or Suspension,  304.50-140  
        Deposit Of Assets  304.50-050  
        Dissolution  304.50-100  
        Dividends  304.50-055  
        Excess Insurance Coverage  806 KAR 52:020  
            Administrative Regulations  304.50-120  
            Proof  304.50-060  
        Financial Condition, Examination By Commissioner  304.50-075  
            Hazardous  304.50-135  
            Statements, Change, Notice  304.50-065  
            Statements, Filing  304.50-060    304.50-110    806 KAR 52:010  
        Financial Responsibility  304.50-035    304.50-045  
        Funds, Investments  304.50-055  
        Hazardous Financial Condition  304.50-135  
        Hearings, Violations  304.50-140  
        Investments  304.50-055  
        Members,
            Applications  304.50-090  
            Applications Forms  806 KAR 52:010  
            Cancellation  304.50-090  
            Evidences Of Coverage  304.50-130  
            Expulsion  304.50-090  
            False Statements  304.50-110    304.50-150  
            Financial Conditions  304.50-095  
            Insolvency, Effect  304.50-090  
            Withdrawal  304.50-090  
        Merger And Consolidation  304.50-040  
        Penalties  304.50-140  
        Premiums  304.50-030  
            Collection, Plans  304.50-055  
            Notice  304.50-090  
        Purpose  304.50-005  
        Rates, Filing  304.50-115    806 KAR 52:030  
        Receivership, Certificates Of Filing, Revocation Or Suspension,  304.50-140  
        Rehabilitation, Certificates Of Filing, Revocation Or Suspension  304.50-140  
        Reports  304.50-060  
            Change, Notice  304.50-065  
            Insurance Commission  304.50-160  
        Security Deposit  304.50-050    806 KAR 52:010  
        Service Of Process, Secretary Of State As Attorney,  304.50-080  
        Taxation  304.50-090  
        Unfair Business Practices  304.50-150  
        Violations  304.50-145  
            Penalties  304.50-140  
        Waiver, Excess Insurance Coverage  304.50-120  
YOUTH
    Minors, Generally, This Index

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